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Total Valuation
FS Bancorp has a market cap or net worth of $325.45M. The enterprise value is $692.88.
Market Cap$325.45M
Enterprise Value$692.88
Share Statistics
FS Bancorp has 7,431,972 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,431,972
Owned by Insiders9.58%
Owned by Institutions13.51%
Financial Efficiency
FS Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 8.09%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.09%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee366.80K
Profits Per Employee56.23K
Employee Count593
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FS Bancorp is 9.9. FS Bancorp’s PEG ratio is -3.04.
PE Ratio9.9
PS Ratio1.42
PB Ratio1.01
Price to Fair Value1.01
Price to FCF5.96
Price to Operating Cash Flow5.59
PEG Ratio-3.04
Income Statement
In the last 12 months, FS Bancorp had revenue of 217.51M and earned 33.35M in profits. Earnings per share was 4.34.
Revenue217.51M
Gross Profit144.75M
Operating Income44.74M
Pretax Income41.12M
Net Income33.35M
EBITDA54.95M
Earnings Per Share (EPS)4.34
Cash Flow
In the last 12 months, operating cash flow was 59.02M and capital expenditures -18.73M, giving a free cash flow of 40.28M billion.
Operating Cash Flow59.02M
Free Cash Flow40.28M
Free Cash Flow per Share5.42
Dividends & Yields
FS Bancorp pays an annual dividend of $0.29, resulting in a dividend yield of 2.62%
Dividend Per Share$0.29
Dividend Yield2.62%
Payout Ratio19.82%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.71
52-Week Price Change9.41%
50-Day Moving Average42.50
200-Day Moving Average40.59
Relative Strength Index (RSI)56.56
Average Volume (3m)16.67K
Important Dates
FS Bancorp upcoming earnings date is Oct 28, 2026, After Close (Confirmed).
Last Earnings DateJul 21, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date―
Financial Position
FS Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 119.43%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.44
Net Debt to EBITDA2.32
Interest Coverage Ratio0.67
Taxes
In the past 12 months, FS Bancorp has paid 7.77M in taxes.
Income Tax7.77M
Effective Tax Rate0.19
Enterprise Valuation
FS Bancorp EV to EBITDA ratio is 7.95, with an EV/FCF ratio of 8.42.
EV to Sales2.01
EV to EBITDA7.95
EV to Free Cash Flow8.42
EV to Operating Cash Flow6.04
Balance Sheet
FS Bancorp has $282.30M in cash and marketable securities with $380.95M in debt, giving a net cash position of -$98.65M billion.
Cash & Marketable Securities$282.30M
Total Debt$380.95M
Net Cash-$98.65M
Net Cash Per Share-$13.27
Tangible Book Value Per Share$39.05
Margins
Gross margin is 57.82%, with operating margin of 20.57%, and net profit margin of 15.33%.
Gross Margin57.82%
Operating Margin20.57%
Pretax Margin18.90%
Net Profit Margin15.33%
EBITDA Margin25.26%
EBIT Margin20.57%
Analyst Forecast
The average price target for FS Bancorp is $45.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$45.00
Price Target Upside3.19% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast5.99%
EPS Growth Forecast3.20%