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OVLY Stock Chart & Stats
$34.07
$0.04(0.12%)
At close: 4:00 PM EDT
$34.07
$0.04(0.12%)
Day’s Range― - ―
52-Week Range$25.41 - $35.97
Previous CloseN/A
Volume13.29K
Average Volume (3M)13.12K
Market Cap
$286.62M
Enterprise Value$136.41
Total Cash (Recent Filing)$144.78M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.9
Beta0.68
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.22%
Share Statistics
EPS (TTM)2.84
Shares Outstanding8,412,708
10 Day Avg. Volume9,026
30 Day Avg. Volume13,119
Financial Highlights & Ratios
PEG Ratio-2.25
Price to Book (P/B)1.19
Price to Sales (P/S)3.03
P/FCF Ratio10.09
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetZero reported debt and sustained equity growth provide financial resilience, reduce dependence on wholesale funding, and give the bank flexibility to absorb credit losses or invest in measured loan expansion.
Strong Profitability And Cash ConversionHealthy margins combined with strong conversion of earnings into free cash flow support internal capital generation. This strengthens the bank’s ability to fund growth, maintain resilience, and return capital without relying heavily on external financing.
Loan Growth, Liquidity And Credit QualityLoan growth and improved yields are supporting net interest income, while a solid deposit base and substantial liquidity provide funding stability. Very low non-performing assets indicate that expansion has so far retained disciplined credit quality.
Bears Say
Cooling Revenue And Earnings MomentumRecent revenue contraction and earnings below the prior peak indicate that the bank’s growth engine has slowed. If this persists, weaker operating leverage could constrain capital generation and reduce the resources available for continued expansion.
Expense And Fee-Income PressureRising operating costs and weaker fee income are reducing the benefit of improved net interest income. Persistent expense growth or subdued fee generation could pressure margins and make future earnings increasingly dependent on lending spreads.
Credit-Loss ExposureAlthough non-performing assets remain low, the charge-off and transfer to other real estate owned show that individual commercial or collateral-dependent exposures can produce losses. Such events may increase provisioning volatility as the portfolio grows.
Oak Valley Bancorp [Ca] News
OVLY FAQ
What was Oak Valley Bancorp [Ca]’s price range in the past 12 months?
Oak Valley Bancorp [Ca] lowest stock price was $25.41 and its highest was $35.97 in the past 12 months.
What is Oak Valley Bancorp [Ca]’s market cap?
Oak Valley Bancorp [Ca]’s market cap is $286.62M.
When is Oak Valley Bancorp [Ca]’s upcoming earnings report date?
Oak Valley Bancorp [Ca]’s upcoming earnings report date is Oct 15, 2026 which is in 48 days.
How were Oak Valley Bancorp [Ca]’s earnings last quarter?
Oak Valley Bancorp [Ca] released its earnings results on Jul 22, 2026. The company reported $0.614 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Oak Valley Bancorp [Ca] overvalued?
According to Wall Street analysts Oak Valley Bancorp [Ca]’s price is currently Overvalued.
Does Oak Valley Bancorp [Ca] pay dividends?
Oak Valley Bancorp [Ca] pays a Semiannually dividend of $0.375 which represents an annual dividend yield of 2.22%. See more information on Oak Valley Bancorp [Ca] dividends here
What is Oak Valley Bancorp [Ca]’s EPS estimate?
Oak Valley Bancorp [Ca]’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oak Valley Bancorp [Ca] have?
Oak Valley Bancorp [Ca] has 8,412,708 shares outstanding.
What happened to Oak Valley Bancorp [Ca]’s price movement after its last earnings report?
Oak Valley Bancorp [Ca] reported an EPS of $0.614 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.036%.
Which hedge fund is a major shareholder of Oak Valley Bancorp [Ca]?
Currently, no hedge funds are holding shares in OVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oak Valley Bancorp [Ca] Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 113.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $59.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.42%
12-Months-Change
Fundamentals
Return on Equity
2.22%
Trailing 12-Months
Asset Growth
4.20%
Trailing 12-Months
Company Description
Oak Valley Bancorp [Ca]
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
Technical Analysis
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Ownership Overview
12.27% Insiders
8.27% Mutual Funds
4.93% Other Institutional Investors
63.32% Public Companies and
Individual Investors