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Total Valuation
First Northern Community Bancorp has a market cap or net worth of $286.92M. The enterprise value is $188.42.
Market Cap$286.92M
Enterprise Value$188.42
Share Statistics
First Northern Community Bancorp has 16,395,304 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,395,304
Owned by Insiders7.68%
Owned by Institutions12.03%
Financial Efficiency
First Northern Community Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.10%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.10%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee433.35K
Profits Per Employee44.79K
Employee Count204
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Northern Community Bancorp is 12.3. First Northern Community Bancorp’s PEG ratio is 0.85.
PE Ratio12.3
PS Ratio2.40
PB Ratio1.00
Price to Fair Value1.00
Price to FCF40.83
Price to Operating Cash Flow32.42
PEG Ratio0.85
Income Statement
In the last 12 months, First Northern Community Bancorp had revenue of 88.40M and earned 21.13M in profits. Earnings per share was 1.34.
Revenue88.40M
Gross Profit73.57M
Operating Income27.41M
Pretax Income27.41M
Net Income21.13M
EBITDA29.33M
Earnings Per Share (EPS)1.34
Cash Flow
In the last 12 months, operating cash flow was 8.68M and capital expenditures -2.33M, giving a free cash flow of 6.35M billion.
Operating Cash Flow8.68M
Free Cash Flow6.35M
Free Cash Flow per Share0.39
Dividends & Yields
First Northern Community Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.17
52-Week Price Change54.00%
50-Day Moving Average17.93
200-Day Moving Average15.31
Relative Strength Index (RSI)44.35
Average Volume (3m)5.41K
Important Dates
First Northern Community Bancorp upcoming earnings date is Oct 28, 2026, After Close (Confirmed).
Last Earnings DateJul 30, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date―
Financial Position
First Northern Community Bancorp as a current ratio of 140.53, with Debt / Equity ratio of 0.00%
Current Ratio140.53
Quick Ratio140.53
Debt to Market Cap<0.01
Net Debt to EBITDA-4.77
Interest Coverage Ratio1.85
Taxes
In the past 12 months, First Northern Community Bancorp has paid 6.28M in taxes.
Income Tax6.28M
Effective Tax Rate0.23
Enterprise Valuation
First Northern Community Bancorp EV to EBITDA ratio is 2.47, with an EV/FCF ratio of 13.94.
EV to Sales0.82
EV to EBITDA2.47
EV to Free Cash Flow13.94
EV to Operating Cash Flow10.51
Balance Sheet
First Northern Community Bancorp has $732.37M in cash and marketable securities with $0.00 in debt, giving a net cash position of $732.37M billion.
Cash & Marketable Securities$732.37M
Total Debt$0.00
Net Cash$732.37M
Net Cash Per Share$44.67
Tangible Book Value Per Share$13.07
Margins
Gross margin is 82.99%, with operating margin of 31.00%, and net profit margin of 23.90%.
Gross Margin82.99%
Operating Margin31.00%
Pretax Margin31.00%
Net Profit Margin23.90%
EBITDA Margin33.17%
EBIT Margin31.00%
Analyst Forecast
The average price target for First Northern Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.52%
EPS Growth Forecast13.04%