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GCBC Stock Chart & Stats
$34.68
$0.42(1.27%)
At close: 4:00 PM EDT
$34.68
$0.42(1.27%)
Day’s Range― - ―
52-Week Range$21.25 - $36.33
Previous Close$33.42
Volume27.04K
Average Volume (3M)35.36K
Market Cap
$572.91M
Enterprise Value$717.01M
Total Cash (Recent Filing)$386.12M
Total Debt (Recent Filing)$155.15M
Price to Earnings (P/E)14.0
Beta0.68
Next Earnings
Oct 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.22%
Share Statistics
EPS (TTM)2.41
Shares Outstanding17,025,484
10 Day Avg. Volume25,584
30 Day Avg. Volume35,357
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)2.06
Price to Sales (P/S)3.92
P/FCF Ratio13.76
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue4.92
Enterprise Value/Gross Profit7.92
Enterprise Value/Ebitda14.95
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings GrowthThe substantial multi-year expansion in revenue and net income indicates that Greene County Bancorp has been growing its banking franchise and earning base. Continued scale can support technology, staffing, and customer investment while improving the company’s ability to absorb normal operating and credit-cost pressures.
Profitability And ReturnsA mid-teens return on equity and approximately 28% net margin demonstrate strong current profitability for a regional banking model. These returns provide internal capital generation to support balance-sheet growth, reinforce resilience, and preserve flexibility for dividends or other shareholder-oriented capital actions.
Credit Quality And Funding CapacityVery low nonperforming assets point to a stable recent credit profile, while a 63% loan-to-deposit ratio suggests substantial deposit funding capacity relative to lending. Together, these characteristics support controlled growth and reduce the need to stretch underwriting or rely heavily on external funding.
Bears Say
Margin CompressionThe decline in net margin shows that faster revenue growth has not fully translated into preserved profitability. Ongoing pressure on spread or expenses could limit earnings conversion, reduce the pace of internal capital accumulation, and make future results more sensitive to deposit pricing and operating costs.
Debt Variability And Recent IncreaseAlthough recent leverage appears manageable, the historical volatility and latest increase in total debt create a structural financing risk to monitor. If profitability weakens, higher obligations could consume more cash, constrain capital allocation, and reduce flexibility during an adverse banking or credit environment.
Cash-flow Coverage Data InconsistencyStrong reported operating and free cash flow is offset by coverage ratios shown as zero, creating uncertainty about how effectively cash generation covers relevant obligations under the reported methodology. This inconsistency lowers confidence in the latest cash-flow assessment and complicates durable capital-planning analysis.
Greene County Bancorp News
GCBC FAQ
What was Greene County Bancorp’s price range in the past 12 months?
Greene County Bancorp lowest stock price was $21.25 and its highest was $36.33 in the past 12 months.
What is Greene County Bancorp’s market cap?
Greene County Bancorp’s market cap is $572.91M.
When is Greene County Bancorp’s upcoming earnings report date?
Greene County Bancorp’s upcoming earnings report date is Oct 27, 2026 which is in 16 days.
How were Greene County Bancorp’s earnings last quarter?
Greene County Bancorp released its earnings results on Jul 23, 2026. The company reported $0.666 earnings per share for the quarter.
Is Greene County Bancorp overvalued?
According to Wall Street analysts Greene County Bancorp’s price is currently Overvalued.
Does Greene County Bancorp pay dividends?
Greene County Bancorp pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 1.22%. See more information on Greene County Bancorp dividends here
What is Greene County Bancorp’s EPS estimate?
Greene County Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Greene County Bancorp have?
Greene County Bancorp has 17,025,484 shares outstanding.
What happened to Greene County Bancorp’s price movement after its last earnings report?
Greene County Bancorp reported an EPS of $0.666 in its last earnings report. Following the earnings report the stock price went up 0.231%.
Which hedge fund is a major shareholder of Greene County Bancorp?
Currently, no hedge funds are holding shares in GCBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Greene County Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
GCBC Sentiment 67%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 25.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
52.36%
12-Months-Change
Fundamentals
Return on Equity
15.60%
Trailing 12-Months
Asset Growth
4.68%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Greene County Bancorp
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
Technical Analysis
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Ownership Overview
2.89% Insiders
3.86% Mutual Funds
<0.01% Other Institutional Investors
86.51% Public Companies and
Individual Investors