Want to see CARE full AI Analyst Report?
Total Valuation
Carter Bankshares has a market cap or net worth of $731.41M. The enterprise value is $701.63.
Market Cap$731.41M
Enterprise Value$701.63
Share Statistics
Carter Bankshares has 22,163,930 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,163,930
Owned by Insiders3.82%
Owned by Institutions1.62%
Financial Efficiency
Carter Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.89%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.89%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee370.63K
Profits Per Employee45.65K
Employee Count687
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Carter Bankshares is 5.4. Carter Bankshares’s PEG ratio is 0.44.
PE Ratio5.4
PS Ratio1.73
PB Ratio1.05
Price to Fair Value1.05
Price to FCF13.88
Price to Operating Cash Flow10.30
PEG Ratio0.44
Income Statement
In the last 12 months, Carter Bankshares had revenue of 254.63M and earned 31.36M in profits. Earnings per share was 1.40.
Revenue254.63M
Gross Profit157.06M
Operating Income40.00M
Pretax Income40.00M
Net Income31.36M
EBITDA47.86M
Earnings Per Share (EPS)1.40
Cash Flow
In the last 12 months, operating cash flow was 67.26M and capital expenditures -8.50M, giving a free cash flow of 58.76M billion.
Operating Cash Flow67.26M
Free Cash Flow58.76M
Free Cash Flow per Share2.65
Dividends & Yields
Carter Bankshares pays an annual dividend of $0.1, resulting in a dividend yield of 0.63%
Dividend Per Share$0.1
Dividend Yield0.63%
Payout Ratio1.59%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change82.40%
50-Day Moving Average31.91
200-Day Moving Average23.84
Relative Strength Index (RSI)40.52
Average Volume (3m)428.42K
Important Dates
Carter Bankshares upcoming earnings date is Oct 22, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
Carter Bankshares as a current ratio of 0.12, with Debt / Equity ratio of 0.00%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.40
Net Debt to EBITDA1.53
Interest Coverage Ratio0.39
Taxes
In the past 12 months, Carter Bankshares has paid 8.64M in taxes.
Income Tax8.64M
Effective Tax Rate0.22
Enterprise Valuation
Carter Bankshares EV to EBITDA ratio is 10.76, with an EV/FCF ratio of 16.19.
EV to Sales2.02
EV to EBITDA10.76
EV to Free Cash Flow16.19
EV to Operating Cash Flow12.92
Balance Sheet
Carter Bankshares has $41.10M in cash and marketable securities with $0.00 in debt, giving a net cash position of $41.10M billion.
Cash & Marketable Securities$41.10M
Total Debt$0.00
Net Cash$41.10M
Net Cash Per Share$1.85
Tangible Book Value Per Share$18.59
Margins
Gross margin is 81.86%, with operating margin of 15.71%, and net profit margin of 12.32%.
Gross Margin81.86%
Operating Margin15.71%
Pretax Margin15.71%
Net Profit Margin12.32%
EBITDA Margin18.80%
EBIT Margin15.71%
Analyst Forecast
The average price target for Carter Bankshares is $30.75, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$30.75
Price Target Upside-9.59% Downside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast40.09%
EPS Growth Forecast327.11%