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UVSP Stock Chart & Stats
$37.58
$0.07(0.24%)
At close: 4:00 PM EST
$37.58
$0.07(0.24%)
Day’s Range― - ―
52-Week Range$27.91 - $45.46
Previous CloseN/A
Volume10.49K
Average Volume (3M)117.86K
Market Cap
$1.24B
Enterprise Value$1.23K
Total Cash (Recent Filing)$233.00M
Total Debt (Recent Filing)$327.76M
Price to Earnings (P/E)13.3
Beta0.75
Next Earnings
Jul 22, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)3.35
Shares Outstanding27,845,802
10 Day Avg. Volume126,310
30 Day Avg. Volume117,864
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.00
Price to Sales (P/S)1.81
P/FCF Ratio9.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$37.50Price Target Upside-0.21% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.66
Revenue Forecast (FY)$352.09M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageLeverage has materially improved and sits at a conservative level, lowering solvency risk and preserving capital flexibility. With equity growth and an ROE around 10%, the bank can sustain capital returns, absorb credit volatility, and pursue opportunistic M&A or buybacks without stressing the balance sheet.
Strong Cash GenerationConsistent operating and free cash flow near net income indicates high quality earnings and internal funding for dividends and buybacks. This conversion supports durable capital returns and reinvestment, providing a financial cushion across credit cycles despite some year-to-year variability.
Loan Pipeline And PricingA healthy loan pipeline and disciplined pricing, especially in higher‑margin construction lending, underpin predictable net interest income growth. Stable origination volumes and mid‑single digit loan yields support management’s NII guidance and long‑term margin sustainability.
Bears Say
Rising Noninterest ExpensesAn expanding expense base, including restructuring and recurring increases, pressures operating leverage and efficiency ratio. If noninterest costs remain elevated, they can offset NII gains and reduce cash available for capital return or loan loss absorption over the medium term.
Medical Claims VolatilitySignificant swings in self‑funded medical claims create unpredictable expense volatility. Persistent or recurring medical cost shocks would raise the expense baseline and complicate budgeting, potentially forcing tradeoffs between investments, margins, and shareholder distributions.
Competitive Funding And Loan MarketsHeightened competition in CRE and C&I can compress loan spreads and slow origination growth, while constrained ability to lower deposit costs limits immediate NIM upside. Together these structural pressures can temper net interest income and margin expansion over the coming quarters.
Univest Of Pennsylvania News
UVSP FAQ
What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $45.45 in the past 12 months.
What is Univest Corporation Of Pennsylvania’s market cap?
Univest Corporation Of Pennsylvania’s market cap is $1.24B.
When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
Univest Corporation Of Pennsylvania’s upcoming earnings report date is Jul 22, 2026 which is in 2 days.
How were Univest Corporation Of Pennsylvania’s earnings last quarter?
Univest Corporation Of Pennsylvania released its earnings results on Apr 22, 2026. The company reported $0.96 earnings per share for the quarter, beating the consensus estimate of $0.83 by $0.13.
Is Univest Corporation Of Pennsylvania overvalued?
According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Overvalued.
Does Univest Corporation Of Pennsylvania pay dividends?
Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.59%. See more information on Univest Corporation Of Pennsylvania dividends here
What is Univest Corporation Of Pennsylvania’s EPS estimate?
Univest Corporation Of Pennsylvania’s EPS estimate is 0.87.
How many shares outstanding does Univest Corporation Of Pennsylvania have?
Univest Corporation Of Pennsylvania has 27,845,802 shares outstanding.
What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
Univest Corporation Of Pennsylvania reported an EPS of $0.96 in its last earnings report, beating expectations of $0.83. Following the earnings report the stock price went up 2.123%.
Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
Currently, no hedge funds are holding shares in UVSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Univest Of Pennsylvania Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$37.50 (-0.21% Downside)
$37.50 (-0.21% Downside)
Blogger Sentiment
Bullish
UVSP Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 72.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.05%
12-Months-Change
Fundamentals
Return on Equity
10.19%
Trailing 12-Months
Asset Growth
2.09%
Trailing 12-Months
Company Description
Univest Corporation Of Pennsylvania
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.
UVSP Stock 12 Month Forecast
Average Price Target
$37.50
▼(-0.21% Downside)
Technical Analysis
Northeast Bancorp
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Southside Bancshares
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First Mid-Illinois Bancshares
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Esquire Financial Holdings
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Amerant Bancorp
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Ownership Overview
1.64% Insiders
22.79% Mutual Funds
1.70% Other Institutional Investors
54.98% Public Companies and
Individual Investors