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CARE Stock Chart & Stats
$34.01
$0.06(0.18%)
At close: 4:00 PM EDT
$34.01
$0.06(0.18%)
Day’s Range― - ―
52-Week Range$16.78 - $36.06
Previous Close$34.07
Volume421.61K
Average Volume (3M)428.42K
Market Cap
$688.41M
Enterprise Value$701.63
Total Cash (Recent Filing)$681.40M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)5.3
Beta0.55
Next Earnings
Oct 22, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield0.64%
Share Statistics
EPS (TTM)5.88
Shares Outstanding22,163,930
10 Day Avg. Volume364,702
30 Day Avg. Volume428,420
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)1.05
Price to Sales (P/S)1.73
P/FCF Ratio13.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$34.50Price Target Upside1.44% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)5.92
Revenue Forecast (FY)$259.47M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationCash flow closely tracking reported earnings indicates strong earnings quality and internal funding capacity. Sustained cash generation can support lending growth, capital resilience and shareholder returns without relying heavily on external financing.
Improved Balance SheetMaterial deleveraging and higher equity improve financial flexibility and provide greater capacity to absorb credit losses or market stress. Strong TTM ROE of about 27.4% also suggests the capital base is being used productively.
Higher-Yield Asset RepositioningReplacing lower-yielding securities with higher-yielding, highly rated assets is designed to lift recurring interest income by about $4.2M annually. This should improve earning-asset productivity while retaining strong credit quality and liquidity.
Bears Say
Earnings VolatilityThe sharp rebound in profitability is encouraging, but the wide multi-year swings make current earnings less predictable. Such volatility can complicate capital planning and may indicate sensitivity to rates, credit costs or nonrecurring items.
Unstable Funding StrategyLower current leverage strengthens the balance sheet, but the historical swings show that funding needs and capital structure can change quickly. This reduces confidence in the durability of present leverage metrics and may affect future funding costs.
Commercial Loan PayoffsHigh commercial loan payoffs can limit net loan expansion even when origination activity is strong. Replacing sizable relationships may require continued pricing concessions, geographic investment or underwriting risk, constraining sustainable asset growth.
Carter Bankshares News
CARE FAQ
What was Carter Bankshares, Inc.’s price range in the past 12 months?
Carter Bankshares, Inc. lowest stock price was $16.78 and its highest was $36.06 in the past 12 months.
What is Carter Bankshares, Inc.’s market cap?
Carter Bankshares, Inc.’s market cap is $688.41M.
When is Carter Bankshares, Inc.’s upcoming earnings report date?
Carter Bankshares, Inc.’s upcoming earnings report date is Oct 22, 2026 which is in 57 days.
How were Carter Bankshares, Inc.’s earnings last quarter?
Carter Bankshares, Inc. released its earnings results on Jul 23, 2026. The company reported $1.31 earnings per share for the quarter, missing the consensus estimate of $1.44 by -$0.13.
Is Carter Bankshares, Inc. overvalued?
According to Wall Street analysts Carter Bankshares, Inc.’s price is currently Undervalued.
Does Carter Bankshares, Inc. pay dividends?
Carter Bankshares, Inc. pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 0.64%. See more information on Carter Bankshares, Inc. dividends here
What is Carter Bankshares, Inc.’s EPS estimate?
Carter Bankshares, Inc.’s EPS estimate is 0.54.
How many shares outstanding does Carter Bankshares, Inc. have?
Carter Bankshares, Inc. has 22,163,930 shares outstanding.
What happened to Carter Bankshares, Inc.’s price movement after its last earnings report?
Carter Bankshares, Inc. reported an EPS of $1.31 in its last earnings report, missing expectations of $1.44. Following the earnings report the stock price went up 2.977%.
Which hedge fund is a major shareholder of Carter Bankshares, Inc.?
Currently, no hedge funds are holding shares in CARE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Carter Bankshares Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$34.50 (1.44% Upside)
$34.50 (1.44% Upside)
Blogger Sentiment
Neutral
CARE Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 203.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $138.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 5.2%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
Technicals
SMA
Positive
20 days / 200 days
Momentum
83.84%
12-Months-Change
Fundamentals
Return on Equity
0.64%
Trailing 12-Months
Asset Growth
0.37%
Trailing 12-Months
Company Description
Carter Bankshares, Inc.
Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.
CARE Stock 12 Month Forecast
Average Price Target
$34.50
▲(1.44% Upside)
Technical Analysis
First Business Financial
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Home Bancorp
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Bank7
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Red River Bancshares
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Ownership Overview
3.82% Insiders
14.40% Mutual Funds
11.94% Other Institutional Investors
47.93% Public Companies and
Individual Investors