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Metropolitan Bank Holding (MCB)
NYSE:MCB
US Market
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Metropolitan Bank Holding (MCB) Price & Analysis

161 Followers

MCB Stock Chart & Stats

$90.78
$1.02(1.12%)
At close: 4:00 PM EDT
$90.78
$1.02(1.12%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetVery low leverage and a growing equity base give MCB meaningful financial resilience and flexibility. This supports continued lending, helps absorb credit volatility, and reduces dependence on external funding while management pursues expansion over the coming quarters.
Loan Growth And High-Yield PipelineA sizable signed and pending pipeline provides visible support for future earning-asset growth. Combined with new originations carrying coupons around 7%, this can expand interest income and strengthen the commercial banking franchise if execution and funding remain disciplined.
Cash GenerationStrong conversion of reported earnings into cash improves MCB’s ability to fund growth, support capital returns, and manage unexpected credit costs internally. Although recent cash growth slowed, the close relationship between net income and free cash flow remains a durable quality signal.
Bears Say
Revenue And Margin DeteriorationThe recent contraction in revenue and operating margin indicates weaker earnings leverage and raises concern that growth has not translated consistently into profitability. If this trajectory persists, it could constrain capital generation and reduce the benefit of otherwise strong balance-sheet capacity.
Legacy Credit LossesSeveral discrete credit events materially reduced quarterly earnings and demonstrate that asset-quality risk remains relevant even with management describing the matters as isolated. Additional losses or delayed recoveries could pressure provisions, returns, and confidence in commercial loan growth.
Expense And Investment BurdenStrategic investments may create future fee and efficiency benefits, but their upfront cost increases the near-term operating burden while revenue contribution is still developing. Elevated expenses can limit margin expansion and make earnings more sensitive to slower loan growth or credit costs.

Metropolitan Bank Holding News

MCB FAQ

What was Metropolitan Bank Holding’s price range in the past 12 months?
Metropolitan Bank Holding lowest stock price was $64.66 and its highest was $102.04 in the past 12 months.
    What is Metropolitan Bank Holding’s market cap?
    Metropolitan Bank Holding’s market cap is $1.07B.
      When is Metropolitan Bank Holding’s upcoming earnings report date?
      Metropolitan Bank Holding’s upcoming earnings report date is Jan 21, 2027 which is in 92 days.
        How were Metropolitan Bank Holding’s earnings last quarter?
        Metropolitan Bank Holding released its earnings results on Oct 20, 2026. The company reported $2.58 earnings per share for the quarter, beating the consensus estimate of $2.377 by $0.203.
          Is Metropolitan Bank Holding overvalued?
          According to Wall Street analysts Metropolitan Bank Holding’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Metropolitan Bank Holding pay dividends?
            Metropolitan Bank Holding pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 1.1%. See more information on Metropolitan Bank Holding dividends here
              What is Metropolitan Bank Holding’s EPS estimate?
              Metropolitan Bank Holding’s EPS estimate is 2.56.
                How many shares outstanding does Metropolitan Bank Holding have?
                Metropolitan Bank Holding has 12,397,778 shares outstanding.
                  What happened to Metropolitan Bank Holding’s price movement after its last earnings report?
                  Metropolitan Bank Holding reported an EPS of $2.58 in its last earnings report, beating expectations of $2.377. Following the earnings report the stock price went down -8.964%.
                    Which hedge fund is a major shareholder of Metropolitan Bank Holding?
                    Currently, no hedge funds are holding shares in MCB
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Metropolitan Bank Holding

                      Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.

                      Metropolitan Bank Holding (MCB) Earnings & Revenues

                      MCB Company Deck

                      MCB Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed a predominantly positive view of the franchise: strong loan growth, a robust $1.0B pipeline, high-yield originations, clear NIM expansion plans and targeted strategic investments (AI and payments) expected to drive revenue and deposits in 2027. Offsetting near-term headwinds included several discrete legacy credit charge-offs/settlements, one-time legal and operational expenses, and deposit seasonality/competition that pressured quarter-end metrics. Management framed the credit issues as isolated and emphasized confidence in normalization and recoveries (expects $7.5M–$10M of recoveries by year-end) and reiterated guidance for funding loan growth with deposits and achieving higher NIM and net interest income growth for the year.View all MCB earnings summaries

                      MCB Stock 12 Month Forecast

                      Average Price Target

                      $105.00
                      ▲(15.66% Upside)
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3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":85.363,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":82.552,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n     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                      Ownership Overview

                      5.25%14.90%0.14%59.39%
                      0.14% Other Institutional Investors
                      59.39% Public Companies and
                      Individual Investors
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