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FSBW Stock Chart & Stats
$42.85
-$0.13(-0.30%)
At close: 4:00 PM EDT
$42.85
-$0.13(-0.30%)
Day’s Range― - ―
52-Week Range$36.66 - $45.85
Previous Close$43.48
Volume22.93K
Average Volume (3M)30.08K
Market Cap
$352.62M
Enterprise Value$692.88M
Total Cash (Recent Filing)$282.30M
Total Debt (Recent Filing)$380.95M
Price to Earnings (P/E)11.4
Beta0.64
Next Earnings
Jan 27, 2027EPS Estimate
1.07Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)4.45
Shares Outstanding7,862,148
10 Day Avg. Volume27,896
30 Day Avg. Volume30,079
Financial Highlights & Ratios
PEG Ratio-3.04
Price to Book (P/B)1.01
Price to Sales (P/S)1.42
P/FCF Ratio5.96
Enterprise Value/Market Cap1.96
Enterprise Value/Revenue3.88
Enterprise Value/Gross Profit6.71
Enterprise Value/Ebitda19.29
Forecast
1Y Price Target
$45.00Price Target Upside5.02% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.34
Revenue Forecast (FY)$159.55M
Bulls Say, Bears Say
Bulls Say
Acquisition-driven ScaleThe Pacific West acquisition materially expands FS Bancorp’s balance sheet, deposit base and regional footprint. Greater scale can deepen customer relationships, broaden lending opportunities and improve operating leverage, while the combined network supports more durable growth across the Pacific Northwest.
Positive Cash GenerationPositive operating and free cash flow indicates that the banking business is still converting earnings into internally generated funds. This supports capital needs, investment in growth and shareholder distributions, while providing a financial buffer as the company integrates its acquisition.
Consistent Shareholder ReturnsA 55-quarter record of cash dividends demonstrates sustained commitment to returning capital and suggests continuity in the company’s shareholder policy. Maintaining distributions through a major acquisition may also reflect confidence in recurring earnings and capital capacity.
Bears Say
Revenue And Margin PressureThe sharp TTM revenue decline and lower operating margins indicate that recent earnings power is less robust than in the prior two years. If this weaker revenue and margin profile persists, it could constrain retained capital, investment capacity and the benefits expected from growth initiatives.
Higher LeverageThe significant increase in debt-to-equity makes the balance sheet more aggressive and reduces financial flexibility if operating performance weakens. Higher leverage can limit the company’s ability to absorb credit or earnings stress and may constrain future capital allocation during integration.
Home Lending Earnings WeaknessThe Home Lending loss shows that higher rates are weighing on an important operating segment, while merger expenses further reduced reported earnings. Continued mortgage weakness could offset gains from the enlarged commercial and consumer banking franchise and prolong earnings volatility.
FS Bancorp News
FSBW FAQ
What was FS Bancorp Inc’s price range in the past 12 months?
FS Bancorp Inc lowest stock price was $36.66 and its highest was $45.85 in the past 12 months.
What is FS Bancorp Inc’s market cap?
FS Bancorp Inc’s market cap is $352.62M.
When is FS Bancorp Inc’s upcoming earnings report date?
FS Bancorp Inc’s upcoming earnings report date is Jan 27, 2027 which is in 97 days.
How were FS Bancorp Inc’s earnings last quarter?
FS Bancorp Inc released its earnings results on Oct 21, 2026. The company reported $0.63 earnings per share for the quarter, missing the consensus estimate of $1.107 by -$0.477.
Is FS Bancorp Inc overvalued?
According to Wall Street analysts FS Bancorp Inc’s price is currently Undervalued.
Does FS Bancorp Inc pay dividends?
FS Bancorp Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 2.59%. See more information on FS Bancorp Inc dividends here
What is FS Bancorp Inc’s EPS estimate?
FS Bancorp Inc’s EPS estimate is 1.07.
How many shares outstanding does FS Bancorp Inc have?
FS Bancorp Inc has 7,862,148 shares outstanding.
What happened to FS Bancorp Inc’s price movement after its last earnings report?
FS Bancorp Inc reported an EPS of $0.63 in its last earnings report, missing expectations of $1.107. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of FS Bancorp Inc?
Currently, no hedge funds are holding shares in FSBW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FS Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$45.00 (5.02% Upside)
$45.00 (5.02% Upside)
Blogger Sentiment
Bearish
FSBW Sentiment 100%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 1.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $153.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.68%
12-Months-Change
Fundamentals
Return on Equity
9.14%
Trailing 12-Months
Asset Growth
0.10%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
FS Bancorp Inc
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.
FSBW Stock 12 Month Forecast
Average Price Target
$45.00
▲(5.02% Upside)
Technical Analysis
Ownership Overview
9.39% Insiders
20.77% Mutual Funds
0.78% Other Institutional Investors
53.26% Public Companies and
Individual Investors