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Kearny Financial (KRNY)
NASDAQ:KRNY
US Market
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Kearny Financial (KRNY) Price & Analysis

89 Followers

KRNY Stock Chart & Stats

$8.12
-$0.05(-0.72%)
At close: 4:00 PM EST
$8.12
-$0.05(-0.72%)

Bulls Say, Bears Say

Bulls Say
Regional Deposit Franchise And Market PositionKearny’s entrenched regional branch network and top-10 position in New Jersey underpin a durable, relationship-driven deposit franchise. Stable core deposits support funding cost advantages and predictable loan-deposit dynamics that sustain net interest income over the medium term.
Sustained NIM Expansion And Revenue ReboundConsistent NIM expansion and strong TTM revenue growth indicate structural improvement in asset-yield and funding mix. Such sustained margin gains materially bolster core earnings power and cash generation potential across the next several quarters if balance-sheet mix and funding optimization persist.
Capital Stability, Cost Actions, And Technology InvestmentsManagement’s actions—branch rationalization, dividend maintenance, and investment in AI/automation—signal capital conservatism and a push for scalable productivity gains. Improved efficiency and a solid tangible capital base support sustainable shareholder returns and lower long-run operating leverage.
Bears Say
Elevated Leverage Vs. Historical LevelsAlthough leverage has meaningfully moderated, debt-to-equity remains structurally higher than stronger historical levels. Elevated leverage limits capital flexibility, increases sensitivity to credit stress, and constrains the bank’s ability to accelerate earning-asset growth without additional capital or deleveraging.
Weakening Free Cash Flow MomentumPositive FCF coverage of earnings is encouraging, but the downward trend (-14.7%) signals deteriorating cash conversion. Slowing cash generation reduces capacity to fund loan growth, invest in technology, or sustain dividends without tapping capital markets or trimming operations.
Profitability Volatility And Below-peak ReturnsThe rebound to profitability is positive, yet historical margin swings and episodic losses highlight earnings unpredictability. Modest trailing ROE and volatile margins increase execution risk and make multi-quarter forecasting and durable return generation less certain for shareholders.

Kearny Financial News

KRNY FAQ

What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.76 and its highest was $9.76 in the past 12 months.
    What is Kearny Financial’s market cap?
    Kearny Financial’s market cap is $613.73M.
      When is Kearny Financial’s upcoming earnings report date?
      Kearny Financial’s upcoming earnings report date is Jul 23, 2026 which is tomorrow.
        How were Kearny Financial’s earnings last quarter?
        Kearny Financial released its earnings results on Apr 23, 2026. The company reported $0.16 earnings per share for the quarter, the consensus estimate of $0.16 by $0.
          Is Kearny Financial overvalued?
          According to Wall Street analysts Kearny Financial’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kearny Financial pay dividends?
            Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 4.61%. See more information on Kearny Financial dividends here
              What is Kearny Financial’s EPS estimate?
              Kearny Financial’s EPS estimate is 0.17.
                How many shares outstanding does Kearny Financial have?
                Kearny Financial has 64,739,150 shares outstanding.
                  What happened to Kearny Financial’s price movement after its last earnings report?
                  Kearny Financial reported an EPS of $0.16 in its last earnings report, expectations of $0.16. Following the earnings report the stock price went up 2.293%.
                    Which hedge fund is a major shareholder of Kearny Financial?
                    Currently, no hedge funds are holding shares in KRNY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Kearny Financial

                      Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.

                      Kearny Financial (KRNY) Earnings & Revenues

                      KRNY Stock 12 Month Forecast

                      Average Price Target

                      $9.50
                      ▲(17.00% Upside)
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                      Ownership Overview

                      2.88%17.57%0.60%64.52%
                      0.60% Other Institutional Investors
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