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CCB Stock Chart & Stats
$47.17
$0.78(1.09%)
At close: 4:00 PM EDT
$47.17
$0.78(1.09%)
Day’s Range― - ―
52-Week Range$35.56 - $120.05
Previous Close$72.19
Volume179.94K
Average Volume (3M)219.69K
Market Cap
$622.77M
Enterprise Value$1.19B
Total Cash (Recent Filing)$48.12M
Total Debt (Recent Filing)$52.63M
Price to Earnings (P/E)―
Beta1.09
Next Earnings
Oct 22, 2026EPS Estimate
0.96Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.25
Shares Outstanding15,286,327
10 Day Avg. Volume317,425
30 Day Avg. Volume219,688
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap1.90
Enterprise Value/Revenue1.51
Enterprise Value/Gross Profit2.81
Enterprise Value/Ebitda12.57
Forecast
1Y Price Target
$50.00Price Target Upside6.00% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.33
Revenue Forecast (FY)$628.41M
Bulls Say, Bears Say
Bulls Say
Strong Revenue And BaaS GrowthSustained top-line expansion, supported by both banking activity and BaaS fees, indicates growing customer and partner adoption. Continued growth across transaction, interchange, and sweep services can broaden revenue sources and improve operating leverage over the next several quarters.
Conservative Leverage And Growing Equity BaseLow leverage gives Coastal financial flexibility to absorb credit volatility and support future lending or technology investment without relying heavily on additional borrowing. A growing equity base also strengthens capacity to scale the bank and its BaaS platform while preserving balance-sheet resilience.
Robust Cash Generation And Diversified Partner PlatformStrong and relatively stable cash generation supports ongoing investment and provides an internal funding source during business fluctuations. The diversified 22-partner platform and sweep flexibility also reduce reliance on any single relationship and improve the durability of the hybrid banking model.
Bears Say
Profitability Deterioration And Negative Return On EquityThe shift from consistent profitability to a net loss weakens current earnings power despite continued revenue growth. Negative ROE suggests the enlarged balance sheet is not yet generating adequate returns, and sustained margin pressure could limit capital formation and strategic reinvestment.
Elevated Credit And Partner Counterparty ChargesLarge provisions and a partner-related valuation adjustment demonstrate that credit and counterparty exposures can materially disrupt earnings. As Coastal expands partner programs and lending products, effective underwriting and risk management will remain central to sustaining margins and avoiding repeated charges.
Exposure To Bluevine Deposit TransitionThe planned Bluevine acquisition creates a medium-term risk that Coastal could lose a meaningful deposit relationship and associated funding economics. Management cites replacement flexibility, but moving deposits may still require execution and could affect liquidity, funding costs, or BaaS revenue mix.
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $35.56 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $622.77M.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Oct 22, 2026 which is in 11 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Jul 30, 2026. The company reported -$2.76 earnings per share for the quarter, missing the consensus estimate of $1.009 by -$3.769.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 0.96.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,286,327 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of -$2.76 in its last earnings report, missing expectations of $1.009. Following the earnings report the stock price went down -43.518%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$50.00 (6.00% Upside)
$50.00 (6.00% Upside)
Blogger Sentiment
Neutral
CCB Sentiment 50%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 222.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $658.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-63.35%
12-Months-Change
Fundamentals
Return on Equity
-0.80%
Trailing 12-Months
Asset Growth
21.77%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
CCB Company Deck
CCB Earnings Call
Q2 2026
0:00 / 0:00
CCB Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$50.00
▲(6.00% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
First Business Financial
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Bridgewater Bancshares
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Capital Bancorp
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West Coast Community Bancorp
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Third Coast Bancshares
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Ownership Overview
14.83% Insiders
23.23% Mutual Funds
0.08% Other Institutional Investors
48.53% Public Companies and
Individual Investors












