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SBSI Stock Chart & Stats
$31.91
-$2.51(-7.34%)
At close: 4:00 PM EDT
$31.91
-$2.51(-7.34%)
Day’s Range― - ―
52-Week Range$26.59 - $36.20
Previous CloseN/A
Volume122.64K
Average Volume (3M)139.11K
Market Cap
$913.91M
Enterprise Value$2.61B
Total Cash (Recent Filing)$1.97B
Total Debt (Recent Filing)$1.64B
Price to Earnings (P/E)12.1
Beta0.63
Next Earnings
Oct 29, 2026EPS Estimate
0.79Next Dividend Ex-DateN/A
Dividend Yield4.73%
Share Statistics
EPS (TTM)2.54
Shares Outstanding29,807,980
10 Day Avg. Volume143,523
30 Day Avg. Volume139,108
Financial Highlights & Ratios
PEG Ratio-0.62
Price to Book (P/B)1.08
Price to Sales (P/S)2.19
P/FCF Ratio12.46
Enterprise Value/Market Cap2.86
Enterprise Value/Revenue5.71
Enterprise Value/Gross Profit11.51
Enterprise Value/Ebitda25.77
Forecast
1Y Price Target
$35.00Price Target Upside9.68% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.28
Revenue Forecast (FY)$291.50M
Bulls Say, Bears Say
Bulls Say
Fee Income DiversificationStrong growth in trust and brokerage fees adds recurring, service-based revenue alongside interest income. This diversification can support earnings resilience when lending spreads are pressured, while expanding wealth capabilities may deepen customer relationships and broaden the bank’s long-term revenue base.
Loan Production PipelineRobust production and a larger pipeline provide visible opportunities for future loan growth, supporting interest income if funding remains available. The balanced pipeline and management’s mid-single-digit growth target indicate an established commercial franchise with capacity to expand over coming quarters.
Capital And Liquidity StrengthStrong capitalization and substantial committed liquidity give Southside flexibility to manage deposit movements, fund customer lending, and absorb operating volatility. This financial capacity also supports confidence in the bank’s ability to maintain core operations and pursue measured growth through the cycle.
Bears Say
Net Interest Margin PressureNIM compression directly weakens the bank’s primary earnings engine and can persist if loan pricing remains competitive while funding costs stay elevated. Lower spread income reduces operating leverage and makes sustained profitability more dependent on fee growth and expense discipline.
Deposit Funding OutflowsA sizable deposit reduction can increase reliance on wholesale funding and raise the cost of maintaining the balance sheet. Ongoing competition for replacement deposits, especially as CDs reprice, could constrain loan growth and keep pressure on net interest margins over the next several quarters.
Loan Payoffs And Balance VolatilityElevated payoffs reduce the conversion of new production into balance growth, limiting near-term interest-income expansion and making portfolio planning less predictable. Concentration of payoffs in multifamily CRE also increases uncertainty about how quickly capital can be redeployed into attractive loans.
Southside Bancshares News
SBSI FAQ
What was Southside Bancshares’s price range in the past 12 months?
Southside Bancshares lowest stock price was $26.59 and its highest was $36.20 in the past 12 months.
What is Southside Bancshares’s market cap?
Southside Bancshares’s market cap is $913.91M.
When is Southside Bancshares’s upcoming earnings report date?
Southside Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 11 days.
How were Southside Bancshares’s earnings last quarter?
Southside Bancshares released its earnings results on Jul 24, 2026. The company reported $0.903 earnings per share for the quarter, beating the consensus estimate of $0.86 by $0.043.
Is Southside Bancshares overvalued?
According to Wall Street analysts Southside Bancshares’s price is currently Undervalued.
Does Southside Bancshares pay dividends?
Southside Bancshares pays a Quarterly dividend of $0.37 which represents an annual dividend yield of 4.73%. See more information on Southside Bancshares dividends here
What is Southside Bancshares’s EPS estimate?
Southside Bancshares’s EPS estimate is 0.79.
How many shares outstanding does Southside Bancshares have?
Southside Bancshares has 29,807,980 shares outstanding.
What happened to Southside Bancshares’s price movement after its last earnings report?
Southside Bancshares reported an EPS of $0.903 in its last earnings report, beating expectations of $0.86. Following the earnings report the stock price went up 0.353%.
Which hedge fund is a major shareholder of Southside Bancshares?
Currently, no hedge funds are holding shares in SBSI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Southside Bancshares Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$35.00 (9.68% Upside)
$35.00 (9.68% Upside)
Blogger Sentiment
Bullish
SBSI Sentiment 60%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 4.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $13.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
21.49%
12-Months-Change
Fundamentals
Return on Equity
8.89%
Trailing 12-Months
Asset Growth
5.08%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Southside Bancshares
Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing checking options, alongside certificates of deposit (CDs). The institution's lending portfolio is diverse, featuring consumer loans for purposes like 1-4 family residential purchases, home equity, property improvements, and vehicle financing, in addition to other personal credit lines. Commercial lending extends to short-term working capital for managing inventory and receivables, medium-term financing for equipment acquisition or business expansion, commercial real estate ventures, and loans to municipal entities. Furthermore, construction financing is available for both single-to-four-unit residential properties and commercial real estate developments. Complementing its core banking activities, the company provides wealth management and trust services. These include investment advisory and management, estate administration, the handling of both revocable and testamentary trusts, and custodial services for a clientele comprising individuals, partnerships, and corporate entities. Additional offerings include safe deposit box rentals and brokerage services. As of the close of business on December 31, 2021, the company maintained an operational presence across 56 banking locations and supported customers with 73 ATMs/ITMs. Established in 1960, Southside Bancshares, Inc. maintains its corporate headquarters in Tyler, Texas.
SBSI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mix of notable positives—double-digit linked-quarter EPS and net income growth, strong fee income performance (trust and brokerage), disciplined expense control and an improving efficiency ratio, robust new loan production and an expanding loan pipeline, plus solid liquidity and capital. Offsetting these strengths are meaningful near-term headwinds: NIM compression and a slight decline in net interest income driven by higher funding costs (swap/hedge maturities and funding mix shifts), significant deposit outflows (notably brokered and public funds), and elevated loan payoffs that kept loan balances flat. Management remains constructive (targeting mid-single-digit loan growth, asset sensitivity to potential rate increases, and strategic M&A optionality), but margin and deposit competition risks create uncertainty in the near term. Overall, positives modestly outweigh the negatives given strong profitability, fee momentum, expense discipline and a healthy balance sheet, though margin and funding pressures warrant monitoring.View all SBSI earnings summariesSBSI Stock 12 Month Forecast
Average Price Target
$35.00
▲(9.68% Upside)
Technical Analysis
Investar Holding
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Equity Bancshares
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Business First Bancshares
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South Plains Financial
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Third Coast Bancshares
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Ownership Overview
4.88% Insiders
13.69% Mutual Funds
0.32% Other Institutional Investors
54.53% Public Companies and
Individual Investors







