Want to see BSVN full AI Analyst Report?
BSVN Stock Chart & Stats
$43.76
$0.48(1.12%)
At close: 4:00 PM EST
$43.76
$0.48(1.12%)
Day’s Range― - ―
52-Week Range$38.29 - $50.10
Previous CloseN/A
Volume5.95K
Average Volume (3M)8.53K
Market Cap
$465.97M
Enterprise Value$188.14M
Total Cash (Recent Filing)$298.84M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.4
Beta0.76
Next Earnings
Jul 23, 2026EPS Estimate
1.04Next Dividend Ex-DateN/A
Dividend Yield2.4%
Share Statistics
EPS (TTM)4.73
Shares Outstanding9,519,335
10 Day Avg. Volume11,062
30 Day Avg. Volume8,525
Financial Highlights & Ratios
PEG Ratio-1.23
Price to Book (P/B)1.54
Price to Sales (P/S)2.82
P/FCF Ratio9.35
Enterprise Value/Market Cap0.40
Enterprise Value/Revenue1.34
Enterprise Value/Gross Profit1.90
Enterprise Value/Ebitda3.09
Forecast
1Y Price Target
$54.50Price Target Upside24.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.44
Revenue Forecast (FY)$99.13M
Bulls Say, Bears Say
Bulls Say
High Profitability And ROESustained high margins and roughly 18% ROE indicate durable operating leverage and pricing power in core lending and fee businesses. This level of profitability supports reinvestment, dividend capacity and capital build, making earnings more resilient through cycles and funding strategic options.
Conservative Capital And Balance-sheet CushionCapital above ~16% and a no-debt stance provide a regulatory and economic buffer that supports loss absorption and optionality. This conservative positioning enables selective M&A, organic lending growth, and disciplined capital returns without forcing dilutive funding in stress scenarios.
Strong Cash Generation And FCF ConversionHigh free cash flow relative to earnings demonstrates earnings quality and internal funding capacity. Reliable FCF supports loan book funding, capital accumulation, dividends or opportunistic investments while reducing reliance on external financing across multi-quarter horizons.
Bears Say
Loan Payoffs Slowing End-period Asset GrowthRecurring payoff episodes reduce end-period loan balances and constrain net interest income growth unless offset by higher margins or new originations. Persistent payoff-driven volatility makes predictable asset growth and NII expansion harder to sustain over medium term.
Choppy Longer-term Revenue And Margin NormalizationUneven top-line trends and margin reversion from pandemic-era peaks reduce predictability of future earnings. If revenue momentum stalls, the bank may face tougher tradeoffs among credit provisioning, reinvestment and capital returns, complicating medium-term planning.
Credit Migration And Concentrated Payoff RiskNoted downgrades and large individual payoffs point to borrower concentration and idiosyncratic credit risk. Even with energy exposure reduced, concentrated borrower stress can trigger provisions or loss recognition that erodes earnings and requires capital absorption in adverse scenarios.
Bank7 News
BSVN FAQ
What was Bank7’s price range in the past 12 months?
Bank7 lowest stock price was $38.29 and its highest was $50.10 in the past 12 months.
What is Bank7’s market cap?
Bank7’s market cap is $465.97M.
When is Bank7’s upcoming earnings report date?
Bank7’s upcoming earnings report date is Jul 23, 2026 which is in 22 days.
How were Bank7’s earnings last quarter?
Bank7 released its earnings results on Apr 14, 2026. The company reported $1.25 earnings per share for the quarter, beating the consensus estimate of $1.017 by $0.233.
Is Bank7 overvalued?
According to Wall Street analysts Bank7’s price is currently Undervalued.
Does Bank7 pay dividends?
Bank7 pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 2.4%. See more information on Bank7 dividends here
What is Bank7’s EPS estimate?
Bank7’s EPS estimate is 1.04.
How many shares outstanding does Bank7 have?
Bank7 has 9,519,335 shares outstanding.
What happened to Bank7’s price movement after its last earnings report?
Bank7 reported an EPS of $1.25 in its last earnings report, beating expectations of $1.017. Following the earnings report the stock price went up 2.4%.
Which hedge fund is a major shareholder of Bank7?
Currently, no hedge funds are holding shares in BSVN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank7 Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$54.50 (24.54% Upside)
$54.50 (24.54% Upside)
Blogger Sentiment
Bullish
BSVN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $87.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.09%
12-Months-Change
Fundamentals
Return on Equity
18.18%
Trailing 12-Months
Asset Growth
8.94%
Trailing 12-Months
Company Description
Bank7
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
BSVN Company Deck
BSVN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized continued strong profitability, expanding and stable net interest margin guidance (4.40%–4.45%), a clean credit book with low NPAs (estimated $4M–$5M post payoff), solid capital (>15.96%, likely >16%), and clear near-term expense/fee guidance. Offsetting items include slower end-of-period loan balances due to sizable payoffs, a few downgrades (including a builder/developer expected to payoff), and macro/geopolitical uncertainty from the Middle East that could impact rates and credit. Management expects modest single-digit loan growth, limited near-term provisioning, and diminishing oil & gas P&L noise.View all BSVN earnings summariesBSVN Stock 12 Month Forecast
Average Price Target
$54.50
▲(24.54% Upside)
Technical Analysis
First Business Financial
―
Home Bancorp
―
Carter Bankshares
―
Red River Bancshares
―
ChoiceOne Financial Services
―
Ownership Overview
7.44% Insiders
8.00% Mutual Funds
12.50% Other Institutional Investors
66.03% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---