TipRanks
Go Ultimate55% OFF

QCR Holdings (QCRH) Stock Price & Analysis

158 Followers

QCRH Stock Chart & Stats

$101.12-$2.68(-2.58%)
At close: 4:00 PM EST
$97.5$100$103$105Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$100.69 - $106.56
52-Week Range
$74.78 - $108.11
Previous Close
$103.80
Volume
N/A
Average Volume (3M)
126.26K
Market Cap
$1.69B
Enterprise Value
$2.54B
Total Cash (Recent Filing)
$1.62B
Total Debt (Recent Filing)
$1.02B
Price to Earnings (P/E)
11.8
Beta
0.82
Next Earnings
Jan 26, 2027 (Est.)
Dividend Yield
0.41%

Bulls Say, Bears Say

Bulls Say

Robust Loan Growth And Market-share Gains

Sustained loan expansion and continued market-share gains indicate that QCR is deepening client relationships and winning new business. This supports recurring net interest income, improves operating scale, and provides a durable platform for growth across its commercial and community banking markets.

Diversified Fee Income And LIHTC Franchise

A strong LIHTC franchise and expanding wealth and capital-markets activities diversify revenue beyond traditional lending spreads. That mix can improve resilience across interest-rate cycles, deepen institutional relationships, and create recurring fee opportunities while supporting continued loan origination.

Improving Operating Leverage Through Technology

Modernizing the core technology platform can create lasting efficiency and service advantages rather than merely reducing one quarter's expenses. Lower processing costs, stronger digital capabilities, and the remaining conversion may improve scalability and support margin expansion through 2027 and beyond.

Bears Say

Deposit Competition Limits Margin Expansion

Funding pressure can constrain net interest margin even when loans grow, because higher deposit costs and liability sensitivity reduce the benefit of asset repricing. Persistent competition may therefore limit earnings conversion from growth and keep profitability exposed to funding-mix changes.

Regulatory Durbin Revenue Headwind

Crossing the $10 billion asset threshold creates a structural reduction in future fee revenue rather than a temporary quarterly issue. Although LIHTC and wealth-management income may offset part of it, the change could pressure efficiency, revenue growth, and returns as the balance sheet expands.

LIHTC Execution And Competitive Constraints

Complex execution, limited affordable-housing equity, and aggressive competition can slow loan conversions and reduce the economics of QCR's LIHTC opportunity. These constraints may make fee realization and capital recycling less predictable, even though underlying affordable-housing demand remains strong.

QCR Holdings News

QCRH FAQ

What was QCR Holdings’s price range in the past 12 months?
QCR Holdings lowest stock price was $74.78 and its highest was $108.11 in the past 12 months.
What is QCR Holdings’s market cap?
QCR Holdings’s market cap is $1.69B.
When is QCR Holdings’s upcoming earnings report date?
QCR Holdings’s next earnings report is estimated for Jan 26, 2027 (not yet confirmed), which is in 81 days.
How were QCR Holdings’s earnings last quarter?
QCR Holdings released its earnings results on Oct 20, 2026. The company reported $2.21 earnings per share for the quarter, beating the consensus estimate of $2.092 by $0.118.
Is QCR Holdings overvalued?
According to Wall Street analysts QCR Holdings’s price is currently Undervalued.
Does QCR Holdings pay dividends?
QCR Holdings pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 0.41%. See more information on QCR Holdings dividends here
What is QCR Holdings’s EPS estimate?
QCR Holdings’s EPS estimate is 2.31.
How many shares outstanding does QCR Holdings have?
QCR Holdings has 16,291,870 shares outstanding.
What happened to QCR Holdings’s price movement after its last earnings report?
QCR Holdings reported an EPS of $2.21 in its last earnings report, beating expectations of $2.092. Following the earnings report the stock price went up 0.08%.
Which hedge fund is a major shareholder of QCR Holdings?
Hedge funds hold QCR Holdings shares: the largest hedge-fund position in QCR Holdings is 71,886,289 shares, and hedge funds increased their holdings by 110.5K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology