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CFFN Stock Chart & Stats
$8.66
>-$0.01(-0.12%)
At close: 4:00 PM EDT
$8.66
>-$0.01(-0.12%)
Day’s Range― - ―
52-Week Range$5.97 - $9.26
Previous Close$8.64
Volume621.13K
Average Volume (3M)1.04M
Market Cap
$1.03B
Enterprise Value$2.67B
Total Cash (Recent Filing)$136.10M
Total Debt (Recent Filing)$1.64B
Price to Earnings (P/E)12.6
Beta0.74
Next Earnings
Oct 28, 2026EPS Estimate
0.18Next Dividend Ex-DateN/A
Dividend Yield4.65%
Share Statistics
EPS (TTM)0.65
Shares Outstanding125,698,280
10 Day Avg. Volume1,139,708
30 Day Avg. Volume1,038,402
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.79
Price to Sales (P/S)1.98
P/FCF Ratio16.57
Enterprise Value/Market Cap2.60
Enterprise Value/Revenue6.15
Enterprise Value/Gross Profit12.31
Enterprise Value/Ebitda24.33
Forecast
1Y Price Target
$9.25Price Target Upside6.81% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.78
Revenue Forecast (FY)$250.74M
Bulls Say, Bears Say
Bulls Say
Revenue & Margin RecoveryA meaningful rebound in revenue and a restored net margin indicate the business has recovered core profitability. Sustained margin expansion supports internal funding for investments, dividends and buybacks and improves resilience to cyclical swings over the next several quarters.
Strong Cash GenerationFree cash flow roughly matching net income signals high earnings quality and real cash conversion. Durable cash generation underpins recurring shareholder returns, balance-sheet repair and strategic reinvestment, improving long-term optionality and capital allocation flexibility.
Strategic Diversification & Digital InitiativesShifting mix toward commercial loans and fee-bearing treasury/SMB services, plus digital onboarding and payment tech, reduces concentration in single-family mortgages. This structural shift should broaden revenue sources and improve recurring noninterest income over medium term.
Bears Say
Meaningful LeverageAlthough leverage has improved, a debt-to-equity near 1.6 leaves capital structure sensitive to credit stress and rate costs. Persistent leverage constrains flexibility for growth or shock absorption and may limit capital return or strategic M&A capacity over time.
Earnings VolatilityHistorical swings — including a sizable loss in 2023 — highlight earnings cyclicality tied to loan mix, rates and credit cycles. Continued volatility complicates forecasting, capital planning and investor confidence, making sustained performance less predictable.
Concentration On Net Interest IncomeHeavy reliance on net interest income leaves earnings exposed to margin pressure from deposit competition, rate shifts and loan repricing. Until fee-income mix meaningfully grows, the business remains structurally sensitive to macro rate and funding dynamics.
Capitol Federal Financial News
CFFN FAQ
What was Capitol Federal Financial’s price range in the past 12 months?
Capitol Federal Financial lowest stock price was $5.97 and its highest was $9.26 in the past 12 months.
What is Capitol Federal Financial’s market cap?
Capitol Federal Financial’s market cap is $1.03B.
When is Capitol Federal Financial’s upcoming earnings report date?
Capitol Federal Financial’s upcoming earnings report date is Oct 28, 2026 which is in 9 days.
How were Capitol Federal Financial’s earnings last quarter?
Capitol Federal Financial released its earnings results on Jul 29, 2026. The company reported $0.19 earnings per share for the quarter, beating the consensus estimate of $0.17 by $0.02.
Is Capitol Federal Financial overvalued?
According to Wall Street analysts Capitol Federal Financial’s price is currently Undervalued.
Does Capitol Federal Financial pay dividends?
Capitol Federal Financial pays a Quarterly dividend of $0.085 which represents an annual dividend yield of 4.65%. See more information on Capitol Federal Financial dividends here
What is Capitol Federal Financial’s EPS estimate?
Capitol Federal Financial’s EPS estimate is 0.18.
How many shares outstanding does Capitol Federal Financial have?
Capitol Federal Financial has 125,698,280 shares outstanding.
What happened to Capitol Federal Financial’s price movement after its last earnings report?
Capitol Federal Financial reported an EPS of $0.19 in its last earnings report, beating expectations of $0.17. Following the earnings report the stock price went down -0.333%.
Which hedge fund is a major shareholder of Capitol Federal Financial?
Currently, no hedge funds are holding shares in CFFN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capitol Federal Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$9.25 (6.81% Upside)
$9.25 (6.81% Upside)
Blogger Sentiment
Bullish
CFFN Sentiment 100%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 23.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.65%
12-Months-Change
Fundamentals
Return on Equity
8.01%
Trailing 12-Months
Asset Growth
-0.32%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Capitol Federal Financial
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
CFFN Stock 12 Month Forecast
Average Price Target
$9.25
▲(6.81% Upside)
Technical Analysis
Home Bancorp
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Kearny Financial
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Northeast Community Bancorp
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Timberland Bancorp
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Waterstone Financial
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Ownership Overview
2.27% Insiders
18.77% Mutual Funds
1.52% Other Institutional Investors
43.92% Public Companies and
Individual Investors