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MCB Stock Chart & Stats
$90.78
$1.02(1.12%)
At close: 4:00 PM EDT
$90.78
$1.02(1.12%)
Day’s Range― - ―
52-Week Range$64.66 - $102.04
Previous CloseN/A
Volume13.59K
Average Volume (3M)125.37K
Market Cap
$1.07B
Enterprise Value$1.26B
Total Cash (Recent Filing)$10.25M
Total Debt (Recent Filing)$36.56M
Price to Earnings (P/E)10.8
Beta0.93
Next Earnings
Jan 21, 2027EPS Estimate
2.56Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)8.00
Shares Outstanding12,397,778
10 Day Avg. Volume128,911
30 Day Avg. Volume125,369
Financial Highlights & Ratios
PEG Ratio0.90
Price to Book (P/B)1.09
Price to Sales (P/S)1.53
P/FCF Ratio9.82
Enterprise Value/Market Cap1.18
Enterprise Value/Revenue3.01
Enterprise Value/Gross Profit6.56
Enterprise Value/Ebitda27.45
Forecast
1Y Price Target
$105.00Price Target Upside15.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)9.53
Revenue Forecast (FY)$379.20M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a growing equity base give MCB meaningful financial resilience and flexibility. This supports continued lending, helps absorb credit volatility, and reduces dependence on external funding while management pursues expansion over the coming quarters.
Loan Growth And High-Yield PipelineA sizable signed and pending pipeline provides visible support for future earning-asset growth. Combined with new originations carrying coupons around 7%, this can expand interest income and strengthen the commercial banking franchise if execution and funding remain disciplined.
Cash GenerationStrong conversion of reported earnings into cash improves MCB’s ability to fund growth, support capital returns, and manage unexpected credit costs internally. Although recent cash growth slowed, the close relationship between net income and free cash flow remains a durable quality signal.
Bears Say
Revenue And Margin DeteriorationThe recent contraction in revenue and operating margin indicates weaker earnings leverage and raises concern that growth has not translated consistently into profitability. If this trajectory persists, it could constrain capital generation and reduce the benefit of otherwise strong balance-sheet capacity.
Legacy Credit LossesSeveral discrete credit events materially reduced quarterly earnings and demonstrate that asset-quality risk remains relevant even with management describing the matters as isolated. Additional losses or delayed recoveries could pressure provisions, returns, and confidence in commercial loan growth.
Expense And Investment BurdenStrategic investments may create future fee and efficiency benefits, but their upfront cost increases the near-term operating burden while revenue contribution is still developing. Elevated expenses can limit margin expansion and make earnings more sensitive to slower loan growth or credit costs.
Metropolitan Bank Holding News
MCB FAQ
What was Metropolitan Bank Holding’s price range in the past 12 months?
Metropolitan Bank Holding lowest stock price was $64.66 and its highest was $102.04 in the past 12 months.
What is Metropolitan Bank Holding’s market cap?
Metropolitan Bank Holding’s market cap is $1.07B.
When is Metropolitan Bank Holding’s upcoming earnings report date?
Metropolitan Bank Holding’s upcoming earnings report date is Jan 21, 2027 which is in 92 days.
How were Metropolitan Bank Holding’s earnings last quarter?
Metropolitan Bank Holding released its earnings results on Oct 20, 2026. The company reported $2.58 earnings per share for the quarter, beating the consensus estimate of $2.377 by $0.203.
Is Metropolitan Bank Holding overvalued?
According to Wall Street analysts Metropolitan Bank Holding’s price is currently Undervalued.
Does Metropolitan Bank Holding pay dividends?
Metropolitan Bank Holding pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 1.1%. See more information on Metropolitan Bank Holding dividends here
What is Metropolitan Bank Holding’s EPS estimate?
Metropolitan Bank Holding’s EPS estimate is 2.56.
How many shares outstanding does Metropolitan Bank Holding have?
Metropolitan Bank Holding has 12,397,778 shares outstanding.
What happened to Metropolitan Bank Holding’s price movement after its last earnings report?
Metropolitan Bank Holding reported an EPS of $2.58 in its last earnings report, beating expectations of $2.377. Following the earnings report the stock price went down -8.964%.
Which hedge fund is a major shareholder of Metropolitan Bank Holding?
Currently, no hedge funds are holding shares in MCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Metropolitan Bank Holding Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$105.00 (15.66% Upside)
$105.00 (15.66% Upside)
Blogger Sentiment
Neutral
MCB Sentiment 50%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 22.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
21.52%
12-Months-Change
Fundamentals
Return on Equity
10.22%
Trailing 12-Months
Asset Growth
12.79%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Metropolitan Bank Holding
Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.
MCB Company Deck
MCB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive view of the franchise: strong loan growth, a robust $1.0B pipeline, high-yield originations, clear NIM expansion plans and targeted strategic investments (AI and payments) expected to drive revenue and deposits in 2027. Offsetting near-term headwinds included several discrete legacy credit charge-offs/settlements, one-time legal and operational expenses, and deposit seasonality/competition that pressured quarter-end metrics. Management framed the credit issues as isolated and emphasized confidence in normalization and recoveries (expects $7.5M–$10M of recoveries by year-end) and reiterated guidance for funding loan growth with deposits and achieving higher NIM and net interest income growth for the year.View all MCB earnings summariesMCB Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$105.00
▲(15.66% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
5.25% Insiders
14.90% Mutual Funds
0.14% Other Institutional Investors
59.39% Public Companies and
Individual Investors








