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Hanover Insurance (THG) Stock Statistics & Valuation Metrics

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Total Valuation

Hanover Insurance has a market cap or net worth of $8.54B. The enterprise value is $8.45B.

Market Cap
$8.54B
Enterprise Value
$8.45B

Share Statistics

Hanover Insurance has 34,373,386 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
34,373,386
Owned by Insiders
1.12%
Owned by Institutions
70.20%

Financial Efficiency

Hanover Insurance’s return on equity (ROE) is 0.19 and return on invested capital (ROIC) is 11.58%.

Return on Equity (ROE)
0.19
Return on Assets (ROA)
0.04
Return on Invested Capital (ROIC)
11.58%
Return on Capital Employed (ROCE)
0.15
Revenue Per Employee
1.35M
Profits Per Employee
135.20K
Employee Count
4,900
Asset Turnover
0.39
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Hanover Insurance is 11.65. Hanover Insurance’s PEG ratio is 0.54.

PE Ratio
11.65
PS Ratio
1.24
PB Ratio
2.50
Price to FCF
6.97
Price to Operating Cash Flow
7.00
PEG Ratio
0.54

Income Statement

In the last 12 months, Hanover Insurance had revenue of 6.60B and earned 662.50M in profits. Earnings per share was 18.51.

Revenue
6.60B
Gross Profit
2.87B
Operating Income
843.80M
Pretax Income
843.80M
Net Income
662.50M
EBITDA
882.40M
Earnings Per Share (EPS)
18.51

Cash Flow

In the last 12 months, operating cash flow was 1.23B and capital expenditures -9.40M, giving a free cash flow of 1.22B billion.

Operating Cash Flow
1.23B
Free Cash Flow
1.22B
Free Cash Flow per Share
35.05

Dividends & Yields

Hanover Insurance pays an annual dividend of $0.95, resulting in a dividend yield of 1.54%

Dividend Per Share
$0.95
Dividend Yield
1.54%
Payout Ratio
18.31%
Free Cash Flow Yield
14.34%
Earnings Yield
8.70%

Stock Price Statistics

Beta
0.30
52-Week Price Change
44.84%
50-Day Moving Average
226.24
200-Day Moving Average
199.74
Relative Strength Index (RSI)
70.29
Average Volume (3m)
290.78K

Important Dates

Hanover Insurance upcoming earnings date is Feb 03, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 28, 2026
Next Earnings Date
Feb 03, 2027
Ex-Dividend Date
Jun 12, 2026

Financial Position

Hanover Insurance as a current ratio of 0.62, with Debt / Equity ratio of 34.11%

Current Ratio
0.62
Quick Ratio
0.62
Debt to Market Cap
0.19
Net Debt to EBITDA
0.11
Interest Coverage Ratio
19.53

Taxes

In the past 12 months, Hanover Insurance has paid 183.10M in taxes.

Income Tax
183.10M
Effective Tax Rate
0.22

Enterprise Valuation

Hanover Insurance EV to EBITDA ratio is 8.85, with an EV/FCF ratio of 7.25.

EV to Sales
1.29
EV to EBITDA
8.85
EV to Free Cash Flow
7.25
EV to Operating Cash Flow
7.20

Balance Sheet

Hanover Insurance has $10.54B in cash and marketable securities with $844.20M in debt, giving a net cash position of $9.69B billion.

Cash & Marketable Securities
$10.54B
Total Debt
$844.20M
Net Cash
$9.69B
Net Cash Per Share
$282.05
Tangible Book Value Per Share
$93.76

Margins

Gross margin is 44.41%, with operating margin of 14.04%, and net profit margin of 10.97%.

Gross Margin
44.41%
Operating Margin
14.04%
Pretax Margin
14.04%
Net Profit Margin
10.97%
EBITDA Margin
14.61%
EBIT Margin
14.71%

Analyst Forecast

The average price target for Hanover Insurance is $243.14, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target
$243.14
Price Target Upside
1.68% Downside
Analyst Consensus
Moderate Buy
Analyst Count
7
Revenue Growth Forecast
5.04%
EPS Growth Forecast
21.26%

Scores

Smart Score
6
AI Score
80