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BCAL Stock Chart & Stats
$19.78
$0.07(0.45%)
At close: 4:00 PM EST
$19.78
$0.07(0.45%)
Day’s Range― - ―
52-Week Range$15.85 - $22.00
Previous CloseN/A
Volume12.15K
Average Volume (3M)154.65K
Market Cap
$681.59M
Enterprise Value$576.03
Total Cash (Recent Filing)$363.99M
Total Debt (Recent Filing)$52.99M
Price to Earnings (P/E)11.5
Beta0.92
Next Earnings
Nov 03, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)1.86
Shares Outstanding32,150,540
10 Day Avg. Volume121,382
30 Day Avg. Volume154,649
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)1.06
Price to Sales (P/S)2.58
P/FCF Ratio10.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$24.50Price Target Upside23.86% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.73
Revenue Forecast (FY)$182.45M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Low LeverageSustained low leverage provides structural resilience to credit cycles and liquidity stress, allowing the bank to absorb loan losses, fund organic loan growth and maintain capital returns. A conservatively levered balance sheet supports stability across 2–6 months and enhances funding optionality.
High Operating And Net MarginsConsistently strong margins indicate durable operating efficiency and profitable core lending/fee mix. Higher margins increase earnings sensitivity to loan growth and reduce reliance on volume to sustain profits, supporting persistent return generation and the ability to fund dividends and modest buybacks over the medium term.
Improving Credit Quality And Disciplined Capital ReturnsMarked improvement in asset quality lowers future provisioning needs and volatility in earnings. Coupled with measured loan growth and a raised dividend plus modest buybacks, this reflects disciplined capital allocation and management confidence, supporting franchise durability and shareholder return consistency.
Bears Say
Severe TTM Revenue DeclineA roughly 97% TTM revenue drop materially reduces revenue visibility and questions sustainable scale. Even with strong margins, a collapsed revenue base constrains growth optionality, makes forecasting earnings harder and raises the risk that profits may not persist absent revenue normalization or new revenue drivers.
Weakening Cash Flow MomentumDeclining FCF and minimal operating cash coverage erode internal funding capacity for lending, capital returns and extraordinary needs. Over a multi-month horizon, weaker cash generation increases dependence on external funding or balance-sheet adjustments, reducing financial flexibility during stress.
Volatile Profitability And Past Earnings DipHistoric swings in profitability and a pronounced prior-year dip highlight execution and cyclical exposure. For a regional bank, inconsistent earnings raise the probability of episodic capital strain, variable shareholder returns and conservative regulatory scrutiny, increasing medium-term operational risk.
California BanCorp News
BCAL FAQ
What was California BanCorp’s price range in the past 12 months?
California BanCorp lowest stock price was $15.85 and its highest was $22.00 in the past 12 months.
What is California BanCorp’s market cap?
California BanCorp’s market cap is $681.59M.
When is California BanCorp’s upcoming earnings report date?
California BanCorp’s upcoming earnings report date is Nov 03, 2026 which is in 73 days.
How were California BanCorp’s earnings last quarter?
California BanCorp released its earnings results on Apr 28, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.4 by $0.02.
Is California BanCorp overvalued?
According to Wall Street analysts California BanCorp’s price is currently Undervalued.
Does California BanCorp pay dividends?
California BanCorp pays a Notavailable dividend of $0.12 which represents an annual dividend yield of 1.4%. See more information on California BanCorp dividends here
What is California BanCorp’s EPS estimate?
California BanCorp’s EPS estimate is 0.43.
How many shares outstanding does California BanCorp have?
California BanCorp has 32,150,540 shares outstanding.
What happened to California BanCorp’s price movement after its last earnings report?
California BanCorp reported an EPS of $0.42 in its last earnings report, beating expectations of $0.4. Following the earnings report the stock price went up 0.421%.
Which hedge fund is a major shareholder of California BanCorp?
Currently, no hedge funds are holding shares in BCAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
California BanCorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$24.50 (23.86% Upside)
$24.50 (23.86% Upside)
Blogger Sentiment
Neutral
BCAL Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 541.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $158.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.54%
12-Months-Change
Fundamentals
Return on Equity
1.40%
Trailing 12-Months
Asset Growth
1.81%
Trailing 12-Months
Company Description
California BanCorp
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.
BCAL Stock 12 Month Forecast
Average Price Target
$24.50
▲(23.86% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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Shore Bancshares
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Washington Bancorp
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Ownership Overview
8.63% Insiders
9.45% Mutual Funds
24.38% Other Institutional Investors
44.76% Public Companies and
Individual Investors