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WCCB Stock Chart & Stats
$54.60
$0.10(0.18%)
At close: 4:00 PM EDT
$54.60
$0.10(0.18%)
Day’s Range― - ―
52-Week Range$38.40 - $55.00
Previous CloseN/A
Volume455.00
Average Volume (3M)7.61K
Market Cap
$578.08M
Enterprise Value$378.51
Total Cash (Recent Filing)$161.51M
Total Debt (Recent Filing)$7.86M
Price to Earnings (P/E)10.7
Beta0.12
Next Earnings
Oct 27, 2026EPS Estimate
1.35Next Dividend Ex-DateN/A
Dividend Yield1.65%
Share Statistics
EPS (TTM)5.15
Shares Outstanding10,587,573
10 Day Avg. Volume6,628
30 Day Avg. Volume7,614
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)1.22
Price to Sales (P/S)2.70
P/FCF Ratio9.38
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$63.00Price Target Upside15.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.32
Revenue Forecast (FY)$148.00M
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrendSustained multi-year top-line growth that accelerated into 2025 indicates expanding core loan/deposit or fee businesses and scale. Over 2–6 months this durable trend supports recurring earnings, improves operating leverage and funds reinvestment without relying on one-off items.
High Profitability MarginsPersistently elevated operating and net margins provide structural earnings power and buffer against cyclical shocks. High margins translate into robust cash generation and financial flexibility, enabling reinvestment, dividend support, or capital build over the medium term.
Conservative Balance Sheet & Capital BuildVery low leverage and a materially larger equity base strengthen solvency and capacity to fund asset growth. This conservative capital posture improves resilience to stress, preserves lending flexibility, and supports longer-term strategic initiatives without needing urgent external capital.
Bears Say
Margin Compression TrendA multi-year decline in net margin signals that pricing, mix, or cost dynamics are eroding profitability. If the trend persists, it can materially reduce free cash generation and ROE, limiting the firm's ability to expand discretionary investments or sustain return-focused capital distributions.
ROE ModerationDeclining ROE despite equity growth indicates incremental capital is earning less, which can compress shareholder returns over time. As the equity base remains larger, sustained lower ROE would make it harder to justify higher dividends or buybacks without improved operational returns.
Historic Cash-Flow Volatility & CoveragePast episodes of negative operating and free cash flow and a low cash-flow-to-debt coverage metric reduce predictability of long-term cash generation. This volatility raises execution risk for growth plans, capital allocation, and stress resilience despite recent strong 2025 cash flows.
WCCB FAQ
What was West Coast Community Bancorp’s price range in the past 12 months?
West Coast Community Bancorp lowest stock price was $38.40 and its highest was $55.00 in the past 12 months.
What is West Coast Community Bancorp’s market cap?
West Coast Community Bancorp’s market cap is $578.08M.
When is West Coast Community Bancorp’s upcoming earnings report date?
West Coast Community Bancorp’s upcoming earnings report date is Oct 27, 2026 which is in 92 days.
How were West Coast Community Bancorp’s earnings last quarter?
West Coast Community Bancorp released its earnings results on Jul 21, 2026. The company reported $1.28 earnings per share for the quarter, beating the consensus estimate of $1.255 by $0.025.
Is West Coast Community Bancorp overvalued?
According to Wall Street analysts West Coast Community Bancorp’s price is currently Undervalued.
Does West Coast Community Bancorp pay dividends?
West Coast Community Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.65%. See more information on West Coast Community Bancorp dividends here
What is West Coast Community Bancorp’s EPS estimate?
West Coast Community Bancorp’s EPS estimate is 1.35.
How many shares outstanding does West Coast Community Bancorp have?
West Coast Community Bancorp has 10,587,573 shares outstanding.
What happened to West Coast Community Bancorp’s price movement after its last earnings report?
West Coast Community Bancorp reported an EPS of $1.28 in its last earnings report, beating expectations of $1.255. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of West Coast Community Bancorp?
Currently, no hedge funds are holding shares in WCCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
West Coast Community Bancorp Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$63.00 (15.38% Upside)
$63.00 (15.38% Upside)
Blogger Sentiment
Bullish
WCCB Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.18%
12-Months-Change
Fundamentals
Return on Equity
1.65%
Trailing 12-Months
Asset Growth
11.12%
Trailing 12-Months
Company Description
West Coast Community Bancorp
West Coast Community Bancorp functions as the parent organization overseeing West Coast Community Bank, which was formerly recognized as Santa Cruz County Bank. This financial institution offers a comprehensive suite of banking services tailored for both businesses and individual customers. Its diverse product range includes various lending options such as corporate loans, revolving lines of credit, commercial real estate mortgages, construction development financing, and agricultural credit. Additionally, the bank facilitates government-backed loans through SBA and USDA programs, along with asset-based financing. Beyond credit solutions, clients can access services like credit cards, merchant processing, digital check deposit capabilities (remote deposit capture), convenient mobile and online banking platforms, bill payment options, and advanced treasury management tools.
WCCB Stock 12 Month Forecast
Average Price Target
$63.00
▲(15.38% Upside)
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
5.50% Other Institutional Investors
94.50% Public Companies and
Individual Investors