Kearny Financial (KRNY)
NASDAQ:KRNY
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KRNY Stock Chart & Stats
$8.12
-$0.05(-0.72%)
At close: 4:00 PM EST
$8.12
-$0.05(-0.72%)
Day’s Range― - ―
52-Week Range$5.76 - $8.50
Previous CloseN/A
Volume42.78K
Average Volume (3M)306.40K
Market Cap
$516.62M
Enterprise Value$1.45B
Total Cash (Recent Filing)$1.11B
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)14.4
Beta0.87
Next Earnings
Jul 23, 2026EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend Yield5.8%
Share Statistics
EPS (TTM)0.57
Shares Outstanding64,739,150
10 Day Avg. Volume248,472
30 Day Avg. Volume306,397
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.54
Price to Sales (P/S)1.18
P/FCF Ratio18.88
Enterprise Value/Market Cap2.82
Enterprise Value/Revenue4.21
Enterprise Value/Gross Profit8.53
Enterprise Value/Ebitda31.02
Forecast
1Y Price Target
$9.00Price Target Upside10.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.63
Revenue Forecast (FY)$176.46M
Bulls Say, Bears Say
Bulls Say
Market Position & Deposit FranchiseA concentrated, relationship-focused branch footprint and large local deposit base provide durable, low-cost funding and entrenched customer relationships. This supports stable core deposit funding, predictable loan origination channels, and cross-sell opportunities that bolster long-term net interest income and funding resilience.
Strong Revenue Recovery & Margin ExpansionSustained revenue growth and consecutive NIM expansion indicate improving core earnings power driven by asset repricing and portfolio mix. Structural NIM improvement increases sustainable net interest income, helping convert loan growth into repeatable profitability and support future reinvestment and dividends.
De-risking Balance Sheet & Capital StrengthMaterial reduction in leverage signals improved financial flexibility and lower solvency risk. Strong regulatory capital and a modest rebound in tangible book value allow management to pursue loan mix optimization, pay a dividend, and absorb shocks, supporting steadier long-term credit capacity.
Bears Say
Low Return On EquitySub‑5% ROE implies the franchise is not yet generating attractive returns on capital versus peers. Persistent low ROE constrains shareholder value creation unless management sustains margin gains, rebalances asset mix toward higher-yielding loans, or materially improves efficiency over the medium term.
Weakening Free Cash Flow MomentumAlthough FCF is positive, a declining trajectory reduces internal funding for growth, capital expenditures, or higher dividends. Slowing cash generation limits strategic optionality and makes capital allocation more sensitive to credit cycles or margin compression over the next several quarters.
Profitability Still Below Prior Peak; Margin VolatilityHistoric swings from strong profitability to FY2024 losses show earnings sensitivity to rate and portfolio shifts. Continued margin volatility raises uncertainty around sustainable earnings power and hinders long-term forecasting, requiring consistent execution to maintain improvements.
Kearny Financial News
KRNY FAQ
What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.76 and its highest was $8.50 in the past 12 months.
What is Kearny Financial’s market cap?
Kearny Financial’s market cap is $516.62M.
When is Kearny Financial’s upcoming earnings report date?
Kearny Financial’s upcoming earnings report date is Jul 23, 2026 which is in 47 days.
How were Kearny Financial’s earnings last quarter?
Kearny Financial released its earnings results on Apr 23, 2026. The company reported $0.16 earnings per share for the quarter, the consensus estimate of $0.16 by $0.
Is Kearny Financial overvalued?
According to Wall Street analysts Kearny Financial’s price is currently Undervalued.
Does Kearny Financial pay dividends?
Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 5.8%. See more information on Kearny Financial dividends here
What is Kearny Financial’s EPS estimate?
Kearny Financial’s EPS estimate is 0.17.
How many shares outstanding does Kearny Financial have?
Kearny Financial has 64,739,150 shares outstanding.
What happened to Kearny Financial’s price movement after its last earnings report?
Kearny Financial reported an EPS of $0.16 in its last earnings report, expectations of $0.16. Following the earnings report the stock price went up 2.293%.
Which hedge fund is a major shareholder of Kearny Financial?
Currently, no hedge funds are holding shares in KRNY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kearny Financial Stock Smart Score
Neutral
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5
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$9.00 (10.84% Upside)
$9.00 (10.84% Upside)
Blogger Sentiment
Neutral
KRNY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 144.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $30.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.03%
12-Months-Change
Fundamentals
Return on Equity
4.75%
Trailing 12-Months
Asset Growth
-1.62%
Trailing 12-Months
Company Description
Kearny Financial
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
KRNY Stock 12 Month Forecast
Average Price Target
$9.00
▲(10.84% Upside)
Technical Analysis
Flushing Financial
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Ownership Overview
2.81% Insiders
16.88% Mutual Funds
13.33% Other Institutional Investors
52.81% Public Companies and
Individual Investors