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MCB Stock Chart & Stats
$89.02
-$0.65(-1.12%)
At close: 4:00 PM EST
$89.02
-$0.65(-1.12%)
Day’s Range― - ―
52-Week Range$64.66 - $102.04
Previous CloseN/A
Volume20.46K
Average Volume (3M)85.05K
Market Cap
$1.22B
Enterprise Value$920.38
Total Cash (Recent Filing)$12.03M
Total Debt (Recent Filing)$36.59M
Price to Earnings (P/E)12.0
Beta0.96
Next Earnings
Jul 21, 2026EPS Estimate
2.3Next Dividend Ex-DateN/A
Dividend Yield0.76%
Share Statistics
EPS (TTM)8.23
Shares Outstanding12,394,797
10 Day Avg. Volume92,841
30 Day Avg. Volume85,050
Financial Highlights & Ratios
PEG Ratio0.90
Price to Book (P/B)1.09
Price to Sales (P/S)1.53
P/FCF Ratio9.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$109.00Price Target Upside22.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)10.4
Revenue Forecast (FY)$380.93M
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability StrengthConsistent TTM revenue growth alongside sustained profitability indicates durable core banking economics. Stable net and EBIT margins support internal capital generation, funding of organic loan growth and shareholder returns, and reduce dependence on external financing for multi-quarter expansion.
Robust Cash Generation And FCFHigh free cash conversion and strong FCF growth provide durable funding for loan origination, buybacks, and dividend increases without overreliance on debt. Even with historical volatility, persistent positive operating cash flows enhance financial flexibility over a multi-month horizon.
Conservative Balance Sheet And Capital BaseMaterial de‑leveraging and a strong equity cushion reduce solvency and regulatory risk, giving management scope to fund targeted loan growth and strategic initiatives. The balance-sheet conservatism supports resilient earnings through stress periods and enables shareholder returns.
Bears Say
Margin Compression TrendA multi-year decline in margins signals structural pressure on earning power from higher funding costs, competitive loan pricing, or fee compression. Sustained margin erosion would require consistent higher loan volumes or fee diversification to preserve return metrics over the medium term.
Elevated Cash Balances Dampen NIMPersistently high cash holdings reduce asset yields and compress NIM until redeployed into higher‑yield loans or securities. If deposit inflows continue to outpace deployable loan demand, the bank may face prolonged margin headwinds despite guidance to work cash down.
Deposit Mix Concentrated In Higher‑cost VerticalsReliance on higher‑cost deposit channels (HOAs, municipals, EB‑5) raises structural funding costs versus broader retail cores. Until new low‑cost channels (HUD, iGaming) scale, deposit cost pressure could persist and limit margin recovery even as loans grow.
Metropolitan Bank Holding News
MCB FAQ
What was Metropolitan Bank Holding’s price range in the past 12 months?
Metropolitan Bank Holding lowest stock price was $64.66 and its highest was $102.04 in the past 12 months.
What is Metropolitan Bank Holding’s market cap?
Metropolitan Bank Holding’s market cap is $1.22B.
When is Metropolitan Bank Holding’s upcoming earnings report date?
Metropolitan Bank Holding’s upcoming earnings report date is Jul 21, 2026 which is today.
How were Metropolitan Bank Holding’s earnings last quarter?
Currently, no data Available
Is Metropolitan Bank Holding overvalued?
According to Wall Street analysts Metropolitan Bank Holding’s price is currently Undervalued.
Does Metropolitan Bank Holding pay dividends?
Metropolitan Bank Holding pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 0.76%. See more information on Metropolitan Bank Holding dividends here
What is Metropolitan Bank Holding’s EPS estimate?
Metropolitan Bank Holding’s EPS estimate is 2.3.
How many shares outstanding does Metropolitan Bank Holding have?
Metropolitan Bank Holding has 12,394,797 shares outstanding.
What happened to Metropolitan Bank Holding’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Metropolitan Bank Holding?
Currently, no hedge funds are holding shares in MCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Metropolitan Bank Holding Stock Smart Score
Neutral
1
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5
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$109.00 (22.44% Upside)
$109.00 (22.44% Upside)
Blogger Sentiment
Bullish
MCB Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 89.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.66%
12-Months-Change
Fundamentals
Return on Equity
0.76%
Trailing 12-Months
Asset Growth
16.12%
Trailing 12-Months
Company Description
Metropolitan Bank Holding
Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.
MCB Stock 12 Month Forecast
Average Price Target
$109.00
▲(22.44% Upside)
Technical Analysis
Central Pacific Financial
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Horizon Bancorp
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Equity Bancshares
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Amalgamated Bank
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HBT Financial
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Ownership Overview
5.34% Insiders
14.90% Mutual Funds
0.19% Other Institutional Investors
62.45% Public Companies and
Individual Investors








