Education
About Us
Working with TipRanks
Follow Us
Hanover Insurance (THG)
NYSE:THG
Earnings Data
Report Date
Feb 04, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
4.66Last Year’s EPS
5.32Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong overall performance with exceptional third quarter results and significant growth in Personal Lines, Core Commercial, and Specialty Lines. However, challenges remain in the middle market segment, expense ratio management, and commercial auto. Despite these issues, the company's strategic focus and strong investment income contribute to a positive outlook.Company Guidance
Exceptional Third Quarter Results
Operating return on equity exceeded 21%, driven by strong net investment income and a quiet catastrophe quarter. The company reported operating earnings per share of $5.09 and a combined ratio of 91.1%, marking several third quarter records.
Strong Personal Lines Performance
Personal Lines showed improved profitability with an accident year ex-CAT combined ratio of 85.8%, a 3.4-point improvement from the prior year. Personal Lines grew 3.6% with new business momentum accelerating, achieving a renewal price increase of 10.5%.
Core Commercial and Specialty Lines Growth
Core Commercial delivered near double-digit pricing, with small commercial business gaining upward momentum. Specialty lines saw net written premiums grow at a high single-digit pace, including strong broad-based growth in marine, healthcare, and E&S.
Investment Income Surge
Net investment income increased 27.5% from the prior year quarter to $117 million, reflecting growth in asset base, improved partnership results, and higher reinvestment yields.
THG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
THG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 29, 2025 | $168.39 | $170.26 | +1.11% |
Jul 30, 2025 | $164.42 | $170.78 | +3.87% |
Apr 30, 2025 | $164.41 | $163.91 | -0.30% |
Feb 04, 2025 | $150.58 | $157.74 | +4.75% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Hanover Insurance (THG) report earnings?
Hanover Insurance (THG) is schdueled to report earning on Feb 04, 2026, After Close (Confirmed).
What is Hanover Insurance (THG) earnings time?
Hanover Insurance (THG) earnings time is at Feb 04, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is THG EPS forecast?
THG EPS forecast for the fiscal quarter 2025 (Q4) is 4.66.