FVCBankcorp Inc (FVCB)
NASDAQ:FVCB
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FVCB Stock Chart & Stats
$15.55
$0.38(3.30%)
At close: 4:00 PM EST
$15.55
$0.38(3.30%)
Day’s Range― - ―
52-Week Range$11.13 - $18.41
Previous CloseN/A
Volume4.41K
Average Volume (3M)27.54K
Market Cap
$288.49M
Enterprise Value$305.09M
Total Cash (Recent Filing)$9.44M
Total Debt (Recent Filing)$30.54M
Price to Earnings (P/E)12.5
Beta0.91
Next Earnings
Jul 23, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)1.29
Shares Outstanding17,996,792
10 Day Avg. Volume26,170
30 Day Avg. Volume27,537
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio10.56
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue2.79
Enterprise Value/Gross Profit4.56
Enterprise Value/Ebitda10.38
Forecast
1Y Price Target
$19.00Price Target Upside22.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.43
Revenue Forecast (FY)$76.61M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageSustained low debt-to-equity (~0.09 TTM) materially reduces financial risk and enhances capital resilience. This durable balance-sheet strength provides capacity to absorb credit shocks, support lending growth and discretionary buybacks, and maintain regulatory headroom across economic cycles.
Strong Profitability And MarginsA roughly 21% TTM net margin reflects improved operating efficiency and a durable net interest spread typical of a healthy regional bank. Sustained margins support consistent earnings generation, underwriting flexibility, and a foundation for moderate returns on equity even if revenue growth moderates.
Healthy Cash GenerationPositive TTM free cash flow growth (~9%) and strong cash-to-income conversion indicate the business converts earnings into liquidity. This durable cash generation underpins dividend funding, share repurchases, organic expansion, and buffers capital during stress without immediate reliance on external financing.
Bears Say
TTM Revenue DeclineA ~9% TTM revenue decline signals weakening core top-line momentum that may reflect softer loan demand, deposit pressures, or fee compression. Persistent revenue erosion can strain operating leverage, limit reinvestment capacity, and make sustaining current margin levels more challenging over the medium term.
Geographic And Portfolio ConcentrationHeavy concentration in the Washington, D.C. market and exposure to local real estate/commercial loans raise idiosyncratic risk. Regional economic or policy shifts, real estate repricing, or localized credit stress could disproportionately affect asset quality and loan growth versus more diversified peers over the medium term.
Historical Volatility In Growth And LeverageThe company's track record of uneven growth and prior leverage swings implies operating and capital volatility. Even with current conservative metrics, recurrence of past patterns could disrupt capital planning, constrain credit origination, and increase execution risk for strategic initiatives over coming quarters.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $11.13 and its highest was $18.41 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $288.49M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 47 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Apr 21, 2026. The company reported $0.36 earnings per share for the quarter, beating the consensus estimate of $0.33 by $0.03.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.87%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.36.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 17,996,792 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.36 in its last earnings report, beating expectations of $0.33. Following the earnings report the stock price went up 1.874%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$19.00 (22.19% Upside)
$19.00 (22.19% Upside)
Insider Transactions
Sold Shares
Worth $241.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
9.25%
Trailing 12-Months
Asset Growth
4.22%
Trailing 12-Months
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$19.00
▲(22.19% Upside)
Technical Analysis
Norwood Financial
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First Western Financial
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FB Bancorp, Inc.
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Ownership Overview
10.27% Insiders
8.38% Mutual Funds
23.25% Other Institutional Investors
48.24% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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