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Safety Insurance Group (SAFT) Stock Price & Analysis

238 Followers

SAFT Stock Chart & Stats

$104.35$0.10(0.10%)
At close: 4:00 PM EST
$103$104$104Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$104.25 - $104.40
52-Week Range
$67.93 - $104.40
Previous Close
$104.25
Volume
N/A
Average Volume (3M)
122.35K
Market Cap
$1.53B
Enterprise Value
$1.15B
Total Cash (Recent Filing)
$1.60B
Total Debt (Recent Filing)
$59.77M
Price to Earnings (P/E)
21.6
Beta
0.21
Next Earnings
Feb 24, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Sep 01, 2026
Dividend Yield
3.53%

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet

Very low leverage reduces the company’s dependence on borrowing and preserves financial flexibility through adverse underwriting periods. A sizable, stable equity base also gives Safety greater capacity to absorb claim shocks, support operations, and pursue opportunities without excessive balance-sheet strain.

Strong Cash Generation

Free cash flow that broadly tracks net income indicates strong earnings quality and meaningful internal funding capacity. The improvement from 2023 through 2024–2025 and continued strength in TTM support dividends, claims obligations, investment, and other capital needs.

Merger Progress With MAPFRE

Shareholder approval is a substantive step toward Safety becoming a wholly owned MAPFRE subsidiary, while the earlier antitrust clearance removes one important closing condition. If completed, the transaction could provide broader strategic backing and a clearer ownership structure.

Bears Say

Earnings Volatility

The recovery demonstrates improvement but also highlights that profitability has not been consistently stable across cycles. Earnings sensitivity to underwriting and investment conditions can make future results harder to forecast and may cause returns to fluctuate even when the balance sheet remains conservative.

Exposure To Claims And Catastrophe Trends

Safety’s core insurance model remains exposed to changes in claim frequency and severity across auto and property lines. Rising repair, medical, litigation, or catastrophe costs can compress underwriting margins, making durable profitability dependent on pricing and effective risk management.

Variable Cash-flow Debt Coverage

Low leverage is a strength, but inconsistent operating-cash-flow coverage of debt indicates that cash-generation capacity does not translate into uniform debt coverage in every period. This variability could reduce flexibility during weaker underwriting or investment conditions, despite strong absolute cash flow.

Safety Insurance Group News

SAFT FAQ

What was Safety Insurance Group’s price range in the past 12 months?
Safety Insurance Group lowest stock price was $67.93 and its highest was $104.40 in the past 12 months.
What is Safety Insurance Group’s market cap?
Safety Insurance Group’s market cap is $1.53B.
When is Safety Insurance Group’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Safety Insurance Group’s earnings last quarter?
Safety Insurance Group released its earnings results on Nov 04, 2026. The company reported $1.95 earnings per share for the quarter, beating the consensus estimate of $1.25 by $0.7.
Is Safety Insurance Group overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Safety Insurance Group pay dividends?
Safety Insurance Group pays a Quarterly dividend of $0.92 which represents an annual dividend yield of 3.53%. See more information on Safety Insurance Group dividends here
What is Safety Insurance Group’s EPS estimate?
Safety Insurance Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Safety Insurance Group have?
Safety Insurance Group has 14,680,482 shares outstanding.
What happened to Safety Insurance Group’s price movement after its last earnings report?
Safety Insurance Group reported an EPS of $1.95 in its last earnings report, beating expectations of $1.25. Following the earnings report the stock price went same ―.
Which hedge fund is a major shareholder of Safety Insurance Group?
Hedge funds hold Safety Insurance Group shares: the largest hedge-fund position in Safety Insurance Group is 71,886,428 shares, and hedge funds increased their holdings by 53.5K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology