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UFCS Stock Chart & Stats
$40.38
-$0.03(-0.11%)
At close: 4:00 PM EST
$40.38
-$0.03(-0.11%)
Day’s Range― - ―
52-Week Range$25.79 - $54.42
Previous CloseN/A
Volume20.25K
Average Volume (3M)158.36K
Market Cap
$1.31B
Enterprise Value$1.11K
Total Cash (Recent Filing)$1.34B
Total Debt (Recent Filing)$146.27M
Price to Earnings (P/E)10.1
Beta0.75
Next Earnings
Aug 03, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield1.73%
Share Statistics
EPS (TTM)5.07
Shares Outstanding25,656,166
10 Day Avg. Volume148,139
30 Day Avg. Volume158,358
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.02
Price to Sales (P/S)0.69
P/FCF Ratio3.64
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$57.00Price Target Upside41.16% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)4.44
Revenue Forecast (FY)$1.41B
Bulls Say, Bears Say
Bulls Say
Underwriting And Top-Line GrowthRecord net written premium and a near four-point combined ratio improvement reflect clearer underwriting discipline and scale. Sustained NWP growth, a 57% underlying loss ratio and improved renewal/new business trends support durable margin expansion and revenue resilience over several quarters.
Strong Cash Generation And FCFConsistent operating cash flow and free cash flow that track net income indicate high earnings quality and real liquidity. Reliable FCF supports reinvestment in underwriting, alternative distribution, dividends and buybacks, and provides a buffer against underwriting cycles over the medium term.
Conservative Leverage And Strengthening CapitalLow leverage and rising equity provide substantial capacity to absorb underwriting volatility and support growth. Improved ROE and higher book value over recent years bolster capital flexibility for reinsurance, Lloyd's capacity expansion, and shareholder returns without over-reliance on external financing.
Bears Say
Underwriting Volatility And Prior LossHistoric swings including the 2023 loss show underwriting outcomes can reverse quickly, risking capital and earnings continuity. This structural volatility requires conservative pricing and reserving; repeated adverse cycles could erode capital, constrain growth and force higher reinsurance or rate increases.
Intensifying Competition In E&S And ReinsuranceSofter pricing and new entrant capacity in E&S reduce pricing power and compress underwriting margins. Concurrent pressure in assumed reinsurance limits profitability on ceded portfolios and can force higher retention or cautious new business underwriting, weighing on sustainable margin improvement.
Rising Unrealized Investment LossesInterest rate-driven mark-to-market losses reduce book value and capital cushions, limiting leverage and possibly increasing regulatory scrutiny. Persistently higher rates can temper realized returns from limited partnerships and fixed income positioning, constraining investment income upside over time.
United Fire Group News
UFCS FAQ
What was United Fire Group’s price range in the past 12 months?
United Fire Group lowest stock price was $25.79 and its highest was $54.42 in the past 12 months.
What is United Fire Group’s market cap?
United Fire Group’s market cap is $1.31B.
When is United Fire Group’s upcoming earnings report date?
United Fire Group’s upcoming earnings report date is Aug 03, 2026 which is in 14 days.
How were United Fire Group’s earnings last quarter?
United Fire Group released its earnings results on May 05, 2026. The company reported $1.16 earnings per share for the quarter, beating the consensus estimate of $0.905 by $0.255.
Is United Fire Group overvalued?
According to Wall Street analysts United Fire Group’s price is currently Undervalued.
Does United Fire Group pay dividends?
United Fire Group pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.73%. See more information on United Fire Group dividends here
What is United Fire Group’s EPS estimate?
United Fire Group’s EPS estimate is 0.69.
How many shares outstanding does United Fire Group have?
United Fire Group has 25,656,166 shares outstanding.
What happened to United Fire Group’s price movement after its last earnings report?
United Fire Group reported an EPS of $1.16 in its last earnings report, beating expectations of $0.905. Following the earnings report the stock price went up 7.931%.
Which hedge fund is a major shareholder of United Fire Group?
Currently, no hedge funds are holding shares in UFCS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
United Fire Group Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$57.00 (41.16% Upside)
$57.00 (41.16% Upside)
Blogger Sentiment
Bullish
UFCS Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 97.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $203.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 5.0%
Last 30 Days ▲ 5.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
89.44%
12-Months-Change
Fundamentals
Return on Equity
14.36%
Trailing 12-Months
Asset Growth
12.22%
Trailing 12-Months
Company Description
United Fire Group
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
UFCS Stock 12 Month Forecast
Average Price Target
$57.00
▲(41.16% Upside)
Technical Analysis
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Ownership Overview
14.24% Insiders
15.79% Mutual Funds
<0.01% Other Institutional Investors
44.65% Public Companies and
Individual Investors