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United Fire Group (UFCS)
:UFCS
Earnings Data
Report Date
Feb 17, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.73Last Year’s EPS
1.25Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected a strong financial performance with record net income and combined ratio improvements, alongside significant growth in key business areas. However, challenges were noted due to soft market conditions and a slight decline in specific premium lines.Company Guidance
Record Net Income and Combined Ratio
Third quarter net income increased to $39.2 million, nearly doubling from the prior year, marking the highest net income in at least 20 years. Achieved a 91.9% combined ratio, the best third quarter underwriting result in nearly two decades.
Strong Return on Equity
Achieved a return on equity of 12.7% through the first nine months of 2025, the company's best year-to-date financial performance in nearly 20 years.
Exceptional Loss Ratio Improvement
Underlying loss ratio improved by 1.9 points to 56% in the third quarter and by 2 points to 56.7% year-to-date compared to the same periods last year.
Net Written Premium Growth
Net written premium grew by 7% in the quarter, with core commercial business growing by 22%.
Increased Investment Income
The fixed income portfolio generated 17% more income compared to the prior year, with new purchase yields exceeding the overall portfolio yield by 60 basis points.
Improved Expense Ratio
The third quarter expense ratio of 34.6% improved by 1.3 points from the prior year.
UFCS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UFCS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 04, 2025 | $30.90 | $35.44 | +14.69% |
Aug 05, 2025 | $26.66 | $28.57 | +7.16% |
May 06, 2025 | $28.29 | $26.99 | -4.60% |
Feb 11, 2025 | $24.65 | $25.20 | +2.23% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does United Fire Group (UFCS) report earnings?
United Fire Group (UFCS) is schdueled to report earning on Feb 17, 2026, Before Open (Confirmed).
What is United Fire Group (UFCS) earnings time?
United Fire Group (UFCS) earnings time is at Feb 17, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UFCS EPS forecast?
UFCS EPS forecast for the fiscal quarter 2025 (Q4) is 0.73.