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The Hanover Insurance (THG)
NYSE:THG
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Hanover Insurance (THG) Stock Statistics & Valuation Metrics

207 Followers

Total Valuation

Hanover Insurance has a market cap or net worth of $8.10B. The enterprise value is $8.47K.
Market Cap$8.10B
Enterprise Value$8.47K

Share Statistics

Hanover Insurance has 34,820,220 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding34,820,220
Owned by Insiders1.11%
Owned by Institutions3.94%

Financial Efficiency

Hanover Insurance’s return on equity (ROE) is 0.19 and return on invested capital (ROIC) is 11.58%.
Return on Equity (ROE)0.19
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)11.58%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee1.35M
Profits Per Employee135.20K
Employee Count4,900
Asset Turnover0.39
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Hanover Insurance is 11.0. Hanover Insurance’s PEG ratio is 0.18.
PE Ratio11.0
PS Ratio0.99
PB Ratio1.83
Price to Fair Value1.83
Price to FCF5.59
Price to Operating Cash Flow6.53
PEG Ratio0.18

Income Statement

In the last 12 months, Hanover Insurance had revenue of 6.60B and earned 662.50M in profits. Earnings per share was 18.51.
Revenue6.60B
Gross Profit2.87B
Operating Income843.80M
Pretax Income843.80M
Net Income662.50M
EBITDA882.40M
Earnings Per Share (EPS)18.51

Cash Flow

In the last 12 months, operating cash flow was 1.26B and capital expenditures -10.60M, giving a free cash flow of 1.25B billion.
Operating Cash Flow1.26B
Free Cash Flow1.25B
Free Cash Flow per Share35.99

Dividends & Yields

Hanover Insurance pays an annual dividend of $0.95, resulting in a dividend yield of 1.61%
Dividend Per Share$0.95
Dividend Yield1.61%
Payout Ratio18.31%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.36
52-Week Price Change38.35%
50-Day Moving Average206.71
200-Day Moving Average183.95
Relative Strength Index (RSI)71.24
Average Volume (3m)331.15K

Important Dates

Hanover Insurance upcoming earnings date is Nov 4, 2026, After Close (Confirmed).
Last Earnings DateJul 28, 2026
Next Earnings DateNov 4, 2026
Ex-Dividend Date

Financial Position

Hanover Insurance as a current ratio of 0.62, with Debt / Equity ratio of 22.98%
Current Ratio0.62
Quick Ratio0.62
Debt to Market Cap0.19
Net Debt to EBITDA0.11
Interest Coverage Ratio19.53

Taxes

In the past 12 months, Hanover Insurance has paid 183.10M in taxes.
Income Tax183.10M
Effective Tax Rate0.22

Enterprise Valuation

Hanover Insurance EV to EBITDA ratio is 7.52, with an EV/FCF ratio of 5.67.
EV to Sales1.01
EV to EBITDA7.52
EV to Free Cash Flow5.67
EV to Operating Cash Flow5.63

Balance Sheet

Hanover Insurance has $2.02B in cash and marketable securities with $844.00M in debt, giving a net cash position of $1.18B billion.
Cash & Marketable Securities$2.02B
Total Debt$844.00M
Net Cash$1.18B
Net Cash Per Share$33.83
Tangible Book Value Per Share$75.14

Margins

Gross margin is 39.89%, with operating margin of 12.79%, and net profit margin of 10.04%.
Gross Margin39.89%
Operating Margin12.79%
Pretax Margin12.79%
Net Profit Margin10.04%
EBITDA Margin13.37%
EBIT Margin13.44%

Analyst Forecast

The average price target for Hanover Insurance is $217.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$217.00
Price Target Upside-0.51% Downside
Analyst ConsensusHold
Analyst Count8
Revenue Growth Forecast5.57%
EPS Growth Forecast38.39%

Scores

Smart Score10
AI Score