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BFST Stock Chart & Stats
$29.00
-$0.21(-0.86%)
At close: 4:00 PM EST
$29.00
-$0.21(-0.86%)
Day’s Range― - ―
52-Week Range$22.56 - $31.57
Previous CloseN/A
Volume13.10K
Average Volume (3M)130.33K
Market Cap
$1.00B
Enterprise Value$778.68
Total Cash (Recent Filing)$1.21B
Total Debt (Recent Filing)$384.52M
Price to Earnings (P/E)10.9
Beta0.90
Next Earnings
Jul 23, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend Yield1.91%
Share Statistics
EPS (TTM)2.82
Shares Outstanding32,677,967
10 Day Avg. Volume162,832
30 Day Avg. Volume130,328
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.86
Price to Sales (P/S)1.51
P/FCF Ratio8.39
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$33.00Price Target Upside13.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.01
Revenue Forecast (FY)$370.68M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability ExpansionMulti‑year revenue growth to $520M TTM alongside sustained ~17–18% net margins indicates a broader, more diversified earnings base driven by loans and fee income. This scale and margin durability support reinvestment, capital actions, and resilience to moderate headwinds over coming quarters.
Stronger Capitalization And Lower LeverageMeaningful de‑leveraging and equity growth improve solvency and financial flexibility. Lower debt/equity reduces leverage risk, supports lending capacity, and permits strategic moves (buybacks, subordinated issuance) while providing room to absorb credit volatility across the next 2–6 months.
Deposit Inflows And Sticky FundingLarge deposit gains and an 81% core CD retention rate enhance stable funding and liquidity, lowering reliance on wholesale borrowing. Sticky deposits support loan growth, funding cost control and NIM stability, providing durable funding advantages into the medium term.
Bears Say
Rising Nonperforming AssetsElevated NPLs and a recent $25M move to nonperforming loans indicate mounting credit remediation needs. Uncertain timing to resolve NPAs could increase provisions, constrain capital and slow lending, creating a multi‑quarter headwind to earnings and capital deployment.
Weak Organic Loan GrowthSubstantial paydowns exceeding originations have reduced core loan balances absent acquisitions. Reliance on acquisition volume to offset paydowns suggests organic lending momentum is weak and could limit net interest income growth until originations sustainably outpace payoffs.
Net Interest Margin PressureRecent NIM compression, partly from nonaccrual interest reversals and competitive funding, reduces core spread income. With deposit betas and modest expected accretion, sustaining historic margin levels appears challenging, pressuring net interest income and profit durability over several quarters.
Business First Bancshares News
BFST FAQ
What was Business First Bancshares Inc’s price range in the past 12 months?
Business First Bancshares Inc lowest stock price was $22.56 and its highest was $31.57 in the past 12 months.
What is Business First Bancshares Inc’s market cap?
Business First Bancshares Inc’s market cap is $1.00B.
When is Business First Bancshares Inc’s upcoming earnings report date?
Business First Bancshares Inc’s upcoming earnings report date is Jul 23, 2026 which is tomorrow.
How were Business First Bancshares Inc’s earnings last quarter?
Business First Bancshares Inc released its earnings results on Apr 27, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.686 by $0.044.
Is Business First Bancshares Inc overvalued?
According to Wall Street analysts Business First Bancshares Inc’s price is currently Undervalued.
Does Business First Bancshares Inc pay dividends?
Business First Bancshares Inc pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 1.91%. See more information on Business First Bancshares Inc dividends here
What is Business First Bancshares Inc’s EPS estimate?
Business First Bancshares Inc’s EPS estimate is 0.7.
How many shares outstanding does Business First Bancshares Inc have?
Business First Bancshares Inc has 32,677,967 shares outstanding.
What happened to Business First Bancshares Inc’s price movement after its last earnings report?
Business First Bancshares Inc reported an EPS of $0.73 in its last earnings report, beating expectations of $0.686. Following the earnings report the stock price went down -4.423%.
Which hedge fund is a major shareholder of Business First Bancshares Inc?
Currently, no hedge funds are holding shares in BFST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Business First Bancshares Stock Smart Score
Neutral
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$33.00 (13.79% Upside)
$33.00 (13.79% Upside)
Blogger Sentiment
Neutral
BFST Sentiment 50%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 12.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.18%
12-Months-Change
Fundamentals
Return on Equity
1.91%
Trailing 12-Months
Asset Growth
14.41%
Trailing 12-Months
Company Description
Business First Bancshares Inc
Business First Bancshares, Inc. (BFST) serves as the bank holding company for b1BANK, delivering an extensive array of banking products and financial services. Its deposit offerings include checking, demand, money market, time, and savings accounts, alongside certificates of deposit, and modern conveniences such as remote and direct deposit capabilities. The company provides a diverse portfolio of lending solutions. These include commercial and industrial loans for working capital, equipment financing, asset acquisition, expansion, and development, featuring lines of credit, letters of credit, term loans, and borrowing base facilities. BFST also finances construction and development projects, commercial real estate, and residential properties, offering first and second lien mortgages for 1-4 family homes, plus home equity lines of credit. Consumer loan options span both secured and unsecured installment and term arrangements. Beyond traditional banking, BFST offers wealth management services, encompassing mutual funds, annuities, individual retirement accounts (IRAs), other investment products, fiduciary services, and private banking solutions. A wide range of additional financial tools are available, including debit and credit cards, comprehensive treasury and cash management services (such as merchant services, automated clearing house (ACH), lock-box, receivables factoring, and correspondent banking), and employee and payroll benefits solutions. Customer access points feature drive-through facilities, ATMs, night depositories, personalized checks, electronic funds transfer (EFT), domestic and international wire transfers, traveler's checks, vault services, sweep accounts, and robust online and mobile banking platforms, e-statements, and bank-by-mail services. As of March 1, 2022, Business First Bancshares operated approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston metropolitan areas. The company was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
BFST Stock 12 Month Forecast
Average Price Target
$33.00
▲(13.79% Upside)
Technical Analysis
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Ownership Overview
5.13% Insiders
17.75% Mutual Funds
0.33% Other Institutional Investors
60.11% Public Companies and
Individual Investors