IAK - ETF AI Analysis
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iShares U.S. Insurance ETF (IAK)
IAK, the iShares U.S. Insurance ETF, earns a solid overall rating largely because its biggest holdings like Progressive (PGR), Chubb (CB), and Travelers (TRV) show strong financial performance, positive earnings call commentary, and generally attractive valuations that support long-term growth potential. However, some holdings such as AIG face revenue and technical challenges, and several names show bearish or mixed technical signals, highlighting sector-specific and market-momentum risks within this concentrated U.S. insurance portfolio.
IAK vs. SPDR S&P 500 ETF (SPY)
- AUM
- 467.69M
- Region
- North America
- Expense Ratio
- 0.37%
- Beta
- 0.42
- Issuer
- iShares
- Inception Date
- May 01, 2006
- Dividend Yield
- 2.40%
- Asset Class
- Equity
- Index Tracked
- DJ US Select / Insurance
IAK Summary
The iShares U.S. Insurance ETF (IAK) is a fund that follows the Dow Jones U.S. Select Insurance index, focusing on American insurance companies. It holds well-known names like Progressive and Chubb, along with other firms that offer auto, home, life, and business insurance. Someone might invest in IAK to get targeted exposure to the insurance industry, which can provide diversification within the broader financial sector and potential long-term growth as insurance demand stays steady over time. A key risk is that it is heavily concentrated in insurance stocks, so its value can rise or fall sharply with changes in the financial sector and the U.S. economy.
How much will it cost me?
This ETF has an annual expense ratio of 0.37%, which means you’ll pay about $3.70 per year for every $1,000 invested. That cost is a bit higher than the average broad-market index ETF because this is a more specialized, sector-focused fund that targets U.S. insurance companies.
What would affect this ETF?
This ETF is heavily focused on U.S. insurance companies like Progressive, Chubb, and Travelers, so it can benefit if the U.S. economy stays stable, interest rates support insurers’ investment income, and demand for property, health, and life coverage grows. On the other hand, it could be hurt by sharp economic downturns, big catastrophe losses, unfavorable changes in insurance regulation, or falling interest rates that squeeze insurers’ profits, and its narrow focus on the U.S. financial sector means it is less diversified than broader market funds.
IAK Top 10 Holdings
IAK is a pure play on U.S. insurers, with the heavyweights Progressive, Chubb, and Travelers steering the ship. Chubb and Travelers have been rising steadily, giving the fund a solid backbone, while Progressive’s more mixed year-to-date showing means it’s helping, but not quite leading the charge. MetLife adds another bright spot with firm recent gains, but AIG and Hartford are lagging and occasionally act like ballast rather than sails. Overall, this is a concentrated bet on the U.S. insurance industry, not a broad global financials fund.
| Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
 PGR | Progressive | 13.75% | $64.52M | $134.40B | 11.75% | 78Outperform |
 CB | Chubb | 13.08% | $61.34M | $139.12B | 30.95% | 80Outperform |
 TRV | Travelers Companies | 8.45% | $39.65M | $81.20B | 46.20% | 78Outperform |
 ALL | Allstate | 6.61% | $31.03M | $65.71B | 35.43% | 74Outperform |
 AFL | AFLAC | 4.65% | $21.82M | $62.11B | 15.96% | 68Neutral |
 MET | Metlife | 4.50% | $21.12M | $63.56B | 26.35% | 71Outperform |
 AIG | American International Group | 4.56% | $21.38M | $42.82B | 4.74% | 60Neutral |
 PRU | Prudential Financial | 4.27% | $20.01M | $40.18B | 12.96% | 77Outperform |
 HIG | Hartford Insurance | 3.82% | $17.93M | $35.46B | 7.40% | 78Outperform |
 ACGL | Arch Capital Group | 3.85% | $18.04M | $36.29B | 22.76% | 79Outperform |
IAK Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAK, the sentiment is Positive. The current price of 148.83 is above the 20-day moving average (MA) of 144.21, above the 50-day MA of 142.97, and above the 200-day MA of 136.69, indicating a bullish trend. The MACD of 1.87 indicates Negative momentum. The RSI at 63.32 is Neutral, neither overbought nor oversold. The STOCH value of 58.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IAK.
IAK Peer Comparison
Comparison Results
| Name | Price | Price Target | AUM | Expense Ratio | Overall Rating |
|---|---|---|---|---|---|
| IAK | $148.83 | $157.00(5.49% Upside) | $467.69M | 0.37% | 74Outperform |
 IAT | $59.82 | $68.52(14.54% Upside) | $642.89M | 0.37% | 74Outperform |
 KIE | $63.70 | $68.44(7.45% Upside) | $519.42M | 0.35% | 71Outperform |
 REM | $17.20 | $21.50(25.01% Upside) | $462.01M | 0.48% | 62Neutral |
 KCE | $154.35 | $185.50(20.18% Upside) | $443.56M | 0.35% | 66Neutral |
 KBWD | $10.56 | $12.39(17.37% Upside) | $338.58M | 5.39% | 64Neutral |
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IAK | iShares U.S. Insurance ETF | 148.83 | 26.13 | 21.29% | |
| IAT | iShares U.S. Regional Banks ETF | 59.82 | 11.72 | 24.38% | |
| KIE | SPDR S&P Insurance ETF | 63.70 | 8.63 | 15.68% | |
| REM | iShares Mortgage Real Estate ETF | 17.20 | -2.78 | -13.92% | |
| KCE | SPDR S&P Capital Markets ETF | 154.35 | 10.84 | 7.56% | |
| KBWD | Invesco KBW High Dividend Yield Financial ETF | 10.56 | -1.22 | -10.35% |
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.