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Preferred Bank (PFBC) Stock Price & Analysis

103 Followers

PFBC Stock Chart & Stats

$103.78$0.31(0.30%)
At close: 4:00 PM EST
$103$105$108Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$102.79 - $106.00
52-Week Range
$81.50 - $112.26
Previous Close
$103.47
Volume
N/A
Average Volume (3M)
101.59K
Market Cap
$1.23B
Enterprise Value
$965.01M
Total Cash (Recent Filing)
$681.03M
Total Debt (Recent Filing)
$381.07M
Price to Earnings (P/E)
9.4
Beta
0.63
Next Earnings
Jan 27, 2027 (Est.)
EPS Estimate
2.79
Last Dividend Ex-Date
Oct 05, 2026
Dividend Yield
3.08%

Bulls Say, Bears Say

Bulls Say

Strong Profitability

Strong net margins and healthy return on equity indicate that Preferred Bank is converting its banking franchise into meaningful earnings. This profitability provides internal capacity to absorb credit costs, support operations, and reinvest in lending and customer services over the coming quarters.

High-quality Cash Generation

Free cash flow closely tracking net income supports the quality and cash backing of reported earnings. Robust operating cash generation gives the bank greater flexibility to fund growth, manage balance-sheet needs, and maintain resilience without relying entirely on external financing.

Deposit And Margin Discipline

Sequential deposit growth combined with lower deposit costs demonstrates management’s ability to retain funding and control pricing pressure. That discipline can help protect net interest income and preserve the economics of the bank’s relationship-driven commercial banking model.

Bears Say

Revenue Contraction

The recent contraction in revenue and earnings below the prior peak indicate that Preferred Bank’s growth engine has weakened. Unless loan production and related income improve, weaker scale could limit operating leverage and reduce the pace of capital accumulation over the next several quarters.

Persistent Deposit Funding Pressure

The large CD maturity schedule creates a substantial refinancing task while competing institutions and securities platforms offer attractive yields. Replacing these balances at higher or similarly elevated rates could raise funding costs, compress spreads, and challenge net interest income durability.

Elevated Classified Credit Exposure

Elevated classified loans, nonaccrual balances, and delayed court-related resolutions keep credit risk material. Prolonged resolution can tie up capital, increase administrative effort, and eventually require additional provisions or losses if collateral recoveries are weaker than expected.

Preferred Bank News

PFBC FAQ

What was Preferred Bank’s price range in the past 12 months?
Preferred Bank lowest stock price was $81.50 and its highest was $112.26 in the past 12 months.
What is Preferred Bank’s market cap?
Preferred Bank’s market cap is $1.23B.
When is Preferred Bank’s upcoming earnings report date?
Preferred Bank’s next earnings report is estimated for Jan 27, 2027 (not yet confirmed), which is in 73 days.
How were Preferred Bank’s earnings last quarter?
Preferred Bank released its earnings results on Oct 23, 2026. The company reported $2.73 earnings per share for the quarter, beating the consensus estimate of $2.687 by $0.043.
Is Preferred Bank overvalued?
According to Wall Street analysts Preferred Bank’s price is currently Undervalued.
Does Preferred Bank pay dividends?
Preferred Bank pays a quarterly dividend of $0.8 which represents an annual dividend yield of 3.08%. See more information on Preferred Bank dividends here
What is Preferred Bank’s EPS estimate?
Preferred Bank’s EPS estimate is 2.79.
How many shares outstanding does Preferred Bank have?
Preferred Bank has 11,853,116 shares outstanding.
What happened to Preferred Bank’s price movement after its last earnings report?
Preferred Bank reported an EPS of $2.73 in its last earnings report, beating expectations of $2.687. Following the earnings report the stock price went down -1.749%.
Which hedge fund is a major shareholder of Preferred Bank?
Hedge funds hold Preferred Bank shares: the largest hedge-fund position in Preferred Bank is 72,328,369 shares, and hedge funds decreased their holdings by 45.4K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology