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FSBW Stock Chart & Stats
$42.85
-$0.13(-0.30%)
At close: 4:00 PM EDT
$42.85
-$0.13(-0.30%)
Day’s Range― - ―
52-Week Range$36.66 - $45.85
Previous Close$43.48
Volume22.93K
Average Volume (3M)20.95K
Market Cap
$341.30M
Enterprise Value$692.88
Total Cash (Recent Filing)$282.30M
Total Debt (Recent Filing)$380.95M
Price to Earnings (P/E)9.9
Beta0.69
Next Earnings
Oct 28, 2026EPS Estimate
1.11Next Dividend Ex-DateN/A
Dividend Yield2.62%
Share Statistics
EPS (TTM)4.45
Shares Outstanding7,862,148
10 Day Avg. Volume21,950
30 Day Avg. Volume20,949
Financial Highlights & Ratios
PEG Ratio-3.04
Price to Book (P/B)1.01
Price to Sales (P/S)1.42
P/FCF Ratio5.96
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$45.00Price Target Upside5.02% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.36
Revenue Forecast (FY)$159.57M
Bulls Say, Bears Say
Bulls Say
Regional ExpansionThe acquisition expands FS Bancorp’s Pacific Northwest footprint, customer base and relationship-banking network. Greater regional scale can support diversified loan generation and deposit gathering over the next several quarters.
Stable Earnings And CapitalStable profitability through changing banking conditions, lower reliance on brokered deposits and stronger regulatory capital provide resilience. These trends support continued lending capacity and reduce dependence on volatile funding.
Leadership ContinuityAn internally experienced successor reduces transition risk and preserves institutional knowledge across the holding company and bank. Continuity may help maintain the company’s relationship-focused culture and risk-management approach.
Bears Say
Revenue And Margin DeclineThe sharp revenue decline and lower operating margins indicate weaker underlying earnings power than in prior years. Unless loan growth, pricing or fee income improves, profitability could remain under pressure over the medium term.
Higher Balance-Sheet LeverageHigher leverage reduces financial flexibility and increases sensitivity to credit losses, funding costs and weaker operating results. It could constrain strategic investment or shareholder distributions if conditions deteriorate.
Weaker Cash ConversionAlthough cash generation remains positive, declining free cash flow and weaker conversion from earnings suggest less internally generated funding. Persistent deterioration could limit balance-sheet growth and capital-return capacity.
FS Bancorp News
FSBW FAQ
What was FS Bancorp Inc’s price range in the past 12 months?
FS Bancorp Inc lowest stock price was $36.66 and its highest was $45.85 in the past 12 months.
What is FS Bancorp Inc’s market cap?
FS Bancorp Inc’s market cap is $341.30M.
When is FS Bancorp Inc’s upcoming earnings report date?
FS Bancorp Inc’s upcoming earnings report date is Oct 28, 2026 which is in 52 days.
How were FS Bancorp Inc’s earnings last quarter?
FS Bancorp Inc released its earnings results on Jul 21, 2026. The company reported $1.04 earnings per share for the quarter, missing the consensus estimate of $1.083 by -$0.043.
Is FS Bancorp Inc overvalued?
According to Wall Street analysts FS Bancorp Inc’s price is currently Undervalued.
Does FS Bancorp Inc pay dividends?
FS Bancorp Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 2.62%. See more information on FS Bancorp Inc dividends here
What is FS Bancorp Inc’s EPS estimate?
FS Bancorp Inc’s EPS estimate is 1.11.
How many shares outstanding does FS Bancorp Inc have?
FS Bancorp Inc has 7,862,148 shares outstanding.
What happened to FS Bancorp Inc’s price movement after its last earnings report?
FS Bancorp Inc reported an EPS of $1.04 in its last earnings report, missing expectations of $1.083. Following the earnings report the stock price went down -2.361%.
Which hedge fund is a major shareholder of FS Bancorp Inc?
Currently, no hedge funds are holding shares in FSBW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FS Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$45.00 (5.02% Upside)
$45.00 (5.02% Upside)
Hedge Fund Trend
Increased
By 1.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $153.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.34%
12-Months-Change
Fundamentals
Return on Equity
2.62%
Trailing 12-Months
Asset Growth
0.10%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
FS Bancorp Inc
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.
FSBW Stock 12 Month Forecast
Average Price Target
$45.00
▲(5.02% Upside)
Technical Analysis
Ownership Overview
9.39% Insiders
20.77% Mutual Funds
28.67% Other Institutional Investors
28.32% Public Companies and
Individual Investors