Want to see FVCB full AI Analyst Report?
FVCB Stock Chart & Stats
$18.14
$0.30(1.67%)
At close: 4:00 PM EDT
$18.14
$0.30(1.67%)
Day’s Range― - ―
52-Week Range$11.83 - $19.11
Previous Close$18.23
Volume156.15K
Average Volume (3M)81.94K
Market Cap
$337.60M
Enterprise Value$335.70
Total Cash (Recent Filing)$12.24M
Total Debt (Recent Filing)$30.16M
Price to Earnings (P/E)13.0
Beta0.86
Next Earnings
Oct 27, 2026EPS Estimate
0.39Next Dividend Ex-DateN/A
Dividend Yield1.39%
Share Statistics
EPS (TTM)1.44
Shares Outstanding18,034,204
10 Day Avg. Volume65,646
30 Day Avg. Volume81,944
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio10.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$21.00Price Target Upside15.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.5
Revenue Forecast (FY)$78.64M
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthSubstantially lower leverage and steadily growing equity improve capital resilience and reduce dependence on debt funding. This gives FVCBankcorp greater flexibility to absorb credit stress and support measured balance-sheet growth over the next several quarters.
Cash GenerationStronger operating and free cash flow, with free cash flow near net income, indicates solid earnings conversion rather than purely accounting-driven profitability. Sustained cash generation can support capital formation, lending capacity, dividends, and operating investment.
Core Funding And EfficiencyGrowth in core and noninterest-bearing deposits provides a more stable, potentially lower-cost funding base, while a sub-50% efficiency ratio shows operating discipline. Together, these trends can support more durable margins and scalable commercial banking growth.
Bears Say
Revenue ContractionA material trailing revenue decline signals weaker top-line consistency and limits visibility into future growth. If sustained, lower revenue could constrain operating leverage, reduce the capacity to fund expansion, and offset benefits from stronger cash conversion.
Margin VolatilityThe sharp EBIT margin deterioration shows that operating profitability is not yet consistently durable. Margin volatility may reflect changing revenue mix or expense absorption and could make earnings less predictable if the weaker operating profile persists.
Commercial Real Estate ConcentrationCommercial real estate concentration remains a structural risk because property-sector weakness can pressure loan growth, collateral values, and credit costs simultaneously. Management’s diversification effort is constructive, but the exposure requires continued balance-sheet and underwriting discipline.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $11.83 and its highest was $19.11 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $337.60M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Oct 27, 2026 which is in 50 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Jul 21, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.36 by $0.06.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 1.39%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.39.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 18,034,204 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.42 in its last earnings report, beating expectations of $0.36. Following the earnings report the stock price went up 0.113%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (15.77% Upside)
$21.00 (15.77% Upside)
Blogger Sentiment
Bullish
FVCB Sentiment 100%
Sector Average 57%
Sector Average 57%
Insider Transactions
Sold Shares
Worth $176.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.75%
12-Months-Change
Fundamentals
Return on Equity
1.39%
Trailing 12-Months
Asset Growth
5.81%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$21.00
▲(15.77% Upside)
Technical Analysis
First Community
―
Timberland Bancorp
―
BayCom
―
CoastalSouth Bancshares
―
John Marshall Bancorp
―
Ownership Overview
10.19% Insiders
8.37% Mutual Funds
10.79% Other Institutional Investors
58.29% Public Companies and
Individual Investors








