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First Community (FCCO) Price & Analysis

Q: What was First Community Corp.’s price range in the past 12 months?

First Community Corp. lowest stock price was $25.92 and its highest was $35.73 in the past 12 months.

Q: What is First Community Corp.’s market cap?

First Community Corp.’s market cap is $317.05M.

Q: When is First Community Corp.’s upcoming earnings report date?

First Community Corp.’s upcoming earnings report date is Oct 21, 2026 which is in 31 days.

Q: How were First Community Corp.’s earnings last quarter?

First Community Corp. released its earnings results on Jul 22, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.147.

Q: Is First Community Corp. overvalued?

According to Wall Street analysts First Community Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Community Corp. pay dividends?

First Community Corp. pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.93%. See more information on First Community Corp. dividends here

Q: What is First Community Corp.’s EPS estimate?

First Community Corp.’s EPS estimate is 0.8.

Q: How many shares outstanding does First Community Corp. have?

First Community Corp. has 9,399,731 shares outstanding.

Q: What happened to First Community Corp.’s price movement after its last earnings report?

First Community Corp. reported an EPS of $0.84 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.792%.

Q: Which hedge fund is a major shareholder of First Community Corp.?

Currently, no hedge funds are holding shares in FCCO

134 Followers

FCCO Stock Chart & Stats

$34.02

$0.45(1.34%)

At close: Jul 27 4:00 PM EDT

$34.02

$0.45(1.34%)

Day’s Range― - ―

52-Week Range$25.92 - $35.74

Previous CloseN/A

Volume10.00

Average Volume (3M)43.95K

Market Cap

$317.05M

Enterprise Value$392.87

Total Cash (Recent Filing)$28.05M

Total Debt (Recent Filing)$113.95M

Price to Earnings (P/E)12.4

Beta0.78

Next Earnings

Oct 21, 2026

EPS Estimate

0.8

Next Dividend Ex-DateN/A

Dividend Yield1.93%

Share Statistics

EPS (TTM)2.72

Shares Outstanding9,399,731

10 Day Avg. Volume36,739

30 Day Avg. Volume43,945

Financial Highlights & Ratios

PEG Ratio0.32

Price to Book (P/B)1.36

Price to Sales (P/S)2.05

P/FCF Ratio12.94

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)3.14

Revenue Forecast (FY)$99.46M

Bulls Say, Bears Say

Bulls Say

Revenue And Profitability GrowthFCCO has expanded revenue from $57.3 million in 2021 to $120.4 million TTM while retaining healthy profitability. This combination indicates meaningful operating scale and supports continued investment in growth, technology, and market expansion over the next several quarters.

Strategic Market ExpansionThe Signature Bank of Georgia acquisition broadens FCCO into the Atlanta–Sandy Springs–Roswell market and adds SBA capabilities. A larger geographic footprint and an additional fee-generating platform can diversify revenue and improve the bank’s long-term growth opportunity.

Improving Balance Sheet And Credit QualityLower leverage, expanded equity, and very low reported non-performing assets provide a stronger financial foundation for a growing regional bank. These indicators support funding flexibility and suggest FCCO has maintained disciplined credit and balance-sheet management during expansion.

Bears Say

Volatile Cash GenerationAlthough FCCO remains cash generative and TTM free cash flow is about 87% of net income, operating cash flow has been inconsistent and recently weakened. Persistently softer cash conversion could reduce flexibility for organic investment, acquisitions, or shareholder distributions.

Margin CompressionRevenue growth has not fully prevented profitability margins from declining from earlier peaks. If this compression persists, additional top-line expansion may translate less efficiently into earnings, limiting operating leverage and reducing the durability of future profit growth.

Remaining Balance-sheet LeverageLeverage has improved substantially but remains material as the bank grows its assets and loan portfolio. This leaves less room for error if credit costs or funding conditions worsen, potentially constraining capital deployment and increasing pressure on future earnings.

First Community News

First Community Adds Two New Independent Board Directors

First Community ( ($FCCO) ) has issued an update. Effective October 1, 2026, First Community Corporation and First...

4d ago

FCCO

First Community Highlights Growth at Raymond James Bank Conference

First Community ( ($FCCO) ) just unveiled an update. First Community Corporation used the Raymond James 2026 U.S....

12d ago

FCCO

First Community announces planned retirement of specialty lending director

First Community ( ($FCCO) ) has provided an announcement. On August 19, 2026, First Community Corporation and First...

1M ago

FCCO

First Community Highlights Q2 2026 Growth and Integration Progress

First Community ( ($FCCO) ) has issued an announcement. First Community Corporation used its August 2026 investor presentation...

1M ago

FCCO

First Community Presents Strategic Update at KBW Conference

First Community ( ($FCCO) ) just unveiled an update. First Community furnished investor presentation materials for meetings at...

2M ago

FCCO

First Community announces CEO succession and leadership realignment

First Community ( ($FCCO) ) has provided an announcement. On July 22, 2026, First Community Corporation announced that...

2M ago

FCCO

FCCO Earnings this Week: How Will it Perform?

First Community (FCCO) is scheduled to report 2nd quarter earnings on 07/22/2026, before the market opens. Regarding Q2...

2M ago

FCCO

First Community Highlights Growth, Atlanta Expansion and Buyback Plan

An update from First Community ( ($FCCO) ) is now available. First Community Corporation presented updated investor materials...

4M ago

FCCO

First Community Shareholders Back Directors, Pay and Auditor

First Community ( ($FCCO) ) has issued an announcement. First Community Corporation held its annual meeting of shareholders...

4M ago

FCCO

First Community Announces Flexible Share Repurchase Authorization Plan

First Community ( ($FCCO) ) has provided an update. On May 7, 2026, First Community Corporation announced that...

5M ago

FCCO

First Community reports Q4 EPS 69c ex-items, consensus 68c

Reports Q4 net charge-offs of $52,000; net loan recoveries, excluding overdrafts, $23,000; non-performing assets of 0.02% and past...

8M ago

FCCO

First Community reports Q3 EPS 72c ex-items, consensus 65c

Reports Q3 net charge-offs, including overdrafts, $13,000; excluding overdrafts net loan recoveries were $8,000. Reported EPS excludes the...

11M ago

FCCO

First Community reports Q2 EPS 67c, consensus 57c

Reports Q2 Assets under management exceeded $1B for the first time and were a record $1.011B at June...

1y ago

FCCO

First Community increases cash dividend to 16c from 15c

The Board of Directors approved an increased cash dividend for the Q2. The company will pay a 16c...

1y ago

FCCO

FCCO FAQ

What was First Community Corp.’s price range in the past 12 months?

First Community Corp. lowest stock price was $25.92 and its highest was $35.73 in the past 12 months.

What is First Community Corp.’s market cap?

First Community Corp.’s market cap is $317.05M.

When is First Community Corp.’s upcoming earnings report date?

First Community Corp.’s upcoming earnings report date is Oct 21, 2026 which is in 31 days.

How were First Community Corp.’s earnings last quarter?

First Community Corp. released its earnings results on Jul 22, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.147.

Is First Community Corp. overvalued?

According to Wall Street analysts First Community Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Community Corp. pay dividends?

First Community Corp. pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.93%. See more information on First Community Corp. dividends here

What is First Community Corp.’s EPS estimate?

First Community Corp.’s EPS estimate is 0.8.

How many shares outstanding does First Community Corp. have?

First Community Corp. has 9,399,731 shares outstanding.

What happened to First Community Corp.’s price movement after its last earnings report?

First Community Corp. reported an EPS of $0.84 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.792%.

Which hedge fund is a major shareholder of First Community Corp.?

Currently, no hedge funds are holding shares in FCCO

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Community Stock Smart Score

Neutral

Fundamentals

Return on Equity

1.93%

Trailing 12-Months

Asset Growth

15.94%

Trailing 12-Months

Learn more about TipRanks Smart Score

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Company Description

First Community Corp.

First Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle purchases, home improvements, educational expenses, and personal investments. Further loan options include real estate construction and acquisition financing, alongside both fixed and variable rate mortgage products. Beyond its core banking functions, First Community Bank offers a suite of additional services. These include online and internet banking platforms, cash management solutions, safe deposit box rentals, traveler's checks, direct deposit for payroll and social security, and automated draft capabilities. Moreover, the company extends its services to non-deposit investment products, investment brokerage, VISA and MasterCard credit card facilities, professional investment advisory, and insurance solutions. The corporation maintains 21 full-service branches throughout several counties in South Carolina, specifically Lexington, Richland, Newberry, Kershaw, Greenville, Anderson, Pickens, and Aiken. Its presence also spans into Georgia, with offices located in Richmond and Columbia Counties. Incorporated in 1994, First Community Corporation's headquarters are situated in Lexington, South Carolina.