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DGICA Stock Chart & Stats
$19.13
$0.25(1.33%)
At close: 4:00 PM EDT
$19.13
$0.25(1.33%)
Day’s Range― - ―
52-Week Range$16.11 - $21.06
Previous CloseN/A
Volume16.98K
Average Volume (3M)113.40K
Market Cap
$700.72M
Enterprise Value$722.83M
Total Cash (Recent Filing)$492.61M
Total Debt (Recent Filing)$35.00M
Price to Earnings (P/E)9.5
Beta0.26
Next Earnings
Oct 29, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield4.02%
Share Statistics
EPS (TTM)1.97
Shares Outstanding31,542,507
10 Day Avg. Volume108,997
30 Day Avg. Volume113,404
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.96
Price to Sales (P/S)0.63
P/FCF Ratio8.75
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue0.75
Enterprise Value/Gross Profit2.77
Enterprise Value/Ebitda7.90
Forecast
1Y Price Target
$20.00Price Target Upside4.55% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.78
Revenue Forecast (FY)$881.42M
Bulls Say, Bears Say
Bulls Say
Improved UnderwritingA sub-100% combined ratio indicates underwriting generated profit before investment income, strengthening earnings quality. The year-over-year improvement suggests better pricing, claims performance, or expense control, although maintaining it will depend on continued underwriting discipline.
Conservative Balance SheetVery low leverage and expanding equity provide financial flexibility in a cyclical property-and-casualty market. A stronger capital base can support underwriting capacity, absorb adverse claims development, and reduce dependence on external financing during volatile periods.
Growing Investment IncomeHigher reinvestment yields can provide a durable earnings contribution because insurers invest premium and reserve funds before claims are paid. The bond reinvestment program and rising investment income should support profitability as existing portfolio assets mature.
Bears Say
Premium ContractionShrinking premiums weaken the scale available to cover fixed underwriting expenses and make future earnings more dependent on investment income or favorable claims experience. Persistent personal-lines declines also signal ongoing market and retention pressure on the business.
Elevated ExpensesA higher expense ratio directly reduces underwriting profitability and shows that operating costs are currently consuming more premium dollars. Management expects improvement, but legacy systems and transformation spending may continue to pressure margins before efficiencies fully materialize.
Claims Severity RiskHigher large-loss severity and worsening personal-auto claims performance can make results more volatile and erode the benefit of improved pricing. These trends require sustained underwriting discipline and may limit the consistency of future underwriting margins.
Donegal Group News
DGICA FAQ
What was Donegal Group’s price range in the past 12 months?
Donegal Group lowest stock price was $16.11 and its highest was $21.06 in the past 12 months.
What is Donegal Group’s market cap?
Donegal Group’s market cap is $700.72M.
When is Donegal Group’s upcoming earnings report date?
Donegal Group’s upcoming earnings report date is Oct 29, 2026 which is in 6 days.
How were Donegal Group’s earnings last quarter?
Donegal Group released its earnings results on Jul 30, 2026. The company reported $0.53 earnings per share for the quarter, beating the consensus estimate of $0.42 by $0.11.
Is Donegal Group overvalued?
According to Wall Street analysts Donegal Group’s price is currently Undervalued.
Does Donegal Group pay dividends?
Donegal Group pays a Quarterly dividend of $0.193 which represents an annual dividend yield of 4.02%. See more information on Donegal Group dividends here
What is Donegal Group’s EPS estimate?
Donegal Group’s EPS estimate is 0.44.
How many shares outstanding does Donegal Group have?
Donegal Group has 31,542,507 shares outstanding.
What happened to Donegal Group’s price movement after its last earnings report?
Donegal Group reported an EPS of $0.53 in its last earnings report, beating expectations of $0.42. Following the earnings report the stock price went up 2.333%.
Which hedge fund is a major shareholder of Donegal Group?
Currently, no hedge funds are holding shares in DGICA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Donegal Group Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$20.00 (4.55% Upside)
$20.00 (4.55% Upside)
Blogger Sentiment
Bullish
DGICA Sentiment 100%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 11.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.4M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.60%
12-Months-Change
Fundamentals
Return on Equity
11.01%
Trailing 12-Months
Asset Growth
3.15%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Donegal Group
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
DGICA Company Deck
DGICA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The quarter shows a generally positive financial and operational trajectory: solid underwriting profitability and a lower combined ratio, strong year-over-year net income growth (+32%), and improved investment income and portfolio yields. Key achievements include favorable reserve development, materially lower weather losses, meeting commercial new business goals, and early signs of recovery in personal lines new business. Offsetting challenges include top-line pressure from declining premiums (personal lines down 9.7%), an elevated expense ratio (+3.6 pts) due to transformation and incentive costs, and heightened large-fire severity that increased loss volatility. Management is pursuing targeted underwriting discipline, technology migrations (Guidewire Cloud, GenAI), and agency engagement to address market softness and operational inefficiencies. Overall, positive momentum in profitability and investments outweighs the headwinds from premium softness and temporary elevated expenses.View all DGICA earnings summariesDGICA Stock 12 Month Forecast
Average Price Target
$20.00
▲(4.55% Upside)
Technical Analysis
Kingstone Companies
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Safety Insurance Group
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Selective Insurance Group
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United Fire Group
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NI Holdings
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Ownership Overview
62.14% Insiders
9.74% Mutual Funds
0.31% Other Institutional Investors
14.25% Public Companies and
Individual Investors