Skip to main content

Go Premium in Our Biggest Sale Ever

UPGRADE NOW
TipRanks
Go Ultimate75% OFF

Central Pacific Financial (CPF) Stock Price & Analysis

77 Followers

CPF Stock Chart & Stats

$38.82$0.01(0.03%)
At close: 4:00 PM EST
$36$37$38$39Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$38.65 - $40.05
52-Week Range
$28.44 - $40.99
Previous Close
$38.81
Volume
N/A
Average Volume (3M)
151.62K
Market Cap
$987.72M
Enterprise Value
$909.49M
Total Cash (Recent Filing)
$1.70B
Total Debt (Recent Filing)
$99.59M
Price to Earnings (P/E)
11.6
Beta
0.69
Next Earnings
Jan 27, 2027 (Est.)
EPS Estimate
0.86
Next Dividend Ex-Date
Nov 30, 2026
Dividend Yield
2.99%

Bulls Say, Bears Say

Bulls Say

Net Interest Margin Expansion

Improving net interest margin strengthens the bank’s core earnings engine by widening returns on earning assets relative to funding costs. Positive repricing on loans and securities, alongside stable deposit costs, supports more durable profitability over the next several quarters.

Strong Cash Generation

Strong operating and free cash flow provides internal funding for dividends, repurchases, technology investment, and balance-sheet needs. High cash conversion also indicates that reported profitability is translating into liquidity, improving CPF’s financial flexibility through changing conditions.

Conservative Balance Sheet

Lower leverage and a substantial equity base give CPF greater resilience against credit losses, funding pressure, or slower growth. This balance-sheet strength supports continued lending and shareholder distributions while reducing the need to rely heavily on external capital.

Bears Say

Muted Loan Growth

Limited loan growth constrains expansion of interest income and reduces the ability to leverage CPF’s deposit franchise. Continued runoff of fixed-rate assets may help portfolio economics, but it also creates execution pressure because replacement production must arrive consistently.

Residential Mortgage Headwinds

Persistently weak mortgage production reduces mortgage banking income and limits a meaningful source of loan generation. If these conditions continue, CPF may depend more heavily on commercial lending and portfolio repricing to offset the earnings and volume contribution lost from residential mortgages.

Deposit Cost Pressure

Higher renewal rates on maturing certificates of deposit could raise funding costs and compress net interest margin, particularly if loan growth remains subdued. The repricing burden is material because the maturities represent about 40% of the CD portfolio and occur within a concentrated period.

Central Pacific Financial News

CPF FAQ

What was Central Pacific Financial’s price range in the past 12 months?
Central Pacific Financial lowest stock price was $28.44 and its highest was $40.99 in the past 12 months.
What is Central Pacific Financial’s market cap?
Central Pacific Financial’s market cap is $987.72M.
When is Central Pacific Financial’s upcoming earnings report date?
Central Pacific Financial’s next earnings report is estimated for Jan 27, 2027 (not yet confirmed), which is in 73 days.
How were Central Pacific Financial’s earnings last quarter?
Central Pacific Financial released its earnings results on Oct 28, 2026. The company reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.848 by $0.032.
Is Central Pacific Financial overvalued?
According to Wall Street analysts Central Pacific Financial’s price is currently Undervalued.
Does Central Pacific Financial pay dividends?
Central Pacific Financial pays a quarterly dividend of $0.31 which represents an annual dividend yield of 2.99%. See more information on Central Pacific Financial dividends here
What is Central Pacific Financial’s EPS estimate?
Central Pacific Financial’s EPS estimate is 0.86.
How many shares outstanding does Central Pacific Financial have?
Central Pacific Financial has 25,443,686 shares outstanding.
What happened to Central Pacific Financial’s price movement after its last earnings report?
Central Pacific Financial reported an EPS of $0.88 in its last earnings report, beating expectations of $0.848. Following the earnings report the stock price went up 0.185%.
Which hedge fund is a major shareholder of Central Pacific Financial?
Hedge funds hold Central Pacific Financial shares: the largest hedge-fund position in Central Pacific Financial is 72,327,306 shares, and hedge funds decreased their holdings by 101.1K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology