IAT - ETF AI Analysis
Top Page
iShares U.S. Regional Banks ETF (IAT)
Rating:73Outperform
Price Target:―
Positive Factors
Strong Recent Performance
The ETF has shown solid gains so far this year and in recent months, indicating positive momentum in regional bank stocks.
Leading Bank Holdings Performing Well
Several of the largest positions, such as PNC Financial, US Bancorp, and other major regional banks, have delivered strong year-to-date results that support the fund’s overall performance.
Focused Exposure to U.S. Financials
The fund’s near-total focus on U.S. financial companies gives investors a targeted way to benefit when the regional banking sector is doing well.
Negative Factors
High Concentration in Top Holdings
A large share of the fund is invested in just a few banks, which increases the impact that problems at those specific companies could have on the ETF.
Sector Concentration Risk
Almost all assets are in the financial sector, so any broad weakness in U.S. regional banks could significantly hurt the fund.
Moderate Expense Ratio
The fund’s expense ratio is not especially low, meaning fees may take a noticeable bite out of long-term returns compared with cheaper ETFs.
IAT vs. SPDR S&P 500 ETF (SPY)
AUM629.22M
RegionNorth America
Expense Ratio0.37%
Beta1.04
IssueriShares
Inception DateMay 01, 2006
Dividend Yield2.75%
Asset ClassEquity
Index TrackedDJ US Select / Regional Banks
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume126,567
30 Day Avg. Volume159,193
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
70.24Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering30
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IAT Summary
IAT is the iShares U.S. Regional Banks ETF, which follows the DJ US Select Regional Banks index. It invests in a basket of U.S. regional banks, giving you exposure to financial companies that focus on serving local communities. Well-known holdings include PNC Financial and US Bancorp. Someone might invest in IAT to gain diversified access to regional banks that can benefit when the economy grows and interest rates rise. However, this ETF is heavily focused on bank stocks, so its value can go up or down sharply with changes in the financial sector and the broader market.
How much will it cost me?The iShares U.S. Regional Banks ETF (IAT) has an expense ratio of 0.38%, meaning you’ll pay $3.80 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific niche—regional banks—which requires more targeted management.
What would affect this ETF?The iShares U.S. Regional Banks ETF (IAT) could benefit from rising interest rates, which often improve bank profitability by increasing the margin between lending and borrowing rates. Additionally, localized economic growth in the U.S. may positively impact regional banks due to their strong community ties. However, challenges such as stricter banking regulations or economic slowdowns in specific regions could negatively affect the ETF's performance, as regional banks are more sensitive to localized economic and regulatory pressures.
IAT Top 10 Holdings
IAT is essentially a bet on U.S. regional banks, with PNC and US Bancorp acting as the main engines of performance thanks to their rising, steady trends over the past few months. Fifth Third, Citizens Financial, and M&T Bank are also helping pull the fund forward, showing solid, if sometimes overbought, momentum. On the flip side, Truist and Huntington look a bit tired, lagging recently and trimming some of the fund’s upside. With nearly all exposure in U.S. financials, this ETF is tightly focused on America’s regional banking story.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| US Bancorp | 14.92% | $94.40M | $93.06B | 20.00% | 76 Outperform | |
| PNC Financial | 14.87% | $94.04M | $92.35B | 12.48% | 71 Outperform | |
| Truist Financial | 9.63% | $60.93M | $59.18B | 5.14% | 70 Outperform | |
| Fifth Third Bancorp | 6.37% | $40.33M | $47.53B | 15.10% | 71 Outperform | |
| Citizens Financial | 4.69% | $29.64M | $28.15B | 25.63% | 75 Outperform | |
| M&T Bank | 4.57% | $28.88M | $32.64B | 12.94% | 76 Outperform | |
| Huntington Bancshares | 4.26% | $26.95M | $31.96B | -11.14% | 80 Outperform | |
| Regions Financial | 4.16% | $26.32M | $24.25B | 3.94% | 79 Outperform | |
| First Citizens BancShares | 3.38% | $21.38M | $23.33B | 11.85% | 73 Outperform | |
| KeyCorp | 3.30% | $20.91M | $22.11B | 9.51% | 69 Neutral |
IAT Technical Analysis
Negative
―
Price Trends
62.77
Negative
60.56
Negative
58.06
Positive
Market Momentum
-0.72
Positive
34.44
Neutral
21.87
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAT, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 61.43, equal to the 50-day MA of 62.77, and equal to the 200-day MA of 58.06, indicating a neutral trend. The MACD of -0.72 indicates Positive momentum. The RSI at 34.44 is Neutral, neither overbought nor oversold. The STOCH value of 21.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IAT.
IAT Peer Comparison
Comparison Results
Performance Comparison
IAT
iShares U.S. Regional Banks ETF
59.58
8.22
16.00%
KIE
SPDR S&P Insurance ETF
―
―
―
KCE
SPDR S&P Capital Markets ETF
―
―
―
REM
iShares Mortgage Real Estate ETF
―
―
―
IAK
iShares U.S. Insurance ETF
―
―
―
RSPF
Invesco S&P 500 Equal Weight Financials ETF
―
―
―
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
Table of Contents