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First Northern Community Bancorp (FNRN) Price & Analysis

22 Followers

FNRN Stock Chart & Stats

$13.42

$0.00(0.00%)

At close: Jan 07 4:00 PM EST

$13.42

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$9.48 - $18.62

Previous CloseN/A

Volume500.00

Average Volume (3M)5.41K

Market Cap

$288.93M

Enterprise Value$158.37M

Total Cash (Recent Filing)$762.87M

Total Debt (Recent Filing)$5.57M

Price to Earnings (P/E)12.1

Beta-0.15

Next Earnings

Jul 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)1.48

Shares Outstanding16,407,005

10 Day Avg. Volume5,378

30 Day Avg. Volume5,413

Financial Highlights & Ratios

PEG Ratio0.85

Price to Book (P/B)1.00

Price to Sales (P/S)2.40

P/FCF Ratio40.83

Enterprise Value/Market Cap0.55

Enterprise Value/Revenue1.78

Enterprise Value/Gross Profit2.13

Enterprise Value/Ebitda4.83

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetVery low leverage and materially growing equity provide a durable capital buffer that supports lending through cycles, preserves regulatory headroom, and reduces insolvency risk. This conservative posture sustains credit flexibility and underpins stable ROE through adverse periods.

Strong Profitability And MarginsSustained mid-20% net margins and healthy ROE indicate efficient core banking economics and pricing power in commercial and deposit products. Persistent margin strength supports internal capital generation and funds reinvestment, enabling growth without overreliance on external funding.

Uplisting And Disciplined Capital ActionsUplisting to Nasdaq increases visibility and potential investor base; an explicit buyback program and stock dividend signal disciplined capital allocation. These structural moves improve liquidity, governance profile and strategic optionality for multi-year growth and funding.

Bears Say

Volatile Operating Cash FlowSharp swings in operating cash flow reduce confidence in consistent cash conversion despite positive FCF. Volatility can constrain reliable funding for dividends, buybacks or loan growth, and raises the risk that temporary liquidity shortfalls force more conservative behavior.

Uneven Operating Profitability TrendsMaterial margin variability and a prior anomaly weaken predictability of recurring earnings. For a regional lender, inconsistent operating performance complicates planning for credit cycles, expense leverage and long-term reinvestment, elevating forecast risk for 2–6 month horizons.

Flat Asset GrowthStagnant asset growth suggests limited balance-sheet expansion and constrained loan/deposit scaling. Reliance on earnings tweaks rather than lending growth may limit long-term revenue expansion and economies of scale, challenging sustained growth in net interest income.

First Northern Community Bancorp News

First Northern Shareholders Back Board, Pay and Auditor

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On May 19, 2026, First Northern Community...

2M ago

FNRN

First Northern Community Bancorp Posts Strong Q1 2026 Results

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On April 29, 2026, First Northern Community...

2M ago

FNRN

First Northern Community Bancorp announces approval for Nasdaq listing

First Northern Community Bancorp (FNRN) announced that it has received approval to list its common stock on The...

3M ago

FNRN

First Northern Community Bancorp Secures Nasdaq Capital Market Listing

First Northern Community Bancorp ( ($FNRN) ) has provided an update. On April 21, 2026, First Northern Community...

3M ago

FNRN

First Northern Community Bancorp Authorizes New Share Repurchase

First Northern Community Bancorp ( ($FNRN) ) has issued an announcement. First Northern Community Bancorp announced on March...

3M ago

FNRN

First Northern Community Bancorp Pursues Nasdaq Capital Market Uplisting

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On March 24, 2026, First Northern Community...

4M ago

FNRN

First Northern acquires Beacon Wealth Strategies

First Northern Advisors, a division of First Northern Bank, announced the acquisition of Beacon Wealth Strategies, an independent...

5M ago

FNRN

First Northern Community Bancorp Declares 5% Stock Dividend

First Northern Community Bancorp ( ($FNRN) ) has issued an update. For the twelve months ended December 31,...

5M ago

FNRN

First Northern Eases Director Qualification Rules for Finance Roles

The latest announcement is out from First Northern Community Bancorp ( ($FNRN) ). On January 22, 2026, First...

5M ago

FNRN

First Northern Community Bancorp Reports Q3 2025 Earnings

An update from First Northern Community Bancorp ( ($FNRN) ) is now available. On October 29, 2025, First...

8M ago

FNRN

First Northern Bancorp Approves Bylaws Amendments for Securities

First Northern Community Bancorp ( ($FNRN) ) just unveiled an announcement. On September 17, 2025, First Northern Community...

10M ago

FNRN

First Northern Reports 23.6% Q2 Net Income Increase

First Northern Community Bancorp ( ($FNRN) ) has provided an announcement. On July 29, 2025, First Northern Community...

12M ago

FNRN

FNRN FAQ

What was First Northern Community Bancorp’s price range in the past 12 months?

First Northern Community Bancorp lowest stock price was $9.48 and its highest was $18.62 in the past 12 months.

What is First Northern Community Bancorp’s market cap?

First Northern Community Bancorp’s market cap is $288.93M.

When is First Northern Community Bancorp’s upcoming earnings report date?

First Northern Community Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 12 days.

How were First Northern Community Bancorp’s earnings last quarter?

First Northern Community Bancorp released its earnings results on Apr 30, 2026. The company reported $0.358 earnings per share for the quarter, beating the consensus estimate of N/A by $0.358.

Is First Northern Community Bancorp overvalued?

According to Wall Street analysts First Northern Community Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Northern Community Bancorp pay dividends?

First Northern Community Bancorp does not currently pay dividends.

What is First Northern Community Bancorp’s EPS estimate?

First Northern Community Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Northern Community Bancorp have?

First Northern Community Bancorp has 16,407,005 shares outstanding.

What happened to First Northern Community Bancorp’s price movement after its last earnings report?

First Northern Community Bancorp reported an EPS of $0.358 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.457%.

Which hedge fund is a major shareholder of First Northern Community Bancorp?

Currently, no hedge funds are holding shares in FNRN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Northern Community Bancorp Stock Smart Score

Neutral

Insider Transactions

Sold Shares

Worth $349.7K over
the Last 3 Months

Technicals

Fundamentals

Return on Equity

11.32%

Trailing 12-Months

Asset Growth

2.60%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Northern Community Bancorp

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; equipment leasing, merchant card processing, payroll, and international banking services through third parties; and other customary banking services. Further, it rents safe deposit boxes. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; and residential mortgage loan office in Davis. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.