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FVCBankcorp Inc (FVCB)
NASDAQ:FVCB
US Market
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FVCBankcorp (FVCB) Price & Analysis

130 Followers

FVCB Stock Chart & Stats

$15.55
$0.38(3.30%)
At close: 4:00 PM EST
$15.55
$0.38(3.30%)

Bulls Say, Bears Say

Bulls Say
Margin Expansion & EfficiencySustained margin expansion and an efficiency ratio under 50% indicate durable improvement in core banking economics. Over months this supports higher operating leverage, stronger ROA/ROE and provides a buffer versus funding cost changes, improving earnings resiliency.
Conservative LeverageA low debt-to-equity ratio and strengthened regulatory capital create long-term balance-sheet resilience. Conservative leverage reduces insolvency risk, preserves lending flexibility, and supports dividend capacity and measured growth through adverse economic cycles.
Stable Core Deposit FundingMaterial core deposit growth and rising noninterest-bearing balances improve funding stability and lower average funding costs. This structurally supports net interest margin, reduces reliance on wholesale funding, and enables steadier loan origination over time.
Bears Say
Revenue Momentum DeclineA ~9% TTM revenue decline signals weakening top-line momentum; durable profitability gains may be harder to sustain if loan growth or fee income stalls. Persistent revenue contraction can limit reinvestment, slow provision coverage improvements, and cap medium-term EPS growth.
High CRE ConcentrationVery high commercial real estate concentration relative to capital elevates credit and regulatory sensitivity. Continued exposure leaves earnings and capital vulnerable to property-value declines or sector shocks, potentially forcing tighter lending, higher reserves, or capital actions.
Cash-Flow VolatilityIntermittent free-cash-flow declines and uneven cash-to-income conversion suggest earnings quality variability. This reduces predictability for dividends and capital allocation, and indicates cash generation can be affected by prepayments, provisioning or one-offs over the medium term.

FVCBankcorp News

FVCB FAQ

What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $11.83 and its highest was $18.41 in the past 12 months.
    What is FVCBankcorp Inc’s market cap?
    FVCBankcorp Inc’s market cap is $320.34M.
      When is FVCBankcorp Inc’s upcoming earnings report date?
      FVCBankcorp Inc’s upcoming earnings report date is Oct 27, 2026 which is in 95 days.
        How were FVCBankcorp Inc’s earnings last quarter?
        FVCBankcorp Inc released its earnings results on Jul 21, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.36 by $0.06.
          Is FVCBankcorp Inc overvalued?
          According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does FVCBankcorp Inc pay dividends?
            FVCBankcorp Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 1.4%. See more information on FVCBankcorp Inc dividends here
              What is FVCBankcorp Inc’s EPS estimate?
              FVCBankcorp Inc’s EPS estimate is 0.38.
                How many shares outstanding does FVCBankcorp Inc have?
                FVCBankcorp Inc has 17,996,792 shares outstanding.
                  What happened to FVCBankcorp Inc’s price movement after its last earnings report?
                  FVCBankcorp Inc reported an EPS of $0.42 in its last earnings report, beating expectations of $0.36. Following the earnings report the stock price went up 0.112%.
                    Which hedge fund is a major shareholder of FVCBankcorp Inc?
                    Currently, no hedge funds are holding shares in FVCB
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      FVCBankcorp Inc

                      FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.

                      FVCBankcorp (FVCB) Earnings & Revenues

                      FVCB Stock 12 Month Forecast

                      Average Price Target

                      $19.00
                      ▲(22.19% Upside)
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                      Ownership Overview

                      10.26%8.39%23.25%46.76%
                      10.26% Insiders
                      23.25% Other Institutional Investors
                      46.76% Public Companies and
                      Individual Investors
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