Want to see RBCAA full AI Analyst Report?
RBCAA Stock Chart & Stats
$73.83
-$0.43(-0.64%)
At close: 4:00 PM EST
$73.83
-$0.43(-0.64%)
Day’s Range― - ―
52-Week Range$63.97 - $93.85
Previous CloseN/A
Volume4.12K
Average Volume (3M)120.81K
Market Cap
$1.58B
Enterprise Value$1.27K
Total Cash (Recent Filing)$599.11M
Total Debt (Recent Filing)$479.33M
Price to Earnings (P/E)14.0
Beta0.76
Next Earnings
Oct 16, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)6.32
Shares Outstanding17,480,988
10 Day Avg. Volume101,235
30 Day Avg. Volume120,806
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.24
Price to Sales (P/S)2.61
P/FCF Ratio8.45
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.8
Revenue Forecast (FY)$406.80M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And MarginsHigh and consistent operating and net margins, plus mid-teens ROE stability, indicate durable earnings power from core banking operations. Such margin resilience supports internal reinvestment, dividend capacity, and the ability to absorb moderate credit or revenue shocks over months.
Improving Balance Sheet Leverage And Equity BaseA lower debt-to-equity ratio and a growing equity base materially improve financial flexibility for lending, capital returns, and loss absorption. This structural balance-sheet repair reduces refinancing and liquidity pressure and supports measured growth over the medium term.
Operational Execution And Steady Capital ReturnsMaintaining dividends while delivering record 2025 results and a rapid core-system conversion reflects disciplined capital allocation and operational capability. These structural achievements improve efficiency, customer service and signal management can execute strategic initiatives reliably.
Bears Say
Near-term Revenue SoftnessA declining TTM revenue trend interrupts the prior expansion cycle and may constrain sustained earnings growth. If revenue weakness persists, it could limit margin expansion opportunities and force greater reliance on rate-driven NII or fee growth to sustain profit trends over the coming months.
Inconsistent Cash-flow PerformanceWhile cash conversion is strong on a TTM basis, recent FCF decline and historical operating cash volatility raise questions about consistency of internally generated funds. Inconsistent cash flow can complicate capital planning, dividends and provisioning during stress periods.
Business Sensitivity To Net Interest Income And Balance-sheet RisksA business model concentrated on net interest margins makes earnings sensitive to deposit pricing, rate cycles and credit trends. Coupled with the need for disciplined credit and liquidity management, this structural exposure can pressure margins or capital if deposit costs rise or asset quality weakens.
Republic Bancorp News
RBCAA FAQ
What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $63.97 and its highest was $93.85 in the past 12 months.
What is Republic Bancorp’s market cap?
Republic Bancorp’s market cap is $1.58B.
When is Republic Bancorp’s upcoming earnings report date?
Republic Bancorp’s upcoming earnings report date is Oct 16, 2026 which is in 83 days.
How were Republic Bancorp’s earnings last quarter?
Republic Bancorp released its earnings results on Jul 24, 2026. The company reported $1.68 earnings per share for the quarter, beating the consensus estimate of $1.55 by $0.13.
Is Republic Bancorp overvalued?
According to Wall Street analysts Republic Bancorp’s price is currently Overvalued.
Does Republic Bancorp pay dividends?
Republic Bancorp pays a Quarterly dividend of $0.495 which represents an annual dividend yield of 2.08%. See more information on Republic Bancorp dividends here
What is Republic Bancorp’s EPS estimate?
Republic Bancorp’s EPS estimate is 1.56.
How many shares outstanding does Republic Bancorp have?
Republic Bancorp has 17,480,988 shares outstanding.
What happened to Republic Bancorp’s price movement after its last earnings report?
Republic Bancorp reported an EPS of $1.68 in its last earnings report, beating expectations of $1.55. Following the earnings report the stock price went up 6.018%.
Which hedge fund is a major shareholder of Republic Bancorp?
Currently, no hedge funds are holding shares in RBCAA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Republic Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
RBCAA Sentiment 100%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 3.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $280.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 39.4%
Last 30 Days ▲ 39.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.08%
12-Months-Change
Fundamentals
Return on Equity
2.08%
Trailing 12-Months
Asset Growth
2.51%
Trailing 12-Months
Company Description
Republic Bancorp
Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.
Technical Analysis
Dime Community Bancshares
―
QCR Holdings
―
ConnectOne Bancorp
―
Byline Bancorp
―
Bank First National
―
Ownership Overview
6.42% Insiders
8.89% Mutual Funds
0.64% Other Institutional Investors
71.27% Public Companies and
Individual Investors