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DCOM Stock Chart & Stats
$40.39
$0.55(1.39%)
At close: 4:00 PM EDT
$40.39
$0.55(1.39%)
Day’s Range― - ―
52-Week Range$25.63 - $41.97
Previous CloseN/A
Volume192.39K
Average Volume (3M)339.26K
Market Cap
$1.71B
Enterprise Value$245.39M
Total Cash (Recent Filing)$3.54B
Total Debt (Recent Filing)$655.81M
Price to Earnings (P/E)13.3
Beta0.73
Next Earnings
Jan 22, 2027EPS Estimate
0.94Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)2.78
Shares Outstanding44,156,593
10 Day Avg. Volume418,047
30 Day Avg. Volume339,263
Financial Highlights & Ratios
PEG Ratio-0.54
Price to Book (P/B)0.86
Price to Sales (P/S)1.85
P/FCF Ratio12.90
Enterprise Value/Market Cap0.14
Enterprise Value/Revenue0.33
Enterprise Value/Gross Profit0.56
Enterprise Value/Ebitda1.30
Forecast
1Y Price Target
$48.00Price Target Upside18.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.34
Revenue Forecast (FY)$518.06M
Bulls Say, Bears Say
Bulls Say
Analyst Sentiment And Management OutlookUpgraded analyst positioning and constructive takeaways from management meetings signal improved market confidence that may attract renewed investor interest.
Loan Mix And Deposit FranchiseShift toward higher-yielding loans and steady core deposit growth is expected to lift overall loan yields and support a stronger return on assets above 1% by the end of 2027.
Net Interest MarginBack-book loan repricing combined with lower funding costs should allow net interest margin to expand toward and above 3.5%, supporting higher core profitability.
Bears Say
Provision Expense And Earnings PressureHigher expected provision expense has led analysts to lower 2026 earnings forecasts, putting pressure on reported profitability and investor expectations.
Rent-regulated Credit ExposureExposure to rent-regulated multifamily loans raises credit concerns amid New York policy shifts that could increase owner financial strain and elevate loss provisions.
Valuation RiskShare appreciation of roughly 16% has prompted a downgrade based on valuation, which could limit further upside until fundamentals clearly justify the higher price.
Dime Community Bancshares News
DCOM FAQ
What was Dime Community Bancshares’s price range in the past 12 months?
Dime Community Bancshares lowest stock price was $25.63 and its highest was $41.97 in the past 12 months.
What is Dime Community Bancshares’s market cap?
Dime Community Bancshares’s market cap is $1.71B.
When is Dime Community Bancshares’s upcoming earnings report date?
Dime Community Bancshares’s upcoming earnings report date is Jan 22, 2027 which is in 93 days.
How were Dime Community Bancshares’s earnings last quarter?
Dime Community Bancshares released its earnings results on Oct 20, 2026. The company reported $0.91 earnings per share for the quarter, beating the consensus estimate of $0.864 by $0.046.
Is Dime Community Bancshares overvalued?
According to Wall Street analysts Dime Community Bancshares’s price is currently Undervalued.
Does Dime Community Bancshares pay dividends?
Dime Community Bancshares pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 2.44%. See more information on Dime Community Bancshares dividends here
What is Dime Community Bancshares’s EPS estimate?
Dime Community Bancshares’s EPS estimate is 0.94.
How many shares outstanding does Dime Community Bancshares have?
Dime Community Bancshares has 44,156,593 shares outstanding.
What happened to Dime Community Bancshares’s price movement after its last earnings report?
Dime Community Bancshares reported an EPS of $0.91 in its last earnings report, beating expectations of $0.864. Following the earnings report the stock price went up 5.969%.
Which hedge fund is a major shareholder of Dime Community Bancshares?
Currently, no hedge funds are holding shares in DCOM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dime Community Bancshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$48.00 (18.84% Upside)
$48.00 (18.84% Upside)
Blogger Sentiment
Neutral
DCOM Sentiment 80%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 12.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 86%
Bearish news 14%
Bearish news 14%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.13%
12-Months-Change
Fundamentals
Return on Equity
9.50%
Trailing 12-Months
Asset Growth
6.93%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Dime Community Bancshares
Dime Community Bancshares, Inc. serves as the parent company for Dime Community Bank, which delivers a comprehensive range of commercial banking and financial services. The bank accepts various forms of deposits, including time, savings, and demand accounts, from businesses, individual consumers, and local government entities. Its lending operations encompass a broad spectrum, offering financing for commercial real estate, multi-family properties, and residential mortgages. Additionally, it extends secured and unsecured loans to both commercial and consumer clients, alongside home equity loans and funding for construction and land acquisition. Beyond its core lending activities, the company strategically invests in a diverse portfolio of financial instruments. These include mortgage-backed securities, collateralized mortgage obligations, and other asset-backed securities issued by agencies such as the Federal Home Loan Bank, Fannie Mae, Ginnie Mae, and Freddie Mac. Its holdings also comprise U.S. Treasury securities, bonds from New York state and local municipalities, securities from U.S. government-sponsored enterprises, and corporate bonds. Furthermore, Dime Community Bank provides an array of ancillary financial services. These offerings include certificate of deposit account registry services (CDARS), insured cash sweep programs, merchant credit and debit card processing, automated teller machines (ATMs), cash management solutions, lockbox processing, online banking, remote deposit capture, safe deposit boxes, and individual retirement accounts (IRAs). The bank also facilitates access to investment products and services through an affiliated third-party broker-dealer and provides title insurance brokerage services. As of December 31, 2021, the company maintained 60 branch locations spanning Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and its corporate headquarters are situated in Hauppauge, New York.
DCOM Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. Management reported record revenue, 53% year-over-year EPS growth, 10 consecutive quarters of NIM expansion, 30% business loan growth, strong deposit generation, improved efficiency, reduced CRE concentration, and attractive economics for the Empire State Bank acquisition. The main challenges were higher NPAs and provisions, continued multifamily runoff, declining consumer deposits, potential deposit-cost increases from additional rate hikes, and transaction costs and capital usage related to the acquisition. The stated growth, profitability, and credit trends significantly outweighed the disclosed challenges.View all DCOM earnings summariesDCOM Stock 12 Month Forecast
Average Price Target
$48.00
▲(18.84% Upside)
Technical Analysis
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Ownership Overview
3.92% Insiders
20.41% Mutual Funds
0.10% Other Institutional Investors
45.60% Public Companies and
Individual Investors