Want to see KINS full AI Analyst Report?
KINS Stock Chart & Stats
$19.91
$1.03(5.46%)
At close: 4:00 PM EDT
$19.91
$1.03(5.46%)
Day’s Range― - ―
52-Week Range$13.08 - $20.90
Previous Close$19.91
Volume109.31K
Average Volume (3M)141.78K
Market Cap
$289.26M
Enterprise Value$214.84
Total Cash (Recent Filing)$156.50M
Total Debt (Recent Filing)$4.12M
Price to Earnings (P/E)9.0
Beta0.78
Next Earnings
Nov 05, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield1%
Share Statistics
EPS (TTM)2.22
Shares Outstanding14,484,841
10 Day Avg. Volume123,555
30 Day Avg. Volume141,778
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.91
Price to Sales (P/S)1.18
P/FCF Ratio3.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.3
Revenue Forecast (FY)$322.20M
Bulls Say, Bears Say
Bulls Say
Underwriting ImprovementA durable reduction in the underlying combined ratio (ex-catastrophe) signals persistent underwriting discipline and better loss selection. Sustained lower loss and expense ratios support long-term margin sustainability, reducing reliance on investment income to offset underwriting losses.
Premium Growth & ScaleConsistent high single-digit to mid-20% premium growth expands scale in core New York personal lines, improving operating leverage. Larger premium base diversifies risk pools and improves fixed-cost absorption, underpinning multi-quarter revenue momentum and long-term profitability potential.
Cash Generation & Capital PositionClose FCF-to-net income conversion and rising book value indicate strong cash conversion and capital accumulation. Reliable cash enables conservative reinsurance, targeted expansion, dividends and buybacks while maintaining regulatory capital buffers—supporting durable financial flexibility.
Bears Say
Catastrophe VolatilityHigh quarter-to-quarter catastrophe impact demonstrates structural exposure to severe weather in the Northeast. Persistent catastrophe volatility can materially swing GAAP results and capital metrics, forcing conservative reinsurance costs and creating earnings unpredictability across multi-quarter horizons.
TTM Balance-Sheet DistortionA distorted trailing balance sheet and near-zero TTM ROE reduce clarity about underlying capital strength and performance. Structural comparability issues impair confidence in sustainable return metrics, complicating capital allocation and longer-term forecasting for investors and management.
Historical CyclicalityPrior multi-year underwriting losses and cash-flow drawdowns highlight inherent P&C cyclicality. Recurrence of underwriting stress years threatens capital, may prompt reserve strengthening or higher reinsurance expense, and limits predictability of multi-quarter profit retention despite recent improvements.
Kingstone Companies News
KINS FAQ
What was Kingstone’s price range in the past 12 months?
Kingstone lowest stock price was $13.08 and its highest was $20.90 in the past 12 months.
What is Kingstone’s market cap?
Kingstone’s market cap is $289.26M.
When is Kingstone’s upcoming earnings report date?
Kingstone’s upcoming earnings report date is Nov 05, 2026 which is in 90 days.
How were Kingstone’s earnings last quarter?
Kingstone released its earnings results on Aug 06, 2026. The company reported $1.04 earnings per share for the quarter, beating the consensus estimate of $0.95 by $0.09.
Is Kingstone overvalued?
According to Wall Street analysts Kingstone’s price is currently Overvalued.
Does Kingstone pay dividends?
Kingstone pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1%. See more information on Kingstone dividends here
What is Kingstone’s EPS estimate?
Kingstone’s EPS estimate is 0.93.
How many shares outstanding does Kingstone have?
Kingstone has 14,484,841 shares outstanding.
What happened to Kingstone’s price movement after its last earnings report?
Kingstone reported an EPS of $1.04 in its last earnings report, beating expectations of $0.95. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kingstone?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
KINS Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $653.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.4%
Last 30 Days ▲ 22.5%
Last 30 Days ▲ 22.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.13%
12-Months-Change
Fundamentals
Return on Equity
1.00%
Trailing 12-Months
Asset Growth
23.76%
Trailing 12-Months
Company Description
Kingstone
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
KINS Company Deck
KINS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mixed near-term result driven by an exceptionally severe winter that produced a GAAP loss, elevated combined ratio and negative ROE for the quarter. However, management emphasized that these catastrophe impacts were within guidance scenarios and highlighted material improvements in the controllable operating metrics: strong premium growth (DPW +~20%, NPE +28%), improved underlying combined ratio (down 5.1 points to 88.3%), investment income (+63%) and expense efficiency (expense ratio 30.4%). The company reaffirmed full-year guidance, has no long-term debt, growing book value year-over-year, and conservative, measured geographic expansion plans. Overall, the underlying business momentum and capital/strategy positioning outweigh the quarter's catastrophe-driven headline loss.View all KINS earnings summariesTechnical Analysis
Ownership Overview
5.68% Insiders
14.32% Mutual Funds
3.01% Other Institutional Investors
64.63% Public Companies and
Individual Investors