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Kearny Financial (KRNY)
NASDAQ:KRNY
US Market
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Kearny Financial (KRNY) Price & Analysis

91 Followers

KRNY Stock Chart & Stats

$9.82
$0.05(0.53%)
At close: 4:00 PM EDT
$9.82
$0.05(0.53%)

Bulls Say, Bears Say

Bulls Say
Earnings Recovery And GrowthThe return to profitability and sharp 2026 revenue growth indicate that the operating recovery is gaining traction rather than relying solely on cost actions. If sustained, stronger earnings can improve internal capital generation, support lending capacity, and reinforce the bank’s competitive position over the coming quarters.
Cash Generation QualityPositive operating cash flow and free cash flow that closely tracks net income suggest the earnings recovery is supported by cash generation rather than purely accounting effects. This strengthens financial flexibility and gives management greater capacity to fund growth, dividends, and balance-sheet initiatives.
Strategic Franchise RepositioningLoan and deposit growth alongside movement toward higher-yielding commercial and construction lending shows a deliberate effort to improve the franchise’s mix. New relationship-banking capabilities may broaden funding sources and customer ties, supporting more durable earnings power than isolated quarterly gains.
Bears Say
Elevated LeverageAlthough leverage has improved from its peak, debt-to-equity remains elevated for the company and limits balance-sheet flexibility. Meaningful leverage can constrain the ability to absorb credit or market pressure, while also making future growth and capital allocation more dependent on stable earnings and funding conditions.
Earnings VolatilityThe swing from a sizable loss to renewed profitability demonstrates that earnings remain less stable than in the stronger 2021–2023 period. Such volatility makes future results harder to underwrite, can limit consistent capital formation, and leaves performance more exposed to changes in rates, funding costs, and credit conditions.
Margin And Asset-quality PressureThe lower net interest margin shows that improved asset yields are still being offset by funding repricing and reduced prepayment income. A modest rise in non-performing assets and securities-related book-value pressure add further constraints, potentially slowing the conversion of loan growth into durable returns.

Kearny Financial News

KRNY FAQ

What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $6.22 and its highest was $10.23 in the past 12 months.
    What is Kearny Financial’s market cap?
    Kearny Financial’s market cap is $588.26M.
      When is Kearny Financial’s upcoming earnings report date?
      Kearny Financial’s upcoming earnings report date is Jan 28, 2027 which is in 97 days.
        How were Kearny Financial’s earnings last quarter?
        Kearny Financial released its earnings results on Oct 22, 2026. The company reported $0.16 earnings per share for the quarter, missing the consensus estimate of $0.17 by -$0.01.
          Is Kearny Financial overvalued?
          According to Wall Street analysts Kearny Financial’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kearny Financial pay dividends?
            Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 4.86%. See more information on Kearny Financial dividends here
              What is Kearny Financial’s EPS estimate?
              Kearny Financial’s EPS estimate is 0.18.
                How many shares outstanding does Kearny Financial have?
                Kearny Financial has 64,929,380 shares outstanding.
                  What happened to Kearny Financial’s price movement after its last earnings report?
                  Kearny Financial reported an EPS of $0.16 in its last earnings report, missing expectations of $0.17. Following the earnings report the stock price went up 2.318%.
                    Which hedge fund is a major shareholder of Kearny Financial?
                    Currently, no hedge funds are holding shares in KRNY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Kearny Financial

                      Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.

                      Kearny Financial (KRNY) Earnings & Revenues

                      KRNY Stock 12 Month Forecast

                      Average Price Target

                      $10.67
                      ▲(8.62% Upside)
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                      Ownership Overview

                      3.06%17.52%0.47%61.22%
                      0.47% Other Institutional Investors
                      61.22% Public Companies and
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