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UFCS Stock Chart & Stats
$53.88
$0.12(0.23%)
At close: 4:00 PM EDT
$53.88
$0.12(0.23%)
Day’s Range― - ―
52-Week Range$29.74 - $55.82
Previous Close$51.45
Volume111.33K
Average Volume (3M)142.38K
Market Cap
$1.38B
Enterprise Value$1.50K
Total Cash (Recent Filing)$139.44M
Total Debt (Recent Filing)$146.35M
Price to Earnings (P/E)9.9
Beta0.76
Next Earnings
Nov 04, 2026EPS Estimate
1.19Next Dividend Ex-DateN/A
Dividend Yield1.33%
Share Statistics
EPS (TTM)5.47
Shares Outstanding25,705,439
10 Day Avg. Volume141,236
30 Day Avg. Volume142,378
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.02
Price to Sales (P/S)0.69
P/FCF Ratio3.64
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$58.50Price Target Upside8.57% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.52
Revenue Forecast (FY)$1.43B
Bulls Say, Bears Say
Bulls Say
Improving Underwriting Performance And Premium GrowthStrong premium growth across core commercial lines, combined with a historically favorable combined ratio and a 57.2% underlying loss ratio, indicates improved risk selection and underwriting discipline that can support durable earnings.
Growing Investment IncomeHigher recurring income from a larger fixed-maturity portfolio strengthens the earnings contribution of insurance float. New-money yields above the existing portfolio average also provide reinvestment support for future investment income.
Conservative Balance Sheet And Strong Cash GenerationMinimal leverage and expanding equity provide resilience against underwriting volatility, while recent operating cash flow closely supports net income. This combination gives UFG financial flexibility to fund growth, dividends, and required reserves.
Bears Say
Competitive Pricing Pressure May Limit Margin ExpansionModest renewal pricing in a competitive market may not fully offset claims inflation, reinsurance costs, or operating expenses. Persistent pressure could constrain underwriting margin improvement even as premium volume expands.
ROE Remains Below Target And Expenses Need ImprovementReturns have not yet reached management's stated objective, and the elevated expense ratio shows execution remains important. Sustained expense reductions and profitable growth are needed for stronger, more consistent capital returns.
Earnings And Cash Generation Remain Exposed To Insurance VolatilityP&C results can change sharply with catastrophe losses, claims severity, and reserve development. UFG's recovery is encouraging, but the historical swings increase forecasting risk and make durable profitability dependent on disciplined risk management.
United Fire Group News
UFCS FAQ
What was United Fire Group’s price range in the past 12 months?
United Fire Group lowest stock price was $29.74 and its highest was $55.82 in the past 12 months.
What is United Fire Group’s market cap?
United Fire Group’s market cap is $1.38B.
When is United Fire Group’s upcoming earnings report date?
United Fire Group’s upcoming earnings report date is Nov 04, 2026 which is in 62 days.
How were United Fire Group’s earnings last quarter?
United Fire Group released its earnings results on Aug 03, 2026. The company reported $1.3 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.607.
Is United Fire Group overvalued?
According to Wall Street analysts United Fire Group’s price is currently Undervalued.
Does United Fire Group pay dividends?
United Fire Group pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.33%. See more information on United Fire Group dividends here
What is United Fire Group’s EPS estimate?
United Fire Group’s EPS estimate is 1.19.
How many shares outstanding does United Fire Group have?
United Fire Group has 25,705,439 shares outstanding.
What happened to United Fire Group’s price movement after its last earnings report?
United Fire Group reported an EPS of $1.3 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 3.014%.
Which hedge fund is a major shareholder of United Fire Group?
Currently, no hedge funds are holding shares in UFCS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
United Fire Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$58.50 (8.57% Upside)
$58.50 (8.57% Upside)
Blogger Sentiment
Bullish
UFCS Sentiment 100%
Sector Average 56%
Sector Average 56%
Hedge Fund Trend
Increased
By 3.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $203.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.2%
Last 30 Days ▼ 3.6%
Last 30 Days ▼ 3.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
78.69%
12-Months-Change
Fundamentals
Return on Equity
1.33%
Trailing 12-Months
Asset Growth
10.97%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
United Fire Group
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
UFCS Company Deck
UFCS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple record and industry-leading metrics—record net income, record net written premium, a best-in-15-years combined ratio for the quarter, and a strong increase in investment income—driven by disciplined underwriting, portfolio actions and improved investment yields. Management acknowledged competitive pressure on pricing (average renewal rate +2.9%), softness in property and some specialty lines, a modest increase in the expense ratio due to a one-time lease buyout, and unrealized investment mark-to-market impacts, but positioned these as manageable given conservative reserves, diversified distribution, and clear expense-reduction and capital priorities. Overall, positive operational and financial momentum outweighed the described headwinds.View all UFCS earnings summariesUFCS Stock 12 Month Forecast
Average Price Target
$58.50
▲(8.57% Upside)
Technical Analysis
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Ownership Overview
14.21% Insiders
15.75% Mutual Funds
9.76% Other Institutional Investors
34.43% Public Companies and
Individual Investors