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VABK Stock Chart & Stats
$46.97
$0.93(2.07%)
At close: 4:00 PM EDT
$46.97
$0.93(2.07%)
Day’s Range― - ―
52-Week Range$37.35 - $50.00
Previous CloseN/A
Volume11.83K
Average Volume (3M)7.27K
Market Cap
$262.10M
Enterprise Value$235.46M
Total Cash (Recent Filing)$35.70M
Total Debt (Recent Filing)$29.05M
Price to Earnings (P/E)10.7
Beta0.70
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)4.58
Shares Outstanding5,425,282
10 Day Avg. Volume9,221
30 Day Avg. Volume7,272
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.17
Price to Sales (P/S)2.58
P/FCF Ratio10.35
Enterprise Value/Market Cap0.90
Enterprise Value/Revenue2.67
Enterprise Value/Gross Profit3.71
Enterprise Value/Ebitda6.82
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Renewed GrowthStrong profitability combined with renewed revenue growth indicates that the bank is converting its relationship-based franchise into improving earnings power. If maintained, this performance can support capital retention, lending growth, and continued investment while strengthening resilience through the next several quarters.
Conservative Leverage And Growing EquityLow leverage and steadily expanding equity provide a durable balance-sheet cushion for a community bank. This capital position supports continued lending, improves the ability to absorb credit stress, and gives management flexibility to balance growth, dividends, buybacks, and regulatory requirements.
Improving Asset Quality And Capital ReturnsDeclining nonperforming assets suggest credit conditions remain well controlled, while the multiyear repurchase authorization demonstrates flexibility to return excess capital. Together, these factors support confidence in capital strength and can enhance per-share earnings if profitability and asset quality persist.
Bears Say
Recent Free Cash Flow PressureThe recent decline in free cash flow creates a meaningful counterweight to stronger reported earnings. Although cash generation remains positive and broadly tracks net income, continued weakness could reduce internally available funds for loan growth, capital returns, or investment in the franchise.
Historical Earnings And Margin VolatilityWide historical swings in growth and margins indicate that earnings are sensitive to the rate and credit cycle rather than entirely structural. This variability makes future results less predictable and could complicate capital planning if operating conditions normalize or credit costs rise.
Quarterly Earnings Included A Nonrecurring GainThe partnership-interest sale contributed to the sharp quarterly earnings increase, making part of the reported improvement difficult to repeat. Even with lower funding costs and expenses, a reduced contribution from one-time gains could moderate earnings momentum in subsequent periods.
Virginia National Bankshares News
VABK FAQ
What was Virginia National Bankshares Corporation’s price range in the past 12 months?
Virginia National Bankshares Corporation lowest stock price was $37.35 and its highest was $50.00 in the past 12 months.
What is Virginia National Bankshares Corporation’s market cap?
Virginia National Bankshares Corporation’s market cap is $262.10M.
When is Virginia National Bankshares Corporation’s upcoming earnings report date?
Virginia National Bankshares Corporation’s upcoming earnings report date is Oct 22, 2026 which is in 13 days.
How were Virginia National Bankshares Corporation’s earnings last quarter?
Virginia National Bankshares Corporation released its earnings results on Jul 23, 2026. The company reported $1.651 earnings per share for the quarter.
Is Virginia National Bankshares Corporation overvalued?
According to Wall Street analysts Virginia National Bankshares Corporation’s price is currently Overvalued.
Does Virginia National Bankshares Corporation pay dividends?
Virginia National Bankshares Corporation pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 2.93%. See more information on Virginia National Bankshares Corporation dividends here
What is Virginia National Bankshares Corporation’s EPS estimate?
Virginia National Bankshares Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Virginia National Bankshares Corporation have?
Virginia National Bankshares Corporation has 5,425,282 shares outstanding.
What happened to Virginia National Bankshares Corporation’s price movement after its last earnings report?
Virginia National Bankshares Corporation reported an EPS of $1.651 in its last earnings report. Following the earnings report the stock price went up 1.632%.
Which hedge fund is a major shareholder of Virginia National Bankshares Corporation?
Currently, no hedge funds are holding shares in VABK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Virginia National Bankshares Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 5.8K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.34%
12-Months-Change
Fundamentals
Return on Equity
13.36%
Trailing 12-Months
Asset Growth
0.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Virginia National Bankshares Corporation
Virginia National Bankshares Corporation operates as the parent entity for Virginia National Bank, delivering a comprehensive suite of commercial banking solutions. Its operations are structured into four distinct divisions: the primary banking segment, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. The institution provides a diverse range of deposit products, including checking accounts, demand deposits, NOW accounts, money market savings, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs), among other related savings options. Furthermore, it extends various lending services, such as financing for commercial and industrial ventures, real estate loans for construction and land development, commercial property loans, mortgages for 1-4 family homes, and consumer credit offerings like student loans, revolving lines of credit, and installment loans. Ancillary services include access to automated teller machines (ATMs), online banking platforms, treasury management solutions, cash handling services, and merchant and debit card processing. The company also delivers wealth management, investment advisory, brokerage, insurance, and consulting services. Its specialized offerings extend to investment management, acting as a corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custodial services. Its clientele encompasses private individuals, businesses, and non-profit organizations. As of December 31, 2021, the corporation maintained a network of sixteen full-service banking branches situated in the cities of Charlottesville, Manassas, Richmond, and Winchester, alongside locations in the counties of Albemarle, Fauquier, and Prince William. Established in 1998, Virginia National Bankshares Corporation's main office is located in Charlottesville, Virginia.
Technical Analysis
LCNB
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OP Bancorp
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First National
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
12.13% Insiders
9.83% Mutual Funds
0.09% Other Institutional Investors
68.03% Public Companies and
Individual Investors