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Byline Bancorp Inc (BY)
NYSE:BY
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Byline Bancorp (BY) Price & Analysis

81 Followers

BY Stock Chart & Stats

$38.26
$0.08(0.21%)
At close: 4:00 PM EDT
$38.26
$0.08(0.21%)

Bulls Say, Bears Say

Bulls Say
Strong Earnings Growth And ProfitabilityThe sharp TTM revenue increase alongside solid net and EBIT margins indicates stronger earnings capacity and operating momentum. If profitability remains above recent historical ranges, Byline can generate internal capital to support lending, technology investment, and continued franchise development.
Healthy Capital And Cash GenerationStrong capital and cash generation provide resilience for a regional bank operating through changing credit and funding conditions. High-quality earnings, ample CET1, and liquidity give management flexibility to fund organic growth, absorb losses, and return capital while remaining financially disciplined.
Commercial Banking Franchise ExpansionThe proposed merger would deepen Byline’s Chicago-area density, add a stable core deposit base, and broaden customer reach in markets aligned with its community-banking model. Greater scale and local presence could strengthen relationship lending and improve the platform for long-term commercial growth.
Bears Say
Net Interest Margin And Funding PressureMargin pressure directly challenges the bank’s core net interest income engine, particularly when deposit pricing becomes more aggressive and funding costs rise. Persistent competition or unfavorable repricing could limit earnings growth even if loan balances expand, making profitability more sensitive to rate conditions.
Loan Payoff VolatilityHigh payoff activity can disrupt the conversion of loan originations into balance growth and make commercial lending results less predictable. If repayments continue to outpace new production, Byline may struggle to achieve its mid-single-digit growth objective and could face weaker recurring interest income.
Higher Operating Expenses And Credit CostsHigher personnel and operating costs can dilute the benefit of revenue growth, while elevated expected charge-offs may require additional provisions. Together, these pressures could reduce operating leverage and constrain earnings retention if expense growth or credit costs persist across the next several quarters.

Byline Bancorp News

BY FAQ

What was Byline Bancorp Inc’s price range in the past 12 months?
Byline Bancorp Inc lowest stock price was $25.57 and its highest was $40.03 in the past 12 months.
    What is Byline Bancorp Inc’s market cap?
    Byline Bancorp Inc’s market cap is $1.66B.
      When is Byline Bancorp Inc’s upcoming earnings report date?
      Byline Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 7 days.
        How were Byline Bancorp Inc’s earnings last quarter?
        Byline Bancorp Inc released its earnings results on Jul 23, 2026. The company reported $0.91 earnings per share for the quarter, beating the consensus estimate of $0.788 by $0.122.
          Is Byline Bancorp Inc overvalued?
          According to Wall Street analysts Byline Bancorp Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Byline Bancorp Inc pay dividends?
            Byline Bancorp Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.31%. See more information on Byline Bancorp Inc dividends here
              What is Byline Bancorp Inc’s EPS estimate?
              Byline Bancorp Inc’s EPS estimate is 0.82.
                How many shares outstanding does Byline Bancorp Inc have?
                Byline Bancorp Inc has 45,186,420 shares outstanding.
                  What happened to Byline Bancorp Inc’s price movement after its last earnings report?
                  Byline Bancorp Inc reported an EPS of $0.91 in its last earnings report, beating expectations of $0.788. Following the earnings report the stock price went up 2.552%.
                    Which hedge fund is a major shareholder of Byline Bancorp Inc?
                    Currently, no hedge funds are holding shares in BY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Byline Bancorp Inc

                      Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

                      Byline Bancorp (BY) Earnings & Revenues

                      BY Company Deck

                      BY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed a predominantly positive tone driven by record earnings, improved profitability and efficiency, strong capital metrics, shareholder-friendly actions (dividend increase and buybacks), and favorable credit trends. Challenges were acknowledged — modest margin pressure, elevated deposit competition, payoff volatility affecting near-term loan growth, and higher expense guidance in H2 — but management framed these as manageable within a disciplined strategy emphasizing capital flexibility and selective growth. Overall the highlights materially outweigh the lowlights.View all BY earnings summaries

                      BY Stock 12 Month Forecast

                      Average Price Target

                      $42.33
                      ▲(10.65% Upside)
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2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":31.489,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":31.678,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n     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                      Ownership Overview

                      53.42%14.00%0.07%15.16%
                      53.42% Insiders
                      0.07% Other Institutional Investors
                      15.16% Public Companies and
                      Individual Investors
                      Popular Stocks