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VABK Stock Chart & Stats
$39.83
$0.35(0.99%)
At close: 4:00 PM EST
$39.83
$0.35(0.99%)
Day’s Range― - ―
52-Week Range$36.60 - $48.58
Previous CloseN/A
Volume1.98K
Average Volume (3M)15.91K
Market Cap
$240.16M
Enterprise Value$259.11M
Total Cash (Recent Filing)$22.62M
Total Debt (Recent Filing)$29.40M
Price to Earnings (P/E)12.0
Beta0.68
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.41%
Share Statistics
EPS (TTM)3.71
Shares Outstanding5,422,513
10 Day Avg. Volume9,389
30 Day Avg. Volume15,908
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.17
Price to Sales (P/S)2.58
P/FCF Ratio10.35
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue3.12
Enterprise Value/Gross Profit4.47
Enterprise Value/Ebitda9.63
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained free cash flow near parity with net income indicates the bank converts earnings into cash reliably. That strengthens liquidity, funds dividends and buybacks, and supports lending or investment without heavy external financing, improving long-term financial flexibility.
Conservative LeverageA low debt-to-equity ratio and rising equity provide a durable cushion against credit shocks and rate volatility. Conservative leverage reduces refinancing risk and supports steady capital ratios, enabling sustained lending and dividend policies through economic cycles.
Stable Profitability & DividendConsistent profitability metrics, improving margins and an active dividend policy signal operating discipline and shareholder returns priority. Coupled with low NPLs and redeployment into higher-yield assets, this supports durable earnings generation and capital distribution ability.
Bears Say
Sharp TTM Revenue DeclineA nearly 50% TTM revenue contraction is structurally significant: it reduces scale, constrains operating leverage, and raises pressure on net income despite margin control. Prolonged revenue weakness can limit reinvestment, credit capacity expansion, and long-term growth prospects.
Cash Flow Volatility RiskMaterial year-to-year swings in free cash flow complicate capital planning and increase uncertainty around dividend sustainability and loan growth funding. Persistent volatility can force conservative policy choices, hindering strategic investments and growth execution.
Community Bank ConcentrationA principally local banking franchise concentrates credit and deposit exposure to regional economic cycles and real estate markets. Limited geographic and product diversification makes earnings and asset quality more sensitive to localized downturns or sector stress, raising structural cyclicality.
Virginia National Bankshares News
VABK FAQ
What was Virginia National Bankshares Corporation’s price range in the past 12 months?
Virginia National Bankshares Corporation lowest stock price was $36.60 and its highest was $48.58 in the past 12 months.
What is Virginia National Bankshares Corporation’s market cap?
Virginia National Bankshares Corporation’s market cap is $240.16M.
When is Virginia National Bankshares Corporation’s upcoming earnings report date?
Virginia National Bankshares Corporation’s upcoming earnings report date is Jul 24, 2026 which is in 14 days.
How were Virginia National Bankshares Corporation’s earnings last quarter?
Virginia National Bankshares Corporation released its earnings results on Apr 23, 2026. The company reported $0.966 earnings per share for the quarter, beating the consensus estimate of N/A by $0.966.
Is Virginia National Bankshares Corporation overvalued?
According to Wall Street analysts Virginia National Bankshares Corporation’s price is currently Overvalued.
Does Virginia National Bankshares Corporation pay dividends?
Virginia National Bankshares Corporation pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 3.41%. See more information on Virginia National Bankshares Corporation dividends here
What is Virginia National Bankshares Corporation’s EPS estimate?
Virginia National Bankshares Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Virginia National Bankshares Corporation have?
Virginia National Bankshares Corporation has 5,422,513 shares outstanding.
What happened to Virginia National Bankshares Corporation’s price movement after its last earnings report?
Virginia National Bankshares Corporation reported an EPS of $0.966 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.909%.
Which hedge fund is a major shareholder of Virginia National Bankshares Corporation?
Currently, no hedge funds are holding shares in VABK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Virginia National Bankshares Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.78%
12-Months-Change
Fundamentals
Return on Equity
11.15%
Trailing 12-Months
Asset Growth
0.87%
Trailing 12-Months
Company Description
Virginia National Bankshares Corporation
Virginia National Bankshares Corporation operates as the parent entity for Virginia National Bank, delivering a comprehensive suite of commercial banking solutions. Its operations are structured into four distinct divisions: the primary banking segment, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. The institution provides a diverse range of deposit products, including checking accounts, demand deposits, NOW accounts, money market savings, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs), among other related savings options. Furthermore, it extends various lending services, such as financing for commercial and industrial ventures, real estate loans for construction and land development, commercial property loans, mortgages for 1-4 family homes, and consumer credit offerings like student loans, revolving lines of credit, and installment loans. Ancillary services include access to automated teller machines (ATMs), online banking platforms, treasury management solutions, cash handling services, and merchant and debit card processing. The company also delivers wealth management, investment advisory, brokerage, insurance, and consulting services. Its specialized offerings extend to investment management, acting as a corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custodial services. Its clientele encompasses private individuals, businesses, and non-profit organizations. As of December 31, 2021, the corporation maintained a network of sixteen full-service banking branches situated in the cities of Charlottesville, Manassas, Richmond, and Winchester, alongside locations in the counties of Albemarle, Fauquier, and Prince William. Established in 1998, Virginia National Bankshares Corporation's main office is located in Charlottesville, Virginia.
Technical Analysis
LCNB
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OP Bancorp
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First National
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
12.14% Insiders
9.84% Mutual Funds
16.37% Other Institutional Investors
51.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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