Want to see NODK full AI Analyst Report?
NODK Stock Chart & Stats
$13.27
-$0.03(-0.23%)
At close: 4:00 PM EST
$13.27
-$0.03(-0.23%)
Day’s Range― - ―
52-Week Range$12.22 - $16.49
Previous CloseN/A
Volume3.09K
Average Volume (3M)9.46K
Market Cap
$322.58M
Enterprise Value$264.46M
Total Cash (Recent Filing)$189.21M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)―
Beta0.32
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.20
Shares Outstanding20,481,438
10 Day Avg. Volume11,041
30 Day Avg. Volume9,461
Financial Highlights & Ratios
PEG Ratio-0.37
Price to Book (P/B)1.16
Price to Sales (P/S)0.98
P/FCF Ratio-18.02
Enterprise Value/Market Cap0.82
Enterprise Value/Revenue0.97
Enterprise Value/Gross Profit5.99
Enterprise Value/Ebitda-73.89
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and sizable, stable equity give NI Holdings durable financial resilience. This capital buffer helps absorb underwriting losses, supports reinsurance purchasing and reserves adequacy, and preserves strategic optionality across underwriting cycles without relying on debt.
Regional P&C FocusSpecialization in Midwest/Great Plains P&C markets supports deep local underwriting expertise, closer distribution relationships and better risk selection. That regional niche can sustain pricing discipline, reduce acquisition costs and provide a steadier renewal book versus broad national exposure.
Governance & Board StrengtheningAddition of independent directors and shareholder backing improve board oversight and governance. Enhanced audit and compensation committee composition can strengthen risk controls, capital allocation and executive incentives—supporting more disciplined long-term underwriting and financial oversight.
Bears Say
Inconsistent ProfitabilitySustained net losses across multiple years and negative TTM results indicate persistent underwriting and/or pricing weakness. This uneven profitability undermines return on equity, makes capital less productive, and raises the bar for sustainably funding growth or shareholder returns.
Volatile Cash GenerationSwinging operating and free cash flows reduce financial flexibility. Negative TTM cash generation limits ability to fund claims, invest in distribution or buy reinsurance without drawing on equity, increasing the risk of capital actions in prolonged adverse underwriting periods.
Declining Top-line And EPSMaterial revenue and EPS declines signal shrinking underwriting scale and deteriorating profitability. Reduced premium volumes lower the insurance float and investment income, impairing the structural earnings base and making recovery of margins and returns a longer-term challenge.
NI Holdings News
NODK FAQ
What was NI Holdings, Inc.’s price range in the past 12 months?
NI Holdings, Inc. lowest stock price was $12.22 and its highest was $16.49 in the past 12 months.
What is NI Holdings, Inc.’s market cap?
NI Holdings, Inc.’s market cap is $322.58M.
When is NI Holdings, Inc.’s upcoming earnings report date?
NI Holdings, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 26 days.
How were NI Holdings, Inc.’s earnings last quarter?
NI Holdings, Inc. released its earnings results on May 08, 2026. The company reported $0.598 earnings per share for the quarter, beating the consensus estimate of N/A by $0.598.
Is NI Holdings, Inc. overvalued?
According to Wall Street analysts NI Holdings, Inc.’s price is currently Overvalued.
Does NI Holdings, Inc. pay dividends?
NI Holdings, Inc. does not currently pay dividends.
What is NI Holdings, Inc.’s EPS estimate?
NI Holdings, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does NI Holdings, Inc. have?
NI Holdings, Inc. has 20,481,438 shares outstanding.
What happened to NI Holdings, Inc.’s price movement after its last earnings report?
NI Holdings, Inc. reported an EPS of $0.598 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.372%.
Which hedge fund is a major shareholder of NI Holdings, Inc.?
Currently, no hedge funds are holding shares in NODK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NI Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.29%
12-Months-Change
Fundamentals
Return on Equity
-1.79%
Trailing 12-Months
Asset Growth
-6.69%
Trailing 12-Months
Company Description
NI Holdings, Inc.
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
Technical Analysis
Donegal Group
―
Global Indemnity
―
Kingstone Companies
―
American Coastal Insurance
―
―
Ownership Overview
1.12% Insiders
4.13% Mutual Funds
14.63% Other Institutional Investors
76.28% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---