Republic Bancorp (RBCAA)
NASDAQ:RBCAA
Want to see RBCAA full AI Analyst Report?
RBCAA Stock Chart & Stats
$73.83
-$0.43(-0.64%)
At close: 4:00 PM EST
$73.83
-$0.43(-0.64%)
Day’s Range― - ―
52-Week Range$63.97 - $85.58
Previous CloseN/A
Volume4.12K
Average Volume (3M)25.79K
Market Cap
$1.48B
Enterprise Value$1.30B
Total Cash (Recent Filing)$599.11M
Total Debt (Recent Filing)$479.33M
Price to Earnings (P/E)13.2
Beta0.74
Next Earnings
Jul 17, 2026EPS Estimate
1.55Next Dividend Ex-DateN/A
Dividend Yield2.57%
Share Statistics
EPS (TTM)6.32
Shares Outstanding17,480,988
10 Day Avg. Volume28,488
30 Day Avg. Volume25,789
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.24
Price to Sales (P/S)2.61
P/FCF Ratio8.45
Enterprise Value/Market Cap0.88
Enterprise Value/Revenue2.62
Enterprise Value/Gross Profit3.50
Enterprise Value/Ebitda7.70
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.11
Revenue Forecast (FY)$399.00M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And MarginsSustained high operating and net margins with mid-teens ROE consistency indicate durable core earnings power. This margin profile reflects scalable bank economics, effective cost control and pricing, supporting internal capital generation that underpins dividends and reinvestment over the medium term.
Improved Leverage And Equity GrowthLower leverage and rising equity enhance balance-sheet flexibility and reduce solvency risk. Improved debt-to-equity gives management capacity to expand lending, absorb credit stress, and pursue capital returns or investments without jeopardizing regulatory or liquidity buffers across economic cycles.
Consistent Capital Returns (dividend)A maintained quarterly dividend signals disciplined capital allocation and recurring cash generation. Ongoing payouts demonstrate management confidence in earnings stability, attract income-oriented shareholders, and set a medium-term floor for capital return priorities absent major shocks.
Bears Say
Top-line WeaknessA decline in TTM revenue indicates slowing loan or fee growth, constraining sustainable earnings expansion. For a regional bank, prolonged top-line pressure forces reliance on margin expansion or cost cuts to sustain ROE, increasing execution risk if competition or mix shifts persist.
Volatile And Declining Free Cash FlowWhile FCF aligns with net income, a notable TTM decline and historical volatility reduce predictability of internal funding. Inconsistent cash conversion hampers reliable reinvestment, cushions for credit losses, and flexibility for buybacks or higher dividends over the medium term.
Reduced Fee Diversification From DivestitureSelling the Republic Bank Finance unit removes a recently acquired fee-oriented line, narrowing noninterest income diversification. Although it produces a one-time gain, the move reduces recurring fee variety and shifts pressure back to core lending and traditional fees to drive medium-term growth.
Republic Bancorp News
RBCAA FAQ
What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $63.97 and its highest was $85.58 in the past 12 months.
What is Republic Bancorp’s market cap?
Republic Bancorp’s market cap is $1.48B.
When is Republic Bancorp’s upcoming earnings report date?
Republic Bancorp’s upcoming earnings report date is Jul 17, 2026 which is in 38 days.
How were Republic Bancorp’s earnings last quarter?
Republic Bancorp released its earnings results on Apr 23, 2026. The company reported $2.18 earnings per share for the quarter, beating the consensus estimate of $1.84 by $0.34.
Is Republic Bancorp overvalued?
According to Wall Street analysts Republic Bancorp’s price is currently Overvalued.
Does Republic Bancorp pay dividends?
Republic Bancorp pays a Quarterly dividend of $0.495 which represents an annual dividend yield of 2.57%. See more information on Republic Bancorp dividends here
What is Republic Bancorp’s EPS estimate?
Republic Bancorp’s EPS estimate is 1.55.
How many shares outstanding does Republic Bancorp have?
Republic Bancorp has 17,480,988 shares outstanding.
What happened to Republic Bancorp’s price movement after its last earnings report?
Republic Bancorp reported an EPS of $2.18 in its last earnings report, beating expectations of $1.84. Following the earnings report the stock price went up 6.017%.
Which hedge fund is a major shareholder of Republic Bancorp?
Currently, no hedge funds are holding shares in RBCAA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Republic Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
RBCAA Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.3K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.45%
12-Months-Change
Fundamentals
Return on Equity
11.56%
Trailing 12-Months
Asset Growth
2.51%
Trailing 12-Months
Company Description
Republic Bancorp
Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.
Technical Analysis
Dime Community Bancshares
―
QCR Holdings
―
ConnectOne Bancorp
―
Byline Bancorp
―
Bank First National
―
Ownership Overview
6.58% Insiders
9.13% Mutual Funds
3.70% Other Institutional Investors
69.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---