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CBNK Stock Chart & Stats
$36.39
$0.18(0.50%)
At close: 4:00 PM EDT
$36.39
$0.18(0.50%)
Day’s Range― - ―
52-Week Range$26.40 - $40.70
Previous Close$36.31
Volume67.93K
Average Volume (3M)115.05K
Market Cap
$627.83M
Enterprise Value$610.14M
Total Cash (Recent Filing)$244.72M
Total Debt (Recent Filing)$52.06M
Price to Earnings (P/E)11.3
Beta0.72
Next Earnings
Oct 26, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend Yield1.3%
Share Statistics
EPS (TTM)3.43
Shares Outstanding16,290,457
10 Day Avg. Volume249,242
30 Day Avg. Volume115,045
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue2.08
Enterprise Value/Gross Profit2.84
Enterprise Value/Ebitda11.96
Forecast
1Y Price Target
$41.92Price Target Upside15.19% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)3.48
Revenue Forecast (FY)$267.78M
Bulls Say, Bears Say
Bulls Say
Merger Scale And DiversificationThe proposed combination would materially expand Capital’s scale, geographic reach and product breadth, while adding complementary digital credit, government-guaranteed lending and mortgage platforms. Greater diversification could strengthen competitive positioning and support more resilient revenue generation over time.
Strong Profitability And Capital GrowthStrong quarterly profitability alongside double-digit loan, deposit and tangible book growth indicates that Capital is converting franchise expansion into earnings and capital accumulation. This supports balance-sheet resilience and provides a stronger foundation for continued lending and strategic investment.
Robust Cash GenerationOperating and free cash flow are substantial relative to earnings, while free cash flow closely tracks net income, supporting favorable earnings quality. Strong cash conversion gives the bank greater capacity to fund operations, reinforce capital and maintain flexibility through changing conditions.
Bears Say
TTM Revenue ContractionThe reversal from strong prior-year growth to a TTM revenue decline signals that current earning momentum has weakened. For a bank dependent on loan and deposit pricing, slower revenue can constrain operating leverage and make future profitability more sensitive to spread and balance-sheet conditions.
Margin And Return ModerationAlthough profitability remains healthy, lower operating margins and ROE versus earlier periods show that Capital is not sustaining its previous peak earnings efficiency. Continued moderation could reduce internal capital generation and limit the benefit of balance-sheet growth if revenue does not reaccelerate.
Cash-flow VolatilityPositive absolute cash generation is offset by substantial historical volatility and a very low reported operating cash-flow coverage figure. This makes cash conversion less predictable than headline free cash flow suggests and could complicate planning for lending growth, capital allocation and resilience.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $26.40 and its highest was $40.70 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $627.83M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Oct 26, 2026 which is in 14 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Jul 27, 2026. The company reported $0.87 earnings per share for the quarter, beating the consensus estimate of $0.824 by $0.046.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.3%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.92.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,290,457 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of $0.87 in its last earnings report, beating expectations of $0.824. Following the earnings report the stock price went up 4.05%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$41.92 (15.19% Upside)
$41.92 (15.19% Upside)
Hedge Fund Trend
Increased
By 860.0 Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.86%
12-Months-Change
Fundamentals
Return on Equity
13.85%
Trailing 12-Months
Asset Growth
14.79%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Capital Bancorp Inc
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
CBNK Stock 12 Month Forecast
Average Price Target
$41.92
▲(15.19% Upside)
Technical Analysis
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Ownership Overview
33.09% Insiders
8.61% Mutual Funds
0.03% Other Institutional Investors
45.26% Public Companies and
Individual Investors










