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Origin Bancorp (OBK) Stock Price & Analysis
OBK Stock Chart & Stats
- Day’s Range
- $51.69 - $52.99
- 52-Week Range
- $32.28 - $55.57
- Previous Close
- $52.17
- Volume
- N/A
- Average Volume (3M)
- 167.79K
- Market Cap
- $1.62B
- Enterprise Value
- $1.57B
- Total Cash (Recent Filing)
- $124.98M
- Total Debt (Recent Filing)
- $136.88M
- Price to Earnings (P/E)
- 12.4
- Beta
- 0.87
- Next Earnings
- Jan 27, 2027 (Est.)
- EPS Estimate
- 1.09
- Next Dividend Ex-Date
- Nov 13, 2026
- Dividend Yield
- 1.52%
Bulls Say, Bears Say
Bulls Say
Record Profitability And Outlook
Record profitability across net income, earnings per share, net interest income and margin indicates stronger core operating performance. The raised pre-tax, pre-provision ROA outlook supports the view that improved earnings power can remain relevant over the next several quarters.
Loan And Relationship Growth
Broad loan growth across Texas and Southeast markets demonstrates continued relationship acquisition and expansion of the commercial banking franchise. Consistent pipelines and similar expected growth in 2027 provide a durable foundation for balance-sheet expansion and future interest income.
Conservative Balance Sheet
Low leverage and substantial equity growth provide a conservative financial base for supporting Origin's loan expansion. Maintaining regulatory capital above well-capitalized levels also preserves flexibility to absorb credit volatility, invest in the franchise and return capital to shareholders.
Bears Say
Loan And Deposit Pricing Pressure
Competition for loans and deposits can compress the spread between asset yields and funding costs, directly weakening the bank's core earnings engine. If pricing pressure persists, expected margin expansion may not materialize and future net interest income growth could slow.
Higher Deposit Funding Costs
Rising deposit costs create a persistent headwind because funding expenses increase before loan yields can fully reprice. The scheduled maturity and repricing of time deposits could further elevate interest expense, limiting margin sustainability even as loan balances grow.
Increasing Classified Assets
The increase in classified assets signals emerging stress in portions of the loan book and raises the possibility of higher monitoring, provisioning or charge-off costs. Although current credit metrics remain sound, continued downgrades could reduce earnings quality and constrain loan growth.
Origin Bancorp News
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Origin Bancorp Stock Smart Score
Company Description
Origin Bancorp
Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Drake D. Mills
- Employees
- 988
- Website
- www.origin.bank
- Address
- 500 South Service Road East, Ruston, LA, 71270, US
Origin Bancorp (OBK) Earnings & Revenues
OBK Company Deck
OBK Earnings Call
Earnings Call SentimentPositive
The call was strongly constructive. Origin reported record profitability, improving net interest margin, strong loan and relationship growth, sound credit performance, better-than-expected expenses, raised pre-tax, pre-provision ROA guidance, and increased shareholder returns. Management also highlighted continued investments in technology, AI, talent, and market expansion. The principal challenges were competitive loan and deposit pricing, higher expected deposit costs, a modest period-end deposit decline, increased classified assets, deferred technology spending, and the possibility of higher expenses in early 2027. Overall, the positive operating and financial trends significantly outweighed the stated challenges.
View all OBK earnings summariesOBK Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 5 | 2 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 11 | 0 | 1 |













