Want to see UFCS full AI Analyst Report?
Total Valuation
United Fire Group has a market cap or net worth of $1.36B. The enterprise value is $1.50K.
Market Cap$1.36B
Enterprise Value$1.50K
Share Statistics
United Fire Group has 25,705,439 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,705,439
Owned by Insiders14.21%
Owned by Institutions9.76%
Financial Efficiency
United Fire Group’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 9.41%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)9.41%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.64M
Profits Per Employee139.71K
Employee Count846
Asset Turnover0.36
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Fire Group is 9.9. United Fire Group’s PEG ratio is 0.10.
PE Ratio9.9
PS Ratio0.69
PB Ratio1.02
Price to Fair Value1.02
Price to FCF3.64
Price to Operating Cash Flow5.10
PEG Ratio0.10
Income Statement
In the last 12 months, United Fire Group had revenue of 1.39B and earned 118.19M in profits. Earnings per share was 4.48.
Revenue1.39B
Gross Profit622.01M
Operating Income147.94M
Pretax Income147.94M
Net Income118.19M
EBITDA169.97M
Earnings Per Share (EPS)4.48
Cash Flow
In the last 12 months, operating cash flow was 271.55M and capital expenditures -3.11M, giving a free cash flow of 268.44M billion.
Operating Cash Flow271.55M
Free Cash Flow268.44M
Free Cash Flow per Share10.44
Dividends & Yields
United Fire Group pays an annual dividend of $0.2, resulting in a dividend yield of 1.34%
Dividend Per Share$0.2
Dividend Yield1.34%
Payout Ratio14.23%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.77
52-Week Price Change76.03%
50-Day Moving Average51.85
200-Day Moving Average41.88
Relative Strength Index (RSI)56.61
Average Volume (3m)167.36K
Important Dates
United Fire Group upcoming earnings date is Nov 4, 2026, Before Open (Confirmed).
Last Earnings DateAug 3, 2026
Next Earnings DateNov 4, 2026
Ex-Dividend Date―
Financial Position
United Fire Group as a current ratio of 0.80, with Debt / Equity ratio of 14.97%
Current Ratio0.80
Quick Ratio0.80
Debt to Market Cap0.15
Net Debt to EBITDA-0.06
Interest Coverage Ratio13.13
Taxes
In the past 12 months, United Fire Group has paid 29.75M in taxes.
Income Tax29.75M
Effective Tax Rate0.20
Enterprise Valuation
United Fire Group EV to EBITDA ratio is 5.58, with an EV/FCF ratio of 3.60.
EV to Sales0.68
EV to EBITDA5.58
EV to Free Cash Flow3.60
EV to Operating Cash Flow3.52
Balance Sheet
United Fire Group has $139.44M in cash and marketable securities with $146.35M in debt, giving a net cash position of -$6.91M billion.
Cash & Marketable Securities$139.44M
Total Debt$146.35M
Net Cash-$6.91M
Net Cash Per Share-$0.27
Tangible Book Value Per Share$29.56
Margins
Gross margin is 54.47%, with operating margin of 10.67%, and net profit margin of 8.52%.
Gross Margin54.47%
Operating Margin10.67%
Pretax Margin10.67%
Net Profit Margin8.52%
EBITDA Margin12.26%
EBIT Margin11.48%
Analyst Forecast
The average price target for United Fire Group is $58.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$58.50
Price Target Upside13.97% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast11.18%
EPS Growth Forecast52.50%