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TCBX Stock Chart & Stats
$45.45
$0.36(0.85%)
At close: 4:00 PM EDT
$45.45
$0.36(0.85%)
Day’s Range― - ―
52-Week Range$35.73 - $46.36
Previous Close$42.75
Volume230.79K
Average Volume (3M)105.45K
Market Cap
$688.52M
Enterprise Value$576.86M
Total Cash (Recent Filing)$1.01B
Total Debt (Recent Filing)$141.44M
Price to Earnings (P/E)8.8
Beta0.83
Next Earnings
Oct 21, 2026Next Dividend Ex-DateN/A
Dividend Yield218.92%
Share Statistics
EPS (TTM)4.71
Shares Outstanding16,654,970
10 Day Avg. Volume103,745
30 Day Avg. Volume105,454
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap0.84
Enterprise Value/Revenue1.67
Enterprise Value/Gross Profit3.36
Enterprise Value/Ebitda10.73
Forecast
1Y Price Target
$50.50Price Target Upside11.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)3.99
Revenue Forecast (FY)$257.97M
Bulls Say, Bears Say
Bulls Say
Profitability And Capital StrengthSustained earnings growth alongside declining leverage and expanding equity indicates improving financial capacity. Healthy returns and a stronger capital base can support continued lending, absorb credit losses, and provide flexibility for strategic investment over the next several quarters.
Margin And Operating EfficiencyHigher net interest margin and materially better efficiency show that funding mix, pricing discipline, and operating execution are improving together. Planned systems savings and stable expenses could make these gains more durable, supporting stronger earnings quality as the bank grows.
Strategic Scale ExpansionThe proposed acquisition would materially increase scale, broaden geographic reach, and add a new Oklahoma market while reinforcing the commercial banking franchise. A larger platform may improve market presence and create more opportunities to leverage technology, talent, and banking infrastructure.
Bears Say
Recent Revenue And Cash-flow PressureThe recent slowdown contrasts with the company’s longer-term profitability gains and raises questions about the durability of its current earnings run-rate. Weaker operating and free cash flow can reduce internally generated funds available for balance-sheet growth, investment, and capital actions.
Emerging Credit StressOREO transfers, new non-accrual relationships, and SBA charge-offs indicate that credit quality is not uniformly stable across the portfolio. Even if secured recoveries limit losses, further deterioration could increase provisions, consume management resources, and pressure future profitability.
Acquisition Execution And Approval RiskThe merger’s benefits depend on receiving approvals and integrating two banking organizations without disrupting customers, employees, or operating performance. The required share issuance also expands the ownership base, while execution challenges could delay expected scale and synergy benefits.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares’s price range in the past 12 months?
Third Coast Bancshares lowest stock price was $35.73 and its highest was $46.35 in the past 12 months.
What is Third Coast Bancshares’s market cap?
Third Coast Bancshares’s market cap is $688.52M.
When is Third Coast Bancshares’s upcoming earnings report date?
Third Coast Bancshares’s upcoming earnings report date is Oct 21, 2026 which is in 8 days.
How were Third Coast Bancshares’s earnings last quarter?
Third Coast Bancshares released its earnings results on Jul 22, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $0.902 by $0.178.
Is Third Coast Bancshares overvalued?
According to Wall Street analysts Third Coast Bancshares’s price is currently Undervalued.
Does Third Coast Bancshares pay dividends?
Third Coast Bancshares pays a Quarterly dividend of $16.88 which represents an annual dividend yield of 218.92%. See more information on Third Coast Bancshares dividends here
What is Third Coast Bancshares’s EPS estimate?
Third Coast Bancshares’s EPS estimate is 1.
How many shares outstanding does Third Coast Bancshares have?
Third Coast Bancshares has 16,654,970 shares outstanding.
What happened to Third Coast Bancshares’s price movement after its last earnings report?
Third Coast Bancshares reported an EPS of $1.08 in its last earnings report, beating expectations of $0.902. Following the earnings report the stock price went up 5.605%.
Which hedge fund is a major shareholder of Third Coast Bancshares?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$50.50 (11.11% Upside)
$50.50 (11.11% Upside)
Blogger Sentiment
Bullish
TCBX Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 288.0 Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.82%
12-Months-Change
Fundamentals
Return on Equity
12.56%
Trailing 12-Months
Asset Growth
36.24%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Third Coast Bancshares
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
TCBX Company Deck
TCBX Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operational and financial improvements — record EPS, strong net interest income (+12.4% QoQ), loan and deposit growth, NIM expansion to 3.83%, efficiency gains (56.5% vs 66.1%), successful completion of strategic milestones (TCC sale, securitization activity, Keystone conversion), and stable credit metrics (NPLs down to 0.55%, net recoveries). Challenges noted were manageable: a $17.1M OREO transfer, limited stress in parts of the SBA portfolio, some non-recurring integration and securitization costs (~$0.5M–$1M), and the natural variability in loan growth due to securitizations. Overall, positives materially outweigh the negatives, with management projecting continued disciplined growth and margin support from funding improvements and securitizations.View all TCBX earnings summariesTCBX Stock 12 Month Forecast
Average Price Target
$50.50
▲(11.11% Upside)
Technical Analysis
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Ownership Overview
8.28% Insiders
10.31% Mutual Funds
1.32% Other Institutional Investors
63.17% Public Companies and
Individual Investors