Northeast Bancorp (NBN)
NASDAQ:NBN
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NBN Stock Chart & Stats
$124.15
$0.36(0.38%)
At close: 4:00 PM EST
$124.15
$0.36(0.38%)
Day’s Range― - ―
52-Week Range$79.05 - $135.62
Previous CloseN/A
Volume11.64K
Average Volume (3M)82.91K
Market Cap
$967.06M
Enterprise Value$1.74B
Total Cash (Recent Filing)$2.40M
Total Debt (Recent Filing)$737.79M
Price to Earnings (P/E)10.2
Beta0.92
Next Earnings
Aug 03, 2026EPS Estimate
3.4Next Dividend Ex-DateN/A
Dividend Yield0.04%
Share Statistics
EPS (TTM)11.86
Shares Outstanding7,977,690
10 Day Avg. Volume127,598
30 Day Avg. Volume82,908
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.46
Price to Sales (P/S)2.05
P/FCF Ratio13.48
Enterprise Value/Market Cap1.80
Enterprise Value/Revenue4.63
Enterprise Value/Gross Profit7.66
Enterprise Value/Ebitda12.07
Forecast
1Y Price Target
$130.50Price Target Upside5.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)12.73
Revenue Forecast (FY)$229.89M
Bulls Say, Bears Say
Bulls Say
High Profit MarginsSustained high net and operating margins indicate durable profitability and pricing power in core banking operations. Over 2–6 months this supports internal capital for lending, dividends and reserves, and provides a buffer versus cyclical credit losses or revenue slowdowns.
Sustained Revenue GrowthMulti-year revenue expansion with positive TTM growth reflects persistent customer acquisition and loan/deposit volume gains. That trend supports scale benefits, steadier fee income and the ability to invest in operations and digital capabilities, improving long-term resilience.
Strong Return On EquityAn ROE near 19% signals efficient capital deployment and profitable core banking returns. This enduring profitability enables shareholder distributions and retained earnings to fund growth, enhancing franchise value if capital and credit discipline are maintained.
Bears Say
Weak And Volatile Cash ConversionVery low and volatile operating and free cash flow versus reported net income undermines earnings quality and limits internal funding capacity. Over months this constrains dividend safety, buybacks or reinvestment and raises reliance on external funding during stress.
Rising LeverageA meaningful increase in leverage reduces financial flexibility and raises sensitivity to funding cost moves and credit shocks. Persistently higher debt-to-equity can constrain balance-sheet management, limit strategic optionality, and increase regulatory and market risk over the medium term.
Margin Compression Vs Earlier PeaksHistoric margin contraction versus 2021–2022 suggests pressure on net interest or fee spreads. If structural cost or competitive pressures persist, margin recovery may require sustained efficiency gains or higher-yielding assets, limiting profit upside over coming quarters.
Northeast Bancorp News
NBN FAQ
What was Northeast Bancorp’s price range in the past 12 months?
Northeast Bancorp lowest stock price was $79.05 and its highest was $135.62 in the past 12 months.
What is Northeast Bancorp’s market cap?
Northeast Bancorp’s market cap is $967.06M.
When is Northeast Bancorp’s upcoming earnings report date?
Northeast Bancorp’s upcoming earnings report date is Aug 03, 2026 which is in 60 days.
How were Northeast Bancorp’s earnings last quarter?
Northeast Bancorp released its earnings results on Apr 27, 2026. The company reported $3.53 earnings per share for the quarter, beating the consensus estimate of $2.995 by $0.535.
Is Northeast Bancorp overvalued?
According to Wall Street analysts Northeast Bancorp’s price is currently Undervalued.
Does Northeast Bancorp pay dividends?
Northeast Bancorp pays a Notavailable dividend of $0.01 which represents an annual dividend yield of 0.04%. See more information on Northeast Bancorp dividends here
What is Northeast Bancorp’s EPS estimate?
Northeast Bancorp’s EPS estimate is 3.4.
How many shares outstanding does Northeast Bancorp have?
Northeast Bancorp has 7,977,690 shares outstanding.
What happened to Northeast Bancorp’s price movement after its last earnings report?
Northeast Bancorp reported an EPS of $3.53 in its last earnings report, beating expectations of $2.995. Following the earnings report the stock price went up 4.557%.
Which hedge fund is a major shareholder of Northeast Bancorp?
Currently, no hedge funds are holding shares in NBN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northeast Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$130.50 (5.11% Upside)
$130.50 (5.11% Upside)
Blogger Sentiment
Bullish
NBN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 65.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.12%
12-Months-Change
Fundamentals
Return on Equity
18.63%
Trailing 12-Months
Asset Growth
19.05%
Trailing 12-Months
Company Description
Northeast Bancorp
Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.
NBN Company Deck
NBN Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized substantial, well‑priced loan growth (purchases at ~92.6% of UPB with ~10.8% yields and record originations at ~7.5%–7.6%), strong profitability metrics (quarterly EPS ~$2.47, ROE ~15.6%), and solid capital and loan capacity. Short‑term headwinds included a modest NIM decline (down 0.10 pp), a temporary drop in SBA gain‑on‑sale income due to the government shutdown (reducing EPS by ~ $0.50), higher allowance driven by purchased loans, and elevated near‑term funding rollover risk ( ~$1.25B of CDs maturing). Management expects the late‑quarter loan additions to be accretive to NII and earnings in coming quarters. Overall, the positives from growth, loan yields, capital strength, and pipeline opportunities outweigh the transitory challenges discussed.View all NBN earnings summariesNBN Stock 12 Month Forecast
Average Price Target
$130.50
▲(5.11% Upside)
Technical Analysis
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Ownership Overview
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Insiders
18.88% Mutual Funds
23.80% Other Institutional Investors
40.36% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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