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Total Valuation
First Northern Community Bancorp has a market cap or net worth of $288.93M. The enterprise value is $158.37M.
Market Cap$288.93M
Enterprise Value$158.37M
Share Statistics
First Northern Community Bancorp has 16,407,005 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,407,005
Owned by Insiders7.28%
Owned by Institutions1.66%
Financial Efficiency
First Northern Community Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.11%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.11%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee433.35K
Profits Per Employee44.79K
Employee Count204
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Northern Community Bancorp is 12.1. First Northern Community Bancorp’s PEG ratio is 0.85.
PE Ratio12.1
PS Ratio2.40
PB Ratio1.00
Price to Fair Value1.00
Price to FCF40.83
Price to Operating Cash Flow37.45
PEG Ratio0.85
Income Statement
In the last 12 months, First Northern Community Bancorp had revenue of 88.40M and earned 21.13M in profits. Earnings per share was 1.34.
Revenue88.40M
Gross Profit73.57M
Operating Income27.41M
Pretax Income27.41M
Net Income21.13M
EBITDA29.33M
Earnings Per Share (EPS)1.34
Cash Flow
In the last 12 months, operating cash flow was 7.76M and capital expenditures -2.10M, giving a free cash flow of 5.65M billion.
Operating Cash Flow7.76M
Free Cash Flow5.65M
Free Cash Flow per Share0.34
Dividends & Yields
First Northern Community Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.15
52-Week Price Change84.99%
50-Day Moving Average17.54
200-Day Moving Average14.40
Relative Strength Index (RSI)56.86
Average Volume (3m)5.41K
Important Dates
First Northern Community Bancorp upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
First Northern Community Bancorp as a current ratio of 133.78, with Debt / Equity ratio of 2.60%
Current Ratio133.78
Quick Ratio133.78
Debt to Market Cap<0.01
Net Debt to EBITDA-4.77
Interest Coverage Ratio1.85
Taxes
In the past 12 months, First Northern Community Bancorp has paid 6.28M in taxes.
Income Tax6.28M
Effective Tax Rate0.23
Enterprise Valuation
First Northern Community Bancorp EV to EBITDA ratio is 2.47, with an EV/FCF ratio of 13.94.
EV to Sales0.82
EV to EBITDA2.47
EV to Free Cash Flow13.94
EV to Operating Cash Flow10.51
Balance Sheet
First Northern Community Bancorp has $762.87M in cash and marketable securities with $5.57M in debt, giving a net cash position of $757.30M billion.
Cash & Marketable Securities$762.87M
Total Debt$5.57M
Net Cash$757.30M
Net Cash Per Share$46.16
Tangible Book Value Per Share$13.07
Margins
Gross margin is 83.73%, with operating margin of 31.00%, and net profit margin of 23.90%.
Gross Margin83.73%
Operating Margin31.00%
Pretax Margin31.00%
Net Profit Margin23.90%
EBITDA Margin33.17%
EBIT Margin31.00%
Analyst Forecast
The average price target for First Northern Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.32%
EPS Growth Forecast23.38%