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AMAL Stock Chart & Stats
$48.42
$0.78(1.60%)
At close: 4:00 PM EDT
$48.42
$0.78(1.60%)
Day’s Range― - ―
52-Week Range$26.61 - $51.59
Previous Close$49.44
Volume191.41K
Average Volume (3M)266.27K
Market Cap
$1.51B
Enterprise Value$1.46B
Total Cash (Recent Filing)$4.17M
Total Debt (Recent Filing)$78.85M
Price to Earnings (P/E)13.3
Beta0.77
Next Earnings
Jan 28, 2027EPS Estimate
1.08Next Dividend Ex-DateN/A
Dividend Yield1.29%
Share Statistics
EPS (TTM)3.79
Shares Outstanding29,900,146
10 Day Avg. Volume222,126
30 Day Avg. Volume266,271
Financial Highlights & Ratios
PEG Ratio-10.77
Price to Book (P/B)1.21
Price to Sales (P/S)2.11
P/FCF Ratio7.13
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue3.01
Enterprise Value/Gross Profit4.31
Enterprise Value/Ebitda9.15
Forecast
1Y Price Target
$56.00Price Target Upside15.65% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)4.11
Revenue Forecast (FY)$386.75M
Bulls Say, Bears Say
Bulls Say
Record ProfitabilityRecord core earnings and revenue demonstrate strong operating execution and broad earnings capacity. Continued profitability at this level can support internal capital generation, technology investment, and resilience while reinforcing the bank’s competitive position in its niche markets.
Deposit And Liquidity StrengthDeposit growth combined with substantial available liquidity gives Amalgamated flexibility to meet withdrawals, fund attractive lending opportunities, and manage election-related deposit movements. This supports balance-sheet resilience and reduces reliance on expensive or volatile borrowing.
PACE DiversificationA growing and geographically diversified PACE platform broadens the bank’s asset-generation capabilities beyond traditional lending. Expansion of origination partners can create a more durable pipeline, while the program’s specialized focus may support attractive risk-adjusted returns.
Bears Say
Margin And NII PressureThe expected pause in net interest income growth and near-term margin compression show that deposit mix changes can weigh on earnings momentum. Higher-cost interest-bearing funding may limit spread expansion until lower-cost deposits become a larger, more stable funding source.
Multifamily Credit ExposureThe unresolved multifamily relationship creates an ongoing source of credit and earnings uncertainty. Potential note-sale activity, degraded properties, and additional provisions could absorb capital and management attention, while extending the resolution process may delay recovery of the related assets.
Consumer Solar Portfolio RunoffAccelerated reduction of the consumer solar portfolio indicates that its economics and CECL treatment are less attractive than alternatives. Reallocating liquidity may improve asset quality or returns over time, but the transition can create execution risk and temporarily constrain portfolio continuity.
Amalgamated Bank News
AMAL FAQ
What was Amalgamated Bank’s price range in the past 12 months?
Amalgamated Bank lowest stock price was $26.61 and its highest was $51.59 in the past 12 months.
What is Amalgamated Bank’s market cap?
Amalgamated Bank’s market cap is $1.51B.
When is Amalgamated Bank’s upcoming earnings report date?
Amalgamated Bank’s upcoming earnings report date is Jan 28, 2027 which is in 94 days.
How were Amalgamated Bank’s earnings last quarter?
Amalgamated Bank released its earnings results on Oct 22, 2026. The company reported $1.14 earnings per share for the quarter, beating the consensus estimate of $1.084 by $0.056.
Is Amalgamated Bank overvalued?
According to Wall Street analysts Amalgamated Bank’s price is currently Undervalued.
Does Amalgamated Bank pay dividends?
Amalgamated Bank pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.29%. See more information on Amalgamated Bank dividends here
What is Amalgamated Bank’s EPS estimate?
Amalgamated Bank’s EPS estimate is 1.08.
How many shares outstanding does Amalgamated Bank have?
Amalgamated Bank has 29,900,146 shares outstanding.
What happened to Amalgamated Bank’s price movement after its last earnings report?
Amalgamated Bank reported an EPS of $1.14 in its last earnings report, beating expectations of $1.084. Following the earnings report the stock price went up 5.207%.
Which hedge fund is a major shareholder of Amalgamated Bank?
Currently, no hedge funds are holding shares in AMAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Amalgamated Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$56.00 (15.65% Upside)
$56.00 (15.65% Upside)
Blogger Sentiment
Bullish
AMAL Sentiment 60%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth $39.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
87.12%
12-Months-Change
Fundamentals
Return on Equity
14.12%
Trailing 12-Months
Asset Growth
9.17%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Amalgamated Bank
Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.
AMAL Company Deck
AMAL Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive, supported by record core net income, record net interest income and revenue, improved profitability metrics, stable credit quality, strong liquidity, raised full-year outlooks, and continued progress in PACE, technology, and workforce investments. The main challenges were expected fourth-quarter margin compression and a pause in NII momentum as political deposits run off, ongoing headquarters-related expenses, the unresolved D.C. multifamily relationship, and continued optimization of the consumer solar portfolio. Overall, the positive operating performance and outlook significantly outweighed the stated challenges.View all AMAL earnings summariesAMAL Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$56.00
▲(15.65% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
2.43% Insiders
19.63% Mutual Funds
13.28% Other Institutional Investors
49.95% Public Companies and
Individual Investors










