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KMPR Stock Chart & Stats
$27.78
$1.17(4.23%)
At close: 4:00 PM EDT
$27.78
$1.17(4.23%)
Day’s Range― - ―
52-Week Range$22.69 - $48.98
Previous Close$28.81
Volume894.46K
Average Volume (3M)872.88K
Market Cap
$1.75B
Enterprise Value$2.52B
Total Cash (Recent Filing)$352.00
Total Debt (Recent Filing)$944.50M
Price to Earnings (P/E)―
Beta0.60
Next Earnings
Nov 04, 2026EPS Estimate
0.56Next Dividend Ex-DateN/A
Dividend Yield4.43%
Share Statistics
EPS (TTM)-8.41
Shares Outstanding58,923,153
10 Day Avg. Volume853,566
30 Day Avg. Volume872,884
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.94
Price to Sales (P/S)0.52
P/FCF Ratio4.54
Enterprise Value/Market Cap1.44
Enterprise Value/Revenue0.55
Enterprise Value/Gross Profit1.52
Enterprise Value/Ebitda-5.72
Forecast
1Y Price Target
$37.67Price Target Upside35.59% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)2.01
Revenue Forecast (FY)$4.28B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationStrong positive operating and free cash flow provides liquidity while reported earnings are under pressure. This supports claims payments, investment in remediation, and corporate funding needs, giving Kemper greater flexibility to manage underwriting volatility over the next several quarters.
Commercial Auto ProfitabilityCommercial auto is showing attractive underlying underwriting economics alongside meaningful policy growth. If tighter underwriting preserves this performance, the segment can provide a durable earnings contribution and partially offset weakness in personal auto over the medium term.
Cost Reduction And Underwriting ProgressThe combination of expanding cost savings and sequential improvement in the underlying combined ratio indicates concrete operational progress rather than reliance on a single financial benefit. Lower expenses and tighter execution can improve the earnings base as pricing actions mature.
Bears Say
Severe Profitability DeteriorationThe sharp move from profitability to a substantial TTM loss demonstrates that Kemper's earnings remain highly sensitive to underwriting and claims outcomes. Persistent losses weaken shareholder returns and can constrain the company's ability to fund growth from internally generated earnings.
Personal Auto Remains UnprofitablePersonal auto remains structurally pressured because its combined ratio is still above breakeven and California is shrinking within the portfolio. Continued rate increases, underwriting tightening, and customer attrition could weigh on premium growth before profitability recovery is achieved.
Commercial Reserve DeteriorationRepeated adverse reserve development signals that prior underwriting assumptions may not fully capture ultimate commercial auto claims costs. Further strengthening would reduce earnings quality, increase capital demands, and make the segment's reported profitability less durable even when current accident-year results look strong.
Kemper News
KMPR FAQ
What was Kemper Corp’s price range in the past 12 months?
Kemper Corp lowest stock price was $22.69 and its highest was $48.98 in the past 12 months.
What is Kemper Corp’s market cap?
Kemper Corp’s market cap is $1.75B.
When is Kemper Corp’s upcoming earnings report date?
Kemper Corp’s upcoming earnings report date is Nov 04, 2026 which is in 12 days.
How were Kemper Corp’s earnings last quarter?
Kemper Corp released its earnings results on Aug 05, 2026. The company reported $0.45 earnings per share for the quarter, beating the consensus estimate of $0.341 by $0.109.
Is Kemper Corp overvalued?
According to Wall Street analysts Kemper Corp’s price is currently Undervalued.
Does Kemper Corp pay dividends?
Kemper Corp pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 4.43%. See more information on Kemper Corp dividends here
What is Kemper Corp’s EPS estimate?
Kemper Corp’s EPS estimate is 0.56.
How many shares outstanding does Kemper Corp have?
Kemper Corp has 58,923,153 shares outstanding.
What happened to Kemper Corp’s price movement after its last earnings report?
Kemper Corp reported an EPS of $0.45 in its last earnings report, beating expectations of $0.341. Following the earnings report the stock price went up 1.912%.
Which hedge fund is a major shareholder of Kemper Corp?
Currently, no hedge funds are holding shares in KMPR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kemper Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$37.67 (35.59% Upside)
$37.67 (35.59% Upside)
Blogger Sentiment
Bullish
KMPR Sentiment 60%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 85.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $367.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-35.96%
12-Months-Change
Fundamentals
Return on Equity
-19.33%
Trailing 12-Months
Asset Growth
-5.36%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kemper Corp
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
KMPR Company Deck
KMPR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The quarter shows a mixed outcome: underlying operating trends improved across P&C (sequential combined-ratio improvements), commercial auto had strong underlying performance, life remained stable and cash-generative, and cost savings are accelerating. Offsetting these positives were significant GAAP charges — a $460 million goodwill impairment and a surplus-note allowance — plus ongoing personal auto profitability challenges (particularly in California) and prior-year reserve strengthening in commercial auto. Management has prioritized restoring profitability, tightened organizational accountability, and signaled further rate and underwriting discipline.View all KMPR earnings summariesKMPR Stock 12 Month Forecast
Average Price Target
$37.67
▲(35.59% Upside)
Technical Analysis
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Ownership Overview
1.24% Insiders
23.62% Mutual Funds
0.70% Other Institutional Investors
41.62% Public Companies and
Individual Investors