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Bankwell Financial Group (BWFG) Stock Price & Analysis
BWFG Stock Chart & Stats
- Day’s Range
- $69.85 - $70.60
- 52-Week Range
- $43.05 - $74.46
- Previous Close
- $70.23
- Volume
- N/A
- Average Volume (3M)
- 67.30K
- Market Cap
- $558.95M
- Enterprise Value
- $470.90M
- Total Cash (Recent Filing)
- $257.74M
- Total Debt (Recent Filing)
- $194.88M
- Price to Earnings (P/E)
- 12.2
- Beta
- 0.68
- Next Earnings
- Jan 27, 2027 (Est.)
- EPS Estimate
- 1.67
- Last Dividend Ex-Date
- Nov 09, 2026
- Dividend Yield
- 1.14%
Bulls Say, Bears Say
Bulls Say
Expanding Net Interest Margin And Earnings
Wider margins and higher net interest income show improving core banking economics, supported by stronger earning-asset yields and a favorable funding mix. If maintained, this improvement can support recurring profitability and strengthen the earnings base over the next several quarters.
Deposit Franchise And Revenue Diversification
Strong core-deposit growth provides a more durable funding base, while record SBA income broadens revenue beyond traditional spread income. Together, these trends can improve funding resilience and diversify earnings as Bankwell expands its relationship-banking platform.
Improved Asset Quality And Capital Strength
Lower problem assets and stronger capital indicate improved balance-sheet resilience and reduce the immediate burden of credit costs. Robust coverage and higher tangible equity also give Bankwell greater capacity to support loan growth while absorbing future credit volatility.
Bears Say
Ongoing Core Conversion Costs
The core conversion is intended to improve future scalability, but recurring implementation expenses will pressure reported noninterest expense and earnings during the transition. The cost burden may also complicate near-term operating comparisons until the platform investment is completed.
Deposit Repricing And Funding-cost Pressure
Higher renewal rates on a sizable CD base and elevated deposit beta can absorb part of the benefit from asset repricing, limiting margin expansion. Persistent funding-cost pressure would constrain net interest income and make profitability more sensitive to deposit competition.
Remaining Commercial Real Estate Credit Exposure
Although overall credit metrics improved, the remaining non-performing office exposure keeps a source of potential loss and management attention on the balance sheet. Further deterioration or resolution costs could require additional charge-offs or provisions and reduce capital generation.
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Bankwell Financial Group Stock Smart Score
Company Description
Bankwell Financial Group
Bankwell Financial Group, Inc. operates as the parent company for Bankwell Bank, delivering a full spectrum of financial services to both individual consumers and business clients. Its foundational deposit offerings encompass checking, savings, and money market accounts, as well as certificates of deposit. The institution also extends a wide array of lending products. These include residential mortgages for owner-occupied properties (ranging from single-family homes to four-unit dwellings) intended for personal use, alongside home equity loans and lines of credit. For its commercial clientele, Bankwell provides financing secured by commercial real estate, multi-family residences, and investor-owned residential properties (one to four units). It also offers commercial construction loans for development projects such as apartment complexes, condominiums, office buildings, retail spaces, and other income-generating properties. Further loan options include land loans, commercial business loans (often backed by corporate assets and personal guarantees from business owners), and loans secured by customer savings or certificate accounts and automobiles. Additionally, the bank offers unsecured personal loans and overdraft protection lines of credit. The company maintains a network of branch locations across Connecticut, specifically in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden. Established in 2002 under its former name, BNC Financial Group, Inc., the organization rebranded to Bankwell Financial Group, Inc. in September 2013. Its corporate headquarters are located in New Canaan, Connecticut.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Christopher R. Gruseke
- Employees
- 186
- Website
- www.mybankwell.com
- Address
- 258 Elm Street, New Canaan, CT, 06840, US
Bankwell Financial Group (BWFG) Earnings & Revenues
BWFG Company Deck
BWFG Earnings Call
Earnings Call SentimentPositive
The call was strongly positive. Management reported record GAAP earnings, continued margin expansion, robust SBA performance, improved credit metrics, stronger tangible book value and capital, and raised full-year net interest income and non-interest income guidance. The main challenges were one-time and ongoing core conversion costs, tighter loan pricing competition, higher funding costs associated with deposit repricing, and a remaining office-related non-performing asset. Management nevertheless described the core results and business momentum as strong.
View all BWFG earnings summariesBWFG Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 6 | 3 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 10 | 0 | 2 |
