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THG Stock Chart & Stats
$181.85
$1.28(0.84%)
At close: 4:00 PM EST
$181.85
$1.28(0.84%)
Day’s Range― - ―
52-Week Range$163.18 - $225.29
Previous CloseN/A
Volume24.42K
Average Volume (3M)339.56K
Market Cap
$7.46B
Enterprise Value$7.07K
Total Cash (Recent Filing)$2.03B
Total Debt (Recent Filing)$843.80M
Price to Earnings (P/E)10.6
Beta0.32
Next Earnings
Jul 28, 2026EPS Estimate
3.84Next Dividend Ex-DateN/A
Dividend Yield1.76%
Share Statistics
EPS (TTM)20.21
Shares Outstanding34,986,786
10 Day Avg. Volume360,947
30 Day Avg. Volume339,564
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)1.83
Price to Sales (P/S)0.99
P/FCF Ratio5.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$217.57Price Target Upside19.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)18.43
Revenue Forecast (FY)$6.64B
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityHanover’s near-par conversion of earnings into free cash flow indicates durable cash generation capacity. High FCF conversion supports repeatable capital returns, buybacks, reserve strengthening or reinvestment without relying on external financing, improving financial flexibility over the medium term.
Conservative Balance Sheet & Improved ReturnsMaterial deleveraging and a meaningful ROE rebound provide a stronger capital buffer and earnings power. Conservative leverage increases capacity to absorb underwriting volatility and fund growth or capital return while elevated ROE signals improved underwriting and investment mix sustainability across cycles.
Disciplined Underwriting & Investment IncomeTighter underwriting discipline, targeted pricing and selective growth have driven lower ex‑cat combined ratios across segments. Simultaneous investment income gains (higher reinvestment yields and quality fixed income) diversify earnings drivers, strengthening sustainable operating profitability.
Bears Say
Catastrophe ExposureMaterial catastrophe volatility can quickly swing underwriting results and capital metrics. Elevated and variable cat loads increase combined ratio risk and reinsurance/retention decisions must remain active; this seasonal, stochastic risk can pressure earnings across quarters.
Elevated Liability SeveritySustained higher severity in liability lines structurally increases claim costs and requires ongoing pricing and underwriting tightening. If industry severity remains elevated, margin recovery may be fragile and underwriting discipline must be maintained to prevent erosion of long‑term profitability.
Underwriting/Margin Volatility & Specialty PressureDespite recent rebound, historical swings in margins indicate underwriting sensitivity to loss cycles and pricing environments. Pulling back from underpriced specialty business preserves margins but constrains premium growth; persistent specialty/property softness could limit sustainable top‑line expansion.
Hanover Insurance News
THG FAQ
What was The Hanover Insurance’s price range in the past 12 months?
The Hanover Insurance lowest stock price was $163.18 and its highest was $225.28 in the past 12 months.
What is The Hanover Insurance’s market cap?
The Hanover Insurance’s market cap is $7.46B.
When is The Hanover Insurance’s upcoming earnings report date?
The Hanover Insurance’s upcoming earnings report date is Jul 28, 2026 which is in 8 days.
How were The Hanover Insurance’s earnings last quarter?
The Hanover Insurance released its earnings results on Apr 29, 2026. The company reported $5.25 earnings per share for the quarter, beating the consensus estimate of $4.218 by $1.032.
Is The Hanover Insurance overvalued?
According to Wall Street analysts The Hanover Insurance’s price is currently Undervalued.
Does The Hanover Insurance pay dividends?
The Hanover Insurance pays a Quarterly dividend of $0.95 which represents an annual dividend yield of 1.76%. See more information on The Hanover Insurance dividends here
What is The Hanover Insurance’s EPS estimate?
The Hanover Insurance’s EPS estimate is 3.84.
How many shares outstanding does The Hanover Insurance have?
The Hanover Insurance has 34,986,786 shares outstanding.
What happened to The Hanover Insurance’s price movement after its last earnings report?
The Hanover Insurance reported an EPS of $5.25 in its last earnings report, beating expectations of $4.218. Following the earnings report the stock price went up 5.735%.
Which hedge fund is a major shareholder of The Hanover Insurance?
Currently, no hedge funds are holding shares in THG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hanover Insurance Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$217.57 (19.64% Upside)
$217.57 (19.64% Upside)
Blogger Sentiment
Bullish
THG Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 311.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.0%
Last 30 Days ▲ 6.5%
Last 30 Days ▲ 6.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.00%
12-Months-Change
Fundamentals
Return on Equity
1.76%
Trailing 12-Months
Asset Growth
7.74%
Trailing 12-Months
Company Description
The Hanover Insurance
The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies. It also provides management and professional liability, marine, specialized industrial and commercial property, standalone general liability, surety bonds, umbrella liability, fidelity, crime, and additional commercial protection. Within Personal Lines, customers can access auto and homeowners' insurance, alongside other individual coverages like personal umbrella policies, inland marine, fire, personal watercraft, and personal cyber protection. The "Other" segment focuses on delivering investment management expertise to institutions, pension funds, and a range of other organizational clients. Distribution of Hanover's offerings is primarily facilitated by a network of independent agents and brokers. Originally incorporated as Allmerica Financial Corp., the company adopted its current name, The Hanover Insurance Group, Inc., in December 2005. Established in 1852, The Hanover Insurance Group, Inc. maintains its corporate headquarters in Worcester, Massachusetts.
THG Stock 12 Month Forecast
Average Price Target
$217.57
▲(19.64% Upside)
Technical Analysis
Ownership Overview
1.05% Insiders
32.36% Mutual Funds
1.58% Other Institutional Investors
33.21% Public Companies and
Individual Investors