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BCML Stock Chart & Stats
$29.16
-$0.05(-0.19%)
At close: 4:00 PM EST
$29.16
-$0.05(-0.19%)
Day’s Range― - ―
52-Week Range$26.31 - $34.98
Previous CloseN/A
Volume1.05K
Average Volume (3M)17.94K
Market Cap
$363.28M
Enterprise Value$326.15
Total Cash (Recent Filing)$23.67M
Total Debt (Recent Filing)$20.44M
Price to Earnings (P/E)27.6
Beta0.64
Next Earnings
Oct 15, 2026EPS Estimate
0.66Next Dividend Ex-DateN/A
Dividend Yield3.47%
Share Statistics
EPS (TTM)2.42
Shares Outstanding10,909,317
10 Day Avg. Volume18,892
30 Day Avg. Volume17,937
Financial Highlights & Ratios
PEG Ratio3.54
Price to Book (P/B)0.95
Price to Sales (P/S)2.26
P/FCF Ratio10.65
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$34.00Price Target Upside16.60% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.73
Revenue Forecast (FY)$107.05M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetBayCom's very low leverage and rising equity create a durable capital buffer that reduces solvency and funding risk. This strengthens lending capacity and supports dividend capacity and strategic flexibility across economic cycles, preserving franchise value over the next several quarters.
Stable Profitability And MarginsSustained net and EBIT margins provide consistent earnings power typical of a well-run regional bank. Margin stability supports internal capital generation and dividend funding, making core earnings resilient to moderate rate or volume swings over a 2–6 month horizon.
Shareholder-aligned Governance And Capital ReturnsThe new long-term PSU program plus ongoing dividends align management incentives with shareholder value and improve retention. Combined with shareholder approval of governance items, this institutionalizes disciplined capital allocation and supports continuity in strategy over the medium term.
Bears Say
Slowing Revenue GrowthRevenue growth deceleration constrains earnings leverage from existing operating margins. For a regional bank dependent on loan and deposit expansion, slower top-line momentum limits uplift to net income and hampers the pace of balance-sheet scaling over the coming quarters.
Weakened Cash ConversionA sizable drop in free cash flow reduces the predictability of internally funded dividends, loan growth, or capital spending. Lower cash conversion heightens sensitivity to credit volatility and could force more conservative capital deployment or external funding if trends persist.
Moderate Return On EquityROE in the mid-single digits signals only moderate efficiency converting equity into profits. Over time this limits retained-earnings driven capital growth and puts pressure on management to improve margins or growth to generate stronger shareholder returns relative to peers.
BayCom News
BCML FAQ
What was BayCom Corp’s price range in the past 12 months?
BayCom Corp lowest stock price was $26.31 and its highest was $34.98 in the past 12 months.
What is BayCom Corp’s market cap?
BayCom Corp’s market cap is $363.28M.
When is BayCom Corp’s upcoming earnings report date?
BayCom Corp’s upcoming earnings report date is Oct 15, 2026 which is in 83 days.
How were BayCom Corp’s earnings last quarter?
BayCom Corp released its earnings results on Jul 23, 2026. The company reported -$0.64 earnings per share for the quarter, missing the consensus estimate of $0.643 by -$1.283.
Is BayCom Corp overvalued?
According to Wall Street analysts BayCom Corp’s price is currently Undervalued.
Does BayCom Corp pay dividends?
BayCom Corp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.47%. See more information on BayCom Corp dividends here
What is BayCom Corp’s EPS estimate?
BayCom Corp’s EPS estimate is 0.66.
How many shares outstanding does BayCom Corp have?
BayCom Corp has 10,909,317 shares outstanding.
What happened to BayCom Corp’s price movement after its last earnings report?
BayCom Corp reported an EPS of -$0.64 in its last earnings report, missing expectations of $0.643. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of BayCom Corp?
Currently, no hedge funds are holding shares in BCML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BayCom Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$34.00 (16.60% Upside)
$34.00 (16.60% Upside)
Hedge Fund Trend
Increased
By 65.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.82%
12-Months-Change
Fundamentals
Return on Equity
3.47%
Trailing 12-Months
Asset Growth
3.31%
Trailing 12-Months
Company Description
BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
BCML Stock 12 Month Forecast
Average Price Target
$34.00
▲(16.60% Upside)
Technical Analysis
Ownership Overview
5.23% Insiders
18.66% Mutual Funds
1.96% Other Institutional Investors
60.13% Public Companies and
Individual Investors