Want to see KINS full AI Analyst Report?
KINS Stock Chart & Stats
$20.16
$1.03(5.46%)
At close: 4:00 PM EDT
$20.16
$1.03(5.46%)
Day’s Range― - ―
52-Week Range$13.42 - $20.90
Previous Close$19.91
Volume109.31K
Average Volume (3M)98.99K
Market Cap
$276.64M
Enterprise Value$283.11
Total Cash (Recent Filing)$330.85B
Total Debt (Recent Filing)$3.80B
Price to Earnings (P/E)7.7
Beta0.58
Next Earnings
Nov 05, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)2.48
Shares Outstanding14,476,133
10 Day Avg. Volume104,561
30 Day Avg. Volume98,994
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.91
Price to Sales (P/S)1.18
P/FCF Ratio3.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.6
Revenue Forecast (FY)$328.90M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Low LeverageVery low leverage and a conservatively positioned balance sheet provide durable downside protection for an insurer, allowing the company to absorb underwriting volatility and fund catastrophe retentions, reinsurance, buybacks and dividends without forcing dilutive capital actions, supporting long-term financial flexibility.
Improved Underwriting Discipline And Product MixA shift toward the higher-performing 'Select' product reduces claim frequency and improves margin durability. As Select scales to a majority of policies, structural mix improvement supports lower loss ratios, steadier underwriting results and compounding operating leverage as revenue grows and expense ratios normalize.
Stronger Cash Generation And Rising Investment IncomeImproved underwriting profits combined with higher yields on invested float produce sustainable cash generation and recurring investment income. Reliable free cash flow funds organic growth, supports dividends and opportunistic buybacks, and enhances the firm's ability to self-fund catastrophe retentions and capital needs over time.
Bears Say
Elevated Catastrophe Volatility And SeasonalityMaterial catastrophe losses drove large combined ratio swings in the period, evidencing persistent earnings volatility inherent to personal lines P&C. Even with stronger reinsurance, residual retentions and seasonality (hurricane season) can cause multiyear capital and earnings variability that constrains predictable profitability.
Rising Underlying Loss Severity And Inflation PressureSustained increases in attritional severity and inflationary claim cost trends pressure underlying loss ratios. If rate adequacy lags competitive market behavior, structural margin erosion may occur, making it harder to sustain the improved combined ratios and targeted ROE without continued disciplined pricing and product selection.
Historical Result Volatility And Comparability ConcernsLarge swings in leverage and materially inconsistent trailing figures vs prior years indicate financials can be lumpy and cyclical. This history of volatility raises sustainability and comparability risk for margins and returns, complicating forecasting and increasing the chance of capital or underwriting policy shifts in adverse cycles.
Kingstone Companies News
KINS FAQ
What was Kingstone Companies Inc’s price range in the past 12 months?
Kingstone Companies Inc lowest stock price was $13.42 and its highest was $20.90 in the past 12 months.
What is Kingstone Companies Inc’s market cap?
Kingstone Companies Inc’s market cap is $276.64M.
When is Kingstone Companies Inc’s upcoming earnings report date?
Kingstone Companies Inc’s upcoming earnings report date is Nov 05, 2026 which is in 45 days.
How were Kingstone Companies Inc’s earnings last quarter?
Kingstone Companies Inc released its earnings results on Aug 06, 2026. The company reported $1.04 earnings per share for the quarter, beating the consensus estimate of $0.95 by $0.09.
Is Kingstone Companies Inc overvalued?
According to Wall Street analysts Kingstone Companies Inc’s price is currently Overvalued.
Does Kingstone Companies Inc pay dividends?
Kingstone Companies Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1.1%. See more information on Kingstone Companies Inc dividends here
What is Kingstone Companies Inc’s EPS estimate?
Kingstone Companies Inc’s EPS estimate is 0.87.
How many shares outstanding does Kingstone Companies Inc have?
Kingstone Companies Inc has 14,476,133 shares outstanding.
What happened to Kingstone Companies Inc’s price movement after its last earnings report?
Kingstone Companies Inc reported an EPS of $1.04 in its last earnings report, beating expectations of $0.95. Following the earnings report the stock price went down -8.508%.
Which hedge fund is a major shareholder of Kingstone Companies Inc?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
KINS Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 42.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 11.8%
Last 30 Days ▲ 11.8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.98%
12-Months-Change
Fundamentals
Return on Equity
1.10%
Trailing 12-Months
Asset Growth
26.26%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kingstone Companies Inc
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
KINS Company Deck
KINS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial achievements — a record profitable quarter, double-digit premium growth, improved expense metrics, higher investment income, stronger book value and enhanced reinsurance — while acknowledging manageable near‑term headwinds: a softening market, rising competition (especially in dwelling fire and evolving California dynamics), higher underlying loss ratios versus an exceptional prior quarter, and elevated first-half catastrophe losses. Management emphasized disciplined underwriting, conservative reinsurance retentions, and measured geographic expansion, and they reaffirmed full-year guidance.View all KINS earnings summariesTechnical Analysis
Ownership Overview
5.64% Insiders
14.33% Mutual Funds
17.52% Other Institutional Investors
48.84% Public Companies and
Individual Investors