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Esquire Financial Holdings (ESQ) Stock Price & Analysis

148 Followers

ESQ Stock Chart & Stats

$129.15$2.24(1.77%)
At close: 4:00 PM EST
$110$120$130Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$125.85 - $129.68
52-Week Range
$92.96 - $134.82
Previous Close
$126.91
Volume
N/A
Average Volume (3M)
143.57K
Market Cap
$1.57B
Enterprise Value
$799.38M
Total Cash (Recent Filing)
$984.17M
Total Debt (Recent Filing)
$0
Price to Earnings (P/E)
21.3
Beta
0.62
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
2.15
Next Dividend Ex-Date
Nov 13, 2026
Dividend Yield
0.60%

Bulls Say, Bears Say

Bulls Say

Organic Growth And Scale

Strong organic loan and deposit growth shows that expansion is not solely dependent on the Signature merger. Continued client acquisition supports recurring revenue growth, improves operating scale, and strengthens the bank’s ability to build earnings across its commercial and niche-market franchises.

Payments Platform

A large payments client base and substantial transaction volume provide a durable source of fee income alongside lending revenue. This platform broadens ESQ’s relationship with small businesses, supports cross-selling, and reduces reliance on net interest income alone.

Capital And Balance Sheet Strength

Near-zero reported debt gives ESQ substantial financial flexibility and limits the burden of funding costs outside its banking operations. The materially larger equity base and still-solid ROE provide capacity to support growth while maintaining resilience through changing credit and rate conditions.

Bears Say

Merger Integration Risk

The merger requires major systems, management-process, underwriting, origination, and cultural integration work. Execution demands can absorb management attention, delay expected synergies, and create operational friction, making near-term realization of the transaction’s full strategic benefits less certain.

Net Interest Margin Pressure

Sequential margin compression indicates that earnings remain exposed to funding mix and acquired-portfolio economics. Even with management’s stable 2027 outlook, sustained pressure on spread income could moderate profit growth and make stronger loan expansion less valuable on a per-dollar basis.

Rising Non-Performing Assets

The increase in non-performing assets adds credit-monitoring and resolution demands as the combined loan book expands. Although the reported level remains limited, deterioration linked to the merger could raise provisioning needs, reduce returns, and challenge the expected earnings contribution from acquired assets.

Esquire Financial Holdings News

ESQ FAQ

What was Esquire Financial Holdings’s price range in the past 12 months?
Esquire Financial Holdings lowest stock price was $92.96 and its highest was $134.82 in the past 12 months.
What is Esquire Financial Holdings’s market cap?
Esquire Financial Holdings’s market cap is $1.57B.
When is Esquire Financial Holdings’s upcoming earnings report date?
Esquire Financial Holdings’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 78 days.
How were Esquire Financial Holdings’s earnings last quarter?
Esquire Financial Holdings released its earnings results on Oct 27, 2026. The company reported $2.12 earnings per share for the quarter, beating the consensus estimate of $1.89 by $0.23.
Is Esquire Financial Holdings overvalued?
According to Wall Street analysts Esquire Financial Holdings’s price is currently Undervalued.
Does Esquire Financial Holdings pay dividends?
Esquire Financial Holdings pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 0.6%. See more information on Esquire Financial Holdings dividends here
What is Esquire Financial Holdings’s EPS estimate?
Esquire Financial Holdings’s EPS estimate is 2.15.
How many shares outstanding does Esquire Financial Holdings have?
Esquire Financial Holdings has 12,159,646 shares outstanding.
What happened to Esquire Financial Holdings’s price movement after its last earnings report?
Esquire Financial Holdings reported an EPS of $2.12 in its last earnings report, beating expectations of $1.89. Following the earnings report the stock price went up 4.732%.
Which hedge fund is a major shareholder of Esquire Financial Holdings?
Hedge funds hold Esquire Financial Holdings shares: the largest hedge-fund position in Esquire Financial Holdings is 71,884,831 shares, and hedge funds increased their holdings by 161.8K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology