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CCB Stock Chart & Stats
$83.29
-$0.53(-0.63%)
At close: 4:00 PM EST
$83.29
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$66.50 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.17B
Enterprise Value$1.07B
Total Cash (Recent Filing)$52.72M
Total Debt (Recent Filing)$52.87M
Price to Earnings (P/E)24.0
Beta1.05
Next Earnings
Jul 29, 2026EPS Estimate
1.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue1.79
Enterprise Value/Gross Profit3.66
Enterprise Value/Ebitda15.17
Forecast
1Y Price Target
$106.25Price Target Upside27.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.47
Revenue Forecast (FY)$609.34M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetCCB's very low leverage and materially larger equity base provide durable financial flexibility and loss-absorption capacity. Conservative funding reduces refinancing risk, supports lending capacity and regulatory resilience, and underpins strategic initiatives without forcing leverage growth.
Strong Cash GenerationFree cash flow that closely tracks reported earnings signals high earnings quality and internal funding for growth. Robust operating cash supports reinvestment, potential dividend or buybacks, reduces dependence on external financing, and provides a durable buffer through cycles.
Growing BaaS Franchise And Deposit ScaleRapid BaaS growth and large partner deposit inflows deepen a differentiated revenue stream beyond traditional lending. Scale in fintech partnerships increases fee revenue potential, creates cross-sell optionality, and positions the bank to capture structural secular demand for regulated banking infrastructure.
Bears Say
Material Margin CompressionSubstantial decline in net margin versus prior years signals persistent pressure on spreads or rising expense intensity. Lower margins reduce return on equity and cash available for strategic investments, making earnings more sensitive to rate and credit cycles over the medium term.
Execution And Regulatory Risk On BaaS DealsPotential asset/deposit acquisitions are strategically valuable but contingent on regulatory sign-off and successful integration. Regulatory scrutiny, protracted approvals, or failed deals could delay growth, impose remediation costs, or leave the bank with increased short-term integration and compliance burdens.
Deposit Concentration And Uninsured LevelsRapid partner-driven deposit inflows and high uninsured balances increase concentration and liquidity sensitivity to partner behavior. Reliance on off-balance-sheet sweeps and large program deposits can amplify volatility and funding risk if fintech partners alter flows or regulatory constraints tighten.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $66.50 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.17B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 18 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $1.038 by -$0.258.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.01.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.78 in its last earnings report, missing expectations of $1.038. Following the earnings report the stock price went down -12.656%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
1
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5
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7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$106.25 (27.57% Upside)
$106.25 (27.57% Upside)
Blogger Sentiment
Neutral
CCB Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 406.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$106.25
▲(27.57% Upside)
Technical Analysis
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Ownership Overview
14.63% Insiders
23.28% Mutual Funds
0.18% Other Institutional Investors
49.46% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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