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FCBC Stock Chart & Stats
$36.27
-$0.06(-0.15%)
At close: 4:00 PM EST
$36.27
-$0.06(-0.15%)
Day’s Range― - ―
52-Week Range$31.21 - $45.84
Previous CloseN/A
Volume9.30K
Average Volume (3M)36.65K
Market Cap
$851.27M
Enterprise Value$215.28M
Total Cash (Recent Filing)$867.82M
Total Debt (Recent Filing)$3.18M
Price to Earnings (P/E)17.0
Beta0.67
Next Earnings
Jul 28, 2026EPS Estimate
0.74Next Dividend Ex-DateN/A
Dividend Yield9.26%
Share Statistics
EPS (TTM)2.66
Shares Outstanding18,866,730
10 Day Avg. Volume35,346
30 Day Avg. Volume36,653
Financial Highlights & Ratios
PEG Ratio-2.38
Price to Book (P/B)1.23
Price to Sales (P/S)3.33
P/FCF Ratio10.29
Enterprise Value/Market Cap0.25
Enterprise Value/Revenue1.23
Enterprise Value/Gross Profit1.37
Enterprise Value/Ebitda3.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.98
Revenue Forecast (FY)$184.60M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a conservatively positioned balance sheet give the bank durable financial flexibility to absorb shocks, pursue selective lending or M&A, and maintain capital cushions. That structural strength supports lending capacity and credit stability over the next several quarters.
High And Stable MarginsSustainably high margins and steady return on equity indicate durable profitability from core banking operations (net interest income and fees). This margin profile provides long-term earnings resilience even if revenue growth moderates, supporting internal capital generation.
Ability To Monetize Non-core AssetsRealizing a one-time $10M pre-tax gain from selling a non-core insurance stake demonstrates disciplined capital recycling and the ability to bolster capital reserves. This structural capacity to monetize investments can finance strategic initiatives or strengthen regulatory capital over time.
Bears Say
Revenue Growth SlowdownA marked deceleration in revenue growth to near-flat TTM levels signals rising cyclicality and potential market-share stagnation. Persistently slow top-line expansion can constrain earnings upside, limit scale economies, and pressure strategic investments over the medium term.
Weakened Free Cash Flow MomentumA roughly 40% decline in TTM free cash flow and volatile operating cash flow reduce confidence in cash generation consistency. Weakening FCF limits internal funding for loan growth, dividends, or capital projects and increases reliance on careful capital allocation over coming quarters.
Moderating Returns Versus Earlier PeakROE moderation from prior peaks suggests limited near-term runway to expand profitability absent higher revenue or greater leverage. With already minimal debt, management has less scope to lift returns through leverage, making margin expansion or revenue recovery critical for improving long-term ROE.
First Community Bancshares News
FCBC FAQ
What was First Community Bancshares’s price range in the past 12 months?
First Community Bancshares lowest stock price was $31.21 and its highest was $45.84 in the past 12 months.
What is First Community Bancshares’s market cap?
First Community Bancshares’s market cap is $851.27M.
When is First Community Bancshares’s upcoming earnings report date?
First Community Bancshares’s upcoming earnings report date is Jul 28, 2026 which is in 25 days.
How were First Community Bancshares’s earnings last quarter?
First Community Bancshares released its earnings results on Apr 28, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.72 by $0.01.
Is First Community Bancshares overvalued?
According to Wall Street analysts First Community Bancshares’s price is currently Overvalued.
Does First Community Bancshares pay dividends?
First Community Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 9.26%. See more information on First Community Bancshares dividends here
What is First Community Bancshares’s EPS estimate?
First Community Bancshares’s EPS estimate is 0.74.
How many shares outstanding does First Community Bancshares have?
First Community Bancshares has 18,866,730 shares outstanding.
What happened to First Community Bancshares’s price movement after its last earnings report?
First Community Bancshares reported an EPS of $0.73 in its last earnings report, beating expectations of $0.72. Following the earnings report the stock price went down -2.584%.
Which hedge fund is a major shareholder of First Community Bancshares?
Currently, no hedge funds are holding shares in FCBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Community Bancshares Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Neutral
FCBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.2K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-21.88%
12-Months-Change
Fundamentals
Return on Equity
9.63%
Trailing 12-Months
Asset Growth
12.99%
Trailing 12-Months
Company Description
First Community Bancshares
First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.
FCBC Stock 12 Month Forecast
Average Price Target
―Technical Analysis
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Ownership Overview
3.32% Insiders
12.15% Mutual Funds
3.53% Other Institutional Investors
68.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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