IAK - ETF AI Analysis
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iShares U.S. Insurance ETF (IAK)
Rating:74Outperform
Price Target:―
Positive Factors
Solid Recent Performance
The ETF has shown steady gains over the past month, three months, and year-to-date, indicating positive recent momentum.
Strong Core Insurance Holdings
Several of the largest positions, such as Travelers, Allstate, AFLAC, Metlife, and Chubb, have delivered strong year-to-date results, supporting the fund’s overall performance.
Focused Financial Sector Exposure
The fund is heavily invested in U.S. insurance and financial companies, giving targeted exposure to a specific industry that has been performing well recently.
Negative Factors
High Concentration in Top Stocks
A small group of holdings makes up a large share of the portfolio, which increases the impact that any one company’s performance can have on the ETF.
Underperforming Key Holding
Progressive, one of the largest positions, has shown weak year-to-date performance, which can drag on the fund’s returns.
Limited Diversification by Country and Sector
The ETF is almost entirely invested in U.S. financial stocks, offering little geographic or sector diversification and making it more sensitive to downturns in the U.S. financial industry.
IAK vs. SPDR S&P 500 ETF (SPY)
AUM459.52M
RegionNorth America
Expense Ratio0.37%
Beta0.47
IssueriShares
Inception DateMay 01, 2006
Dividend Yield2.48%
Asset ClassEquity
Index TrackedDJ US Select / Insurance
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume144,045
30 Day Avg. Volume138,217
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
154.66Price Target Upside― Downside
Rating ConsensusHold
Number of Analyst Covering57
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IAK Summary
The iShares U.S. Insurance ETF (IAK) is a fund that follows the Dow Jones U.S. Select Insurance index, focusing on American insurance companies. It holds well-known names like Chubb and Progressive, along with other firms that provide life, health, property, and auto insurance. Investors might consider IAK if they want targeted exposure to the insurance industry, which can add diversification and potential income to a broader portfolio. However, because it is heavily concentrated in financial and insurance stocks, its value can rise or fall sharply with changes in interest rates, regulations, and the overall market.
How much will it cost me?The iShares U.S. Insurance ETF (IAK) has an expense ratio of 0.38%, meaning you’ll pay $3.80 per year for every $1,000 invested. This cost is slightly higher than average for ETFs because it focuses on a specific sector (insurance) and is passively managed to track a niche index. Sector-focused ETFs often have higher costs due to their specialized nature.
What would affect this ETF?The iShares U.S. Insurance ETF (IAK) could benefit from rising demand for insurance products as economic growth and population trends drive the need for life, health, and property coverage, while strong financial performance from top holdings like Progressive and Chubb may boost returns. However, the ETF could face challenges from regulatory changes in the U.S. insurance industry or economic downturns that reduce consumer spending on insurance and impact profitability. Interest rate fluctuations could also affect the sector's investment income and overall performance.
IAK Top 10 Holdings
IAK is essentially a pure play on U.S. insurers, with Progressive and Chubb steering the ship. Progressive has been rising over the past few months, helping drive returns, while Chubb’s steady gains add ballast despite some recent softness. Travelers and Allstate have been strong engines lately, with solid momentum that’s lifting the fund, and MetLife provides a more stable, middle-of-the-road contribution. AIG, however, has been lagging, acting as a bit of a brake. Overall, this is a concentrated bet on U.S. financials, specifically property, casualty, and life insurers.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Progressive | 13.18% | $61.78M | $126.09B | -10.33% | 78 Outperform | |
| Chubb | 12.80% | $60.03M | $131.76B | 25.45% | 80 Outperform | |
| Travelers Companies | 8.37% | $39.26M | $79.03B | 36.56% | 78 Outperform | |
| Allstate | 6.82% | $31.97M | $64.44B | 29.20% | 74 Outperform | |
| Metlife | 4.73% | $22.17M | $61.79B | 23.58% | 71 Outperform | |
| Prudential Financial | 4.40% | $20.64M | $40.38B | 13.54% | 77 Outperform | |
| AFLAC | 4.39% | $20.60M | $58.56B | 7.96% | 68 Neutral | |
| American International Group | 4.25% | $19.93M | $39.78B | -3.01% | 60 Neutral | |
| Hartford Insurance | 4.01% | $18.80M | $36.55B | 3.28% | 78 Outperform | |
| Arch Capital Group | 3.66% | $17.15M | $33.09B | 11.01% | 79 Outperform |
IAK Technical Analysis
Neutral
―
Price Trends
145.19
Negative
139.66
Positive
135.18
Positive
Market Momentum
-0.33
Positive
44.56
Neutral
30.69
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAK, the sentiment is Neutral. The current price of undefined is equal to the 20-day moving average (MA) of 144.18, equal to the 50-day MA of 145.19, and equal to the 200-day MA of 135.18, indicating a neutral trend. The MACD of -0.33 indicates Positive momentum. The RSI at 44.56 is Neutral, neither overbought nor oversold. The STOCH value of 30.69 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IAK.
IAK Peer Comparison
Comparison Results
Performance Comparison
IAK
iShares U.S. Insurance ETF
142.70
14.55
11.35%
KIE
SPDR S&P Insurance ETF
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―
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IAT
iShares U.S. Regional Banks ETF
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―
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KCE
SPDR S&P Capital Markets ETF
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―
―
REM
iShares Mortgage Real Estate ETF
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―
KBWD
Invesco KBW High Dividend Yield Financial ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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