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SAFT Stock Chart & Stats
$103.69
$0.19(0.18%)
At close: 4:00 PM EDT
$103.69
$0.19(0.18%)
Day’s Range― - ―
52-Week Range$67.04 - $103.80
Previous CloseN/A
Volume138.13K
Average Volume (3M)129.15K
Market Cap
$1.52B
Enterprise Value$1.15K
Total Cash (Recent Filing)$1.60B
Total Debt (Recent Filing)$59.77M
Price to Earnings (P/E)22.1
Beta0.24
Next Earnings
Nov 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.56%
Share Statistics
EPS (TTM)4.68
Shares Outstanding14,680,482
10 Day Avg. Volume98,351
30 Day Avg. Volume129,151
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.28
Price to Sales (P/S)0.91
P/FCF Ratio5.97
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.75
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetPersistently low leverage and sizable, generally stable equity provide Safety with financial flexibility and capacity to absorb adverse underwriting periods. This reduces balance-sheet risk and leaves more room to support operations or strategic priorities without relying heavily on additional borrowing.
Strong Cash GenerationFree cash flow that tracks reported earnings indicates solid earnings quality and effective conversion of profitability into cash. The recovery from 2023 and strong latest-period growth support ongoing claims funding, investment income generation, and internal financial resilience.
MAPFRE Merger ProgressClearing a major antitrust milestone reduces one important obstacle to MAPFRE ownership and supports the strategic case for greater scale, financial strength, and technology access. The combination could reinforce Safety’s regional platform while preserving its local operating identity.
Bears Say
Earnings VolatilityThe pronounced cycle in margins, earnings, and return on equity shows that profitability is not consistently stable year to year. Sensitivity to underwriting and investment conditions can make future results less predictable and complicate sustained earnings compounding.
Insurance Loss ExposureSafety’s core personal-auto and property lines expose results to claim-cost inflation, accident frequency, litigation, and severe weather. These factors can pressure underwriting margins even when premium growth is healthy, making durable profitability dependent on pricing and loss control.
Merger Closing UncertaintyAlthough antitrust review has advanced, the proposed ownership change remains conditional on further approvals and shareholder action. Until those steps are completed, the company’s governance, ownership, and strategic path remain subject to execution risk and possible delay.
Safety Insurance Group News
SAFT FAQ
What was Safety Insurance Group’s price range in the past 12 months?
Safety Insurance Group lowest stock price was $67.03 and its highest was $103.80 in the past 12 months.
What is Safety Insurance Group’s market cap?
Safety Insurance Group’s market cap is $1.52B.
When is Safety Insurance Group’s upcoming earnings report date?
Safety Insurance Group’s upcoming earnings report date is Nov 04, 2026 which is in 45 days.
How were Safety Insurance Group’s earnings last quarter?
Safety Insurance Group released its earnings results on Aug 05, 2026. The company reported $2.03 earnings per share for the quarter, beating the consensus estimate of $2 by $0.03.
Is Safety Insurance Group overvalued?
According to Wall Street analysts Safety Insurance Group’s price is currently Overvalued.
Does Safety Insurance Group pay dividends?
Safety Insurance Group pays a Quarterly dividend of $0.92 which represents an annual dividend yield of 3.56%. See more information on Safety Insurance Group dividends here
What is Safety Insurance Group’s EPS estimate?
Safety Insurance Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Safety Insurance Group have?
Safety Insurance Group has 14,680,482 shares outstanding.
What happened to Safety Insurance Group’s price movement after its last earnings report?
Safety Insurance Group reported an EPS of $2.03 in its last earnings report, beating expectations of $2. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Safety Insurance Group?
Currently, no hedge funds are holding shares in SAFT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Safety Insurance Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
SAFT Sentiment 71%
Sector Average 59%
Sector Average 59%
Insider Transactions
Sold Shares
Worth $132.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 5.3%
Last 30 Days ▼ 5.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.33%
12-Months-Change
Fundamentals
Return on Equity
3.56%
Trailing 12-Months
Asset Growth
6.00%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Safety Insurance Group
Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.
Technical Analysis
Donegal Group
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Universal Insurance Holdings
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Ownership Overview
5.45% Insiders
19.65% Mutual Funds
17.97% Other Institutional Investors
26.34% Public Companies and
Individual Investors