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PCB Stock Chart & Stats
$27.52
-$0.09(-0.32%)
At close: 4:00 PM EDT
$27.52
-$0.09(-0.32%)
Day’s Range― - ―
52-Week Range$19.70 - $30.84
Previous Close$27.99
Volume60.50K
Average Volume (3M)29.97K
Market Cap
$386.79M
Enterprise Value$549.38
Total Cash (Recent Filing)$30.90M
Total Debt (Recent Filing)$107.70M
Price to Earnings (P/E)9.5
Beta0.73
Next Earnings
Oct 22, 2026EPS Estimate
0.73Next Dividend Ex-DateN/A
Dividend Yield3.1%
Share Statistics
EPS (TTM)2.93
Shares Outstanding14,044,602
10 Day Avg. Volume32,633
30 Day Avg. Volume29,969
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.79
Price to Sales (P/S)1.47
P/FCF Ratio12.61
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$29.50Price Target Upside7.19% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.94
Revenue Forecast (FY)$125.43M
Bulls Say, Bears Say
Bulls Say
Profitability And Revenue GrowthHealthy profitability combined with materially faster revenue growth indicates improving operating performance and business momentum. If maintained, stronger top-line expansion can support internal reinvestment, preserve earnings capacity, and reinforce the bank’s competitive position over the next several quarters.
Loan, Deposit And Asset Quality GrowthExpansion in loans and deposits shows continued balance-sheet growth supported by customer funding, while very low nonperforming assets indicate that growth has so far been accompanied by strong credit quality. This combination can support recurring interest income without proportionate deterioration in risk.
Leadership StabilitySecuring the chief executive’s leadership through 2031 provides continuity for strategy, customer relationships, and execution in a regulated banking market. The retention structure and multi-year term may reduce disruption risk while management continues pursuing measured balance-sheet growth.
Bears Say
Higher Debt And LeverageAlthough leverage remains reasonable for a regional bank, the increase in debt from recent years reduces the conservatism of the balance sheet. Higher obligations can constrain financial flexibility, increase sensitivity to funding conditions, and leave less capacity to absorb weaker operating or credit conditions.
Cash Flow VolatilityStrong current cash generation is tempered by negative recent free-cash-flow growth and a prior year of negative operating and free cash flow. This history suggests earnings conversion can vary with operating conditions, making internally funded growth and capital allocation less predictable across cycles.
Cyclical Earnings And Margin RiskThe decline from exceptional prior-year margins and the documented earnings dip demonstrate that profitability is not consistently linear. Because banking earnings depend on spreads and credit performance, renewed margin pressure or weaker conditions could reduce the durability of current earnings levels.
PCB Bancorp News
PCB FAQ
What was PCB Bancorp’s price range in the past 12 months?
PCB Bancorp lowest stock price was $19.70 and its highest was $30.84 in the past 12 months.
What is PCB Bancorp’s market cap?
PCB Bancorp’s market cap is $386.79M.
When is PCB Bancorp’s upcoming earnings report date?
PCB Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 26 days.
How were PCB Bancorp’s earnings last quarter?
PCB Bancorp released its earnings results on Jul 23, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.7 by $0.03.
Is PCB Bancorp overvalued?
According to Wall Street analysts PCB Bancorp’s price is currently Undervalued.
Does PCB Bancorp pay dividends?
PCB Bancorp pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 3.1%. See more information on PCB Bancorp dividends here
What is PCB Bancorp’s EPS estimate?
PCB Bancorp’s EPS estimate is 0.73.
How many shares outstanding does PCB Bancorp have?
PCB Bancorp has 14,044,602 shares outstanding.
What happened to PCB Bancorp’s price movement after its last earnings report?
PCB Bancorp reported an EPS of $0.73 in its last earnings report, beating expectations of $0.7. Following the earnings report the stock price went down -2.835%.
Which hedge fund is a major shareholder of PCB Bancorp?
Currently, no hedge funds are holding shares in PCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PCB Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$29.50 (7.19% Upside)
$29.50 (7.19% Upside)
Blogger Sentiment
Bullish
PCB Sentiment 67%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 40.0K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.30%
12-Months-Change
Fundamentals
Return on Equity
3.10%
Trailing 12-Months
Asset Growth
4.98%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
PCB Bancorp
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier’s checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
PCB Stock 12 Month Forecast
Average Price Target
$29.50
▲(7.19% Upside)
Technical Analysis
Ownership Overview
13.86% Insiders
10.93% Mutual Funds
11.08% Other Institutional Investors
51.66% Public Companies and
Individual Investors