Want to see FNRN full AI Analyst Report?

First Northern Community Bancorp (FNRN) Price & Analysis

Q: What was First Northern Community Bancorp’s price range in the past 12 months?

First Northern Community Bancorp lowest stock price was $11.19 and its highest was $19.25 in the past 12 months.

Q: What is First Northern Community Bancorp’s market cap?

First Northern Community Bancorp’s market cap is $286.92M.

Q: When is First Northern Community Bancorp’s upcoming earnings report date?

First Northern Community Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 65 days.

Q: How were First Northern Community Bancorp’s earnings last quarter?

First Northern Community Bancorp released its earnings results on Jul 30, 2026. The company reported $0.286 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Q: Is First Northern Community Bancorp overvalued?

According to Wall Street analysts First Northern Community Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Northern Community Bancorp pay dividends?

First Northern Community Bancorp does not currently pay dividends.

Q: What is First Northern Community Bancorp’s EPS estimate?

First Northern Community Bancorp’s EPS estimate for its next earnings report is not yet available.

Q: How many shares outstanding does First Northern Community Bancorp have?

First Northern Community Bancorp has 16,395,304 shares outstanding.

Q: What happened to First Northern Community Bancorp’s price movement after its last earnings report?

First Northern Community Bancorp reported an EPS of $0.286 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.46%.

Q: Which hedge fund is a major shareholder of First Northern Community Bancorp?

Currently, no hedge funds are holding shares in FNRN

22 Followers

FNRN Stock Chart & Stats

$18.50

$0.30(1.62%)

At close: Jul 28 4:00 PM EDT

$18.50

$0.30(1.62%)

Day’s Range― - ―

52-Week Range$11.19 - $19.25

Previous Close$18.8

Volume337.93K

Average Volume (3M)5.41K

Market Cap

$286.92M

Enterprise Value$188.42

Total Cash (Recent Filing)$732.37M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)12.3

Beta-0.17

Next Earnings

Oct 28, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)1.42

Shares Outstanding16,395,304

10 Day Avg. Volume5,378

30 Day Avg. Volume5,413

Financial Highlights & Ratios

PEG Ratio0.85

Price to Book (P/B)1.00

Price to Sales (P/S)2.40

P/FCF Ratio40.83

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue And ProfitabilityMulti-year revenue expansion and sustained mid-20% net margins indicate durable earnings power for a community bank. TTM net income improved to $22.6M, supporting resilience even as recent growth moderated.

Conservative Balance SheetMinimal debt and steadily accumulated equity provide financial flexibility and loss-absorption capacity. This conservative capital structure can support continued lending and help the bank withstand credit or funding stress.

Loan Growth And Credit QualityCommercial loan growth, improving credit quality and a solid net interest margin strengthen the bank’s core earnings base. Deposit growth also supports funding for expansion while reducing reliance on wholesale financing.

Bears Say

Volatile Cash GenerationCash generation has been positive but inconsistent, and free-cash-flow conversion is below prior near-1:1 levels. This weakens confidence that reported earnings will translate consistently into internally generated liquidity.

Systems Upgrade Cost PressureThe technology investment may improve long-term efficiency, but elevated expenses can pressure earnings and operating leverage over the next several quarters. Execution delays or cost overruns would extend the drag on profitability.

Modest Asset GrowthWhen assets and earning capacity expand more slowly than equity, capital may be under-deployed and returns can remain constrained. The bank may need stronger loan growth or improved margins to accelerate shareholder returns.

First Northern Community Bancorp News

First Northern Community Bancorp Reports Solid Q2 Earnings

First Northern Community Bancorp ( ($FNRN) ) has provided an announcement. On July 29, 2026, First Northern Community...

25d ago

FNRN

First Northern Shareholders Back Board, Pay and Auditor

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On May 19, 2026, First Northern Community...

3M ago

FNRN

First Northern Community Bancorp Posts Strong Q1 2026 Results

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On April 29, 2026, First Northern Community...

4M ago

FNRN

First Northern Community Bancorp announces approval for Nasdaq listing

First Northern Community Bancorp (FNRN) announced that it has received approval to list its common stock on The...

4M ago

FNRN

First Northern Community Bancorp Secures Nasdaq Capital Market Listing

First Northern Community Bancorp ( ($FNRN) ) has provided an update. On April 21, 2026, First Northern Community...

4M ago

FNRN

First Northern Community Bancorp Authorizes New Share Repurchase

First Northern Community Bancorp ( ($FNRN) ) has issued an announcement. First Northern Community Bancorp announced on March...

5M ago

FNRN

First Northern Community Bancorp Pursues Nasdaq Capital Market Uplisting

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On March 24, 2026, First Northern Community...

5M ago

FNRN

First Northern acquires Beacon Wealth Strategies

First Northern Advisors, a division of First Northern Bank, announced the acquisition of Beacon Wealth Strategies, an independent...

6M ago

FNRN

First Northern Community Bancorp Declares 5% Stock Dividend

First Northern Community Bancorp ( ($FNRN) ) has issued an update. For the twelve months ended December 31,...

7M ago

FNRN

First Northern Eases Director Qualification Rules for Finance Roles

The latest announcement is out from First Northern Community Bancorp ( ($FNRN) ). On January 22, 2026, First...

7M ago

FNRN

First Northern Community Bancorp Reports Q3 2025 Earnings

An update from First Northern Community Bancorp ( ($FNRN) ) is now available. On October 29, 2025, First...

10M ago

FNRN

First Northern Bancorp Approves Bylaws Amendments for Securities

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On September 17, 2025, First Northern Community...

11M ago

FNRN

FNRN FAQ

What was First Northern Community Bancorp’s price range in the past 12 months?

First Northern Community Bancorp lowest stock price was $11.19 and its highest was $19.25 in the past 12 months.

What is First Northern Community Bancorp’s market cap?

First Northern Community Bancorp’s market cap is $286.92M.

When is First Northern Community Bancorp’s upcoming earnings report date?

First Northern Community Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 65 days.

How were First Northern Community Bancorp’s earnings last quarter?

First Northern Community Bancorp released its earnings results on Jul 30, 2026. The company reported $0.286 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is First Northern Community Bancorp overvalued?

According to Wall Street analysts First Northern Community Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Northern Community Bancorp pay dividends?

First Northern Community Bancorp does not currently pay dividends.

What is First Northern Community Bancorp’s EPS estimate?

First Northern Community Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Northern Community Bancorp have?

First Northern Community Bancorp has 16,395,304 shares outstanding.

What happened to First Northern Community Bancorp’s price movement after its last earnings report?

First Northern Community Bancorp reported an EPS of $0.286 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.46%.

Which hedge fund is a major shareholder of First Northern Community Bancorp?

Currently, no hedge funds are holding shares in FNRN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Northern Community Bancorp Stock Smart Score

Neutral

Fundamentals

Return on Equity

―

Trailing 12-Months

Asset Growth

2.91%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Northern Community Bancorp

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; equipment leasing, merchant card processing, payroll, and international banking services through third parties; and other customary banking services. Further, it rents safe deposit boxes. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; and residential mortgage loan office in Davis. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.